Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Guide To Change Nominee Name in Your Bike Insurance Plan

Published On Jul 24, 2021, Updated On Jul 28, 2021

Do you want to change the nominee in your bike insurance policy? Here is a quick guide to understanding how to change your nominee of a bike insurance policy.

If you own a two-wheeler, you should get it covered with a bike insurance plan. All bike owners are required to own at least third-party liability insurance to comply with the traffic laws in India. Driving without carrying the liability only policy can make you pay a challan. However, own-damage bike insurance compensates for your damages or losses sustained by your bike in unforeseen events. The bike insurance comes with a personal accident cover as well to protect the owner/driver of the insurer bike. In case of the demise of the owner or rider of the bike, the bike insurance company pays the amount of compensation to the nominee that they have mentioned while purchasing the policy. 

Guide To Change Nominee Name in Your Bike Insurance Plan

Beneficiary or Nominee of Bike Insurance

A nominee is a person who is assigned by policyholders to get the amount of claim or compensation in an event of their death. The nominee can also be termed as beneficiary referring to the one who gets the benefits on behalf of the policyholder. The policyholders have to mention the name of the nominee while filling up the bike insurance policy form at the time of buying it. The nominees are entitled to receive compensation in situations where the policyholder could not survive the road accident or if he or she dies after raising the claim but could not get it. 

Now the question arises if you wish to alter the name of your nominee. For instance, you made a nominee to your sister while you were single, but after marriage, if you want to make your spouse a nominee, then what should you do? However, with the help of endorsement, you can change your nominee’s name.

You may also like to read:- Everything You Need To Know About ICICI Lombard Two-Wheeler Insurance

Endorsement In Bike Insurance

The endorsement in a bike insurance plan signifies any sort of change you wish to make in your existing plan. It is basically a document that holds a record of amendments you make to your bike insurance plan. It serves as a testimony that you have made changes in the plan. If you have shifted to another house and wish to update your address in your policy then your insurance company can issue an endorsement to make the change. Similarly, to alter the name of your nominee in your plan, you need to ask your insurer to pass an endorsement during the mid policy year, renewal of the policy, or beginning of the policy year. You need to hold the required documents handy to submit as evidence to make the changes.

Process to Change Nominee Name

There is a simple process to change the nominee name in the bike insurance policy. You just have to write an application to your insurer to request passing an endorsement while mentioning the name of the new beneficiary or nominee. You can send the details of the nominee through an email or post based on the terms of the insurance company. You need no document to get changes made in your bike insurance policy by your insurance company. Also, you do not require the consent of an existing nominee to change the name. Different types of endorsements are available under bike insurance like the name change, address change, contact number change, expired policy renewal, etc.

Also Read:- All You Need To Know About SBI Two-Wheeler Insurance


Since the nominee is a person who receives the compensation on your behalf in your absence, it makes it a crucial decision to take. Hence, you must assign a trustworthy person to let the money go in the right hands. Therefore, if you think of changing your nominee anytime, you can follow the guidance aforementioned. You can make it happen online as well at the comfort of your home.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Explore more before buying Bike Insurance

    must dotmust graphics

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 50 lakhs happy customers
    • Claim Support available all 7 days of the week

    People Also Read