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Advantage of Cashless Claim Facility in Two-Wheeler Insurance

Published On Jul 25, 2021, Updated On May 10, 2023

Read to know the benefits of a cashless claim facility in two-wheeler insurance.

The actual purpose of a two-wheeler insurance plan is to provide coverage for damages and losses sustained by the insured bike or scooter when the policyholder raises a claim. To achieve this, you should buy a bike insurance policy from an insurance company that holds a wide network of garages and offers a cashless claim. Let’s discuss the cashless claim facility and how it is helpful.

Advantage of Cashless Claim Facility in Two-Wheeler Insurance

What Is A Cashless Claim?

It is a claim facility where if your bike needs to be repaired and you can visit the network garage of your insurance company, then it can be repaired without paying anything. You just have to inform your insurer about your visit to the network garage for repair and the rest will be taken care of by your bike insurance company. Under this facility, the repair bill is sent to your insurance provider by the network garage and after verifying the details, they settle the amount directly with the garage. In this situation, you only might have to make the payment for deductible only, if any. 

Benefits of Cashless Claim Facility 

The cashless claim feature of bike insurance is always preferred by policyholders for the below-given benefits:

1. Convenient Option

Cashless claim for two-wheelers is quite a convenient way. In the situation of a mishap, you need not worry about finding the best workshop to get your car repaired, you do not have to give any thought to arranging money to pay repair bills, etc. You just have to take your bike to the network garage and it’s done.

You may also like to read:- Purchasing A Used Bike From A Different State? Keep These Things in Mind!  

2. No Payment Stress

The bike insurance claim process can be tedious sometimes. But, when you select an insurance company that provides a cashless claim option, it becomes quite simple, swift and stress-free to get your claim settled. With this facility, you need not pay for anything other than a small amount of deductible. This feature takes away all your payment stress after an accident and helps you get your car repaired without any hassle.

3. Fast and Easy Process

With the cashless claim facility, you can get your car repaired without paying anything, while with a reimbursement claim option, you will need to pay for the repair expenses that you can get reimbursed after some days. Also, you need to gather documents to attach while filing reimbursement claims. So, the cashless claim procedure is not only fast but also easy as your insurer takes care of everything there.

Also Read:- 3 Easy Ways To Check Bike Insurance Expiry Date Online   


In a situation where your two-wheeler gets damaged due to an accident or a mishap, the cashless claim could rescue you in the best manner. It helps you get your car repaired without paying for any hefty repair bill and quickly settles your claim. It comes with some benefits which are aforementioned. We hope this article will help you find the benefits of a cashless claim facility.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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