All You Need To Know Regarding Bharti AXA Bike Insurance Plan

Established in 2008 as a joint venture between AXA Group, Bharti AXA General Insurance Company Ltd is a well-known insurance provider, and Bharti Enterprises, a well-known Indian business group, with respective stakes of 49 percent and 51 percent. It was the first insurance company in India to obtain dual ISO certifications in 2009, during its first year of operations. Indeed, it is one of the leading general insurance companies, has provided innovative and comprehensive insurance solutions since its inception. Bharti AXA General Insurance not only provides comprehensive coverage for two-wheeler insurance but also provides multiple perks along with it. 

Perks of Purchasing Two Wheeler Insurance At Bharti AXA 

Bharti AXA's two-wheeler insurance policies are distinguished by a number of features that set them apart from the competition. The following are the key features of their two-wheeler insurance policies -

1. Covers financial losses incurred as a result of damaged or stolen two-wheelers.

2. Cashless servicing is available at authorised 3500+ network garages across India.

3. Personal accident coverage provides up to Rs.1 lakh in coverage.

4. Two-year and three-year two-wheeler insurance policies

5. There is a premium discount available with the No-Claim Bonus.

6. Policyholders can renew their policies online in a simple and quick manner.

You may also like to read:- Guide To Change Nominee Name in Your Bike Insurance Plan 

What Does Bharti AXA Cover Under Two Wheeler Insurance?

While comparing policies, it is very important to check the perks and coverage that is offered by the insurance company. The following are the situations covered by Bharti AXA General Insurance that makes it an ideal choice to purchase your bike insurance policy from -

• Coverage In Case of Natural Disasters

In the event of uncontrollable natural disasters such as earthquakes, floods, cyclones, tsunamis, hurricanes, and so on, the two-wheeler insurance policy provides extensive coverage for the vehicle.

• Damage Sustained Due To Human-Made Disasters

The insurance policy from Bharti AXA General Insurance covers all types of man-made disasters such as fire, strike, terrorism, strike, and so on. Furthermore, with this policy, the owner no longer has to be concerned about vehicle theft or robbery.

• Accident Cover

Even if you are a cautious rider, you never know when another rider on the road will collide with you. This is why this insurance policy from Bharti AXA General Insurance includes coverage for road accidents to protect you and your vehicle on the road.

• PA Cover And Third Party Cover

If the owner or driver of the two-wheeler insured under this policy is injured or dies as a result of an accident, Bharti AXA General Insurance will be entitled to provide compensation to the policyholder if he is lawful.

Exclusions of Two Wheeler Insurance Policy of Bharti AXA?

The following are the exclusions or incidents that are not covered by this Bharti AXA two-wheeler insurance policy -

• Damages to the two-wheeler caused by driving while under the influence of drugs or alcohol at the time of the accident
• Regular wear and tear, as well as the depreciation of the two-wheeler over time, will not be considered.
• Any violation of the insurance policy, such as driving without a valid licence or operating a two-wheeler while under the age of 18, will not be covered.
• If a private vehicle insured under this policy is used for commercial purposes or vice versa, the claim may be denied.
• Other reasons for claim rejection include mechanical and electrical failure, expired policy, driving beyond geographical limits, staged accidents, and so on.

Also Read:- Advantage of Cashless Claim Facility in Two-Wheeler Insurance

Take Away

Bharti AXA General Insurance offers various perks along with comprehensive coverage. You can contact 1800-103-2292 for any queries and buy, renew and claim your bike insurance without any hassle. Purchasing your bike insurance requires a lot of groundwork. Make sure to purchase your two-wheeler insurance from a trusted and reputed bike insurance provider and ride safely.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.