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KTM Two Wheelers Insurance

  • Parent company of KTM Group, consists a number of motorcycle brands
    Check in your City
  • Largest motorcycle manufacturer in Europe for 4 consecutive years
  • Known for off-road motorcycles

Top Bike Insurance Plans

Third Party
Own Damage
Starting From 4229
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
Starting From 5978
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
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Bike Insurance Premium for Ktm Bike Variants

The following table shows the complete list of Ktm bike variants with their insurance premium rates.
Bike ModelVariant of the BikeComprehensive Bike InsuranceThird Party Bike InsuranceOwn Damage Bike Insurance
KTM Duke 200

2013 - 2016

₹ 8092

₹ 1366

₹ 439

KTM 125 Duke


₹ 4229

₹ 714

₹ 206

KTM 390 Adventure


₹ 16648

₹ 2804

₹ 539

KTM 790 Duke


₹ 19426

₹ 714

₹ 3175



₹ 22058

₹ 2804

₹ 3834

KTM 250 Adventure


₹ 8552

₹ 1366

₹ 875

KTM 390 Adventure X


₹ 714

₹ 714

₹ 592



₹ 18376

₹ 2804

₹ 2401

KTM RC 125


₹ 4403

₹ 714

₹ 611

KTM RC 200

GP Edition

₹ 714

₹ 714

₹ 2571

KTM RC 390

GP Edition

₹ 714

₹ 714

₹ 2571

The above-mentioned Ktm Bike Insurance Premiums are suggestive and may change basis the bike's MMV, RTO location, claims history, policy type, etc.

Calculate KTM Two Wheeler Insurance

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

About KTM

KTM AG is an Austrian motorcycle as well as sports car manufacturer owned by Pierer Mobility AG and Indian manufacturer Bajaj Auto. Bajaj Auto limited of India started its gradual acquisition of KTM in the year 2007 and initially in November acquired 14.5% in KTM Power Sports AG. Eventually, it managed to acquire 47% of the KTM. Currently, KTM and Bajaj manufacturers sell RC 390, Duke 390, RC 200, Duke 250, and Duke 200 motorcycles in India.

Formerly known as KTM Sportmotorcycle AG, KTM AG is the first name that comes into the minds of many when talking of off-road bikes. Formed in 1992, the company traces its foundation in 1934. Today, the company is a parent company of KTM Group that consists of numerous motorcycle brands. KTM AG is the largest motorcycle manufacturer in Europe and is globally recognised as one of the leading off-road motorcycle manufacturers.

KTM AG is known for its off-road motorcycles like motocross, enduro, and supermoto. The company expanded into street motorcycle production from the late 1990s and has now expanded into street motorcycle production and development of sports cars like the X-Bow. KTM AG sold as many street bikes as off-road bikes in the year 2015. In 2016, KTM AG sold as many as 203,423 motor vehicles across the globe.

Two Wheeler Insurance Renewal Process for KTM Bikes

To keep your KTM bike secured from an accident or a mishap for years, you need to hold a bike insurance policy and renew it every year before the due date of expiry without fail. If the expiry date is missed, your two wheeler insurance plan could lapse but still, you can save it by renewing your plan within the grace period which ranges from insurance company to insurance company but generally ranges from 30 days to 90 days. It is very simple to renew your bike insurance plan online which can be done with the following steps:

Step 1: Visit the website of the InsuranceDekho and click on the ‘bike’ tab.

Step 2: Enter your KTM bike’s Registration Number and choose your bike’s variant and fuel type. If you do not have the Registration Number of your bike, in such a case, you can alternatively click on the ‘Don't know your bike number?’ option and choose the brand, model, fuel type, variant, registration year and city, and RTO of your bike to proceed ahead.

Step 3: Enter the expiry date of your previous bike insurance Policy and the name of your previous bike insurance company. Also, you will have to disclose if you have made any bike insurance claim during the previous policy year and then click on the ‘Continue’ tab.

Step 4: Fill up your personal details correctly which includes your name, mobile number and policy tenure for which you want to buy an insurance plan and click on the ‘Submit and Get Quotes’ link.

Step 5: Various premium quotes for a bike insurance policy which are provided by different insurance companies shall appear on your screen. Compare and choose a bike insurance plan quote which suits your budget and needs in the best manner. Also, you can choose some add-on covers of your choice at this stage of the renewal process.

Step 6: Click on the ‘Buy Now’ button and check all the details entered by you before initiating the payment process for the renewal of your KTM bike insurance plan. You can pay for the renewal of your bike insurance plan using your debit card, credit card, digital wallets and net banking options. After this, the policy document of your bike insurance policy will directly be sent to you at your registered Email ID.

Cashless Bike Insurance for KTM Bikes

If you are a KTM bike owner, you can raise a cashless bike insurance claim by getting your bike repaired at the network garage of your insurance company. After an accident, you must inform your insurer about the incident soon after it happened to initiate the process of a cashless bike insurance claim. With this process, you can get your KTM bike repaired at a network garage without paying anything and your insurance company will be paying for the repair expenses on your behalf.

The cashless bike insurance claim process does not let you worry about the repair expense of your after an accident. It holds fewer formalities to go through and need lesser documents too in comparison to the reimbursement claim process. Under the cashless claim process, your insurer sends a surveyor immediately after an accident which provides the pace to the procedure as the claim is settled based on the report developed by the surveyor. The insurance companies hold top-notch workshops in their network to help policyholders get the best repair service without paying anything.

KTM Cashless Bike Insurance Claim Process

The cashless bike insurance claim process for your KTM bike is hassle-free and it can be executed easily by the policy buyers by following the below given easy steps:

Step 1: You can start the cashless bike insurance claim settlement process for your KTM bike by informing the insurance company within 24 hours of the accident or mishap to the insured bike. You can call them on their official toll-free number or visit the nearest branch of the insurance company. The claim can also be registered online by you in order to initiate the claim settlement process.

Step 2: Once the intimation is made, a customer care executive of the insurance provider contacts you. You are required to inform them about your policy number, time, location, date and all other relevant information regarding the mishap. The executive would then give you a claim registration number which could be saved for further use.

Step 3: A surveyor is sent by the insurance company to gauge the extent of loss caused to the Hero bike at the time of the accident. If there is third party property damage, then you are required to give its vehicle registration number. Also, the contact information of the witnesses can be given as proof. The repair cost is estimated by the surveyor alongside a duly filled claim form, incident proof and policy document.

Step 4: Once all the aspects are assessed, approval is given by the insurer. The payment is made by the insurance company to the network garage after confirming its legal and financial liabilities. The claim amount is calculated after taking into account the deductibles and depreciation.

KTM Reimbursement Bike Insurance Claim

In case you are not able to locate any nearby network garage or wish to get your bike repaired in some other garage, then you can register a reimbursement claim. Once the reimbursement claim has been made, you would receive compensation for the repair by the insurance company. You can place a reimbursement claim for your KTM bike by following the below-given steps:

Step 1: The reimbursement claim process can be initiated by intimating the insurance company about the incidence i.e information regarding the accident, location, time, witnesses etc. This can be done by dialling their helpline number or visiting their nearest branch. It is extremely significant to inform the insurance company soon after the theft or accident of the insured KTM bike.

Step 2: The insurance company executive will give you a call after the intimation is made. You are required to inform the representative regarding the details of the mishap and the policy number. Thereafter, the representative will present you with a unique claim reference number.

Step 3: A surveyor is appointed by the insurance company to evaluate the extent of loss caused to the KTM bike after the accident. It is not advisable to tow your bike to the garage for repair before the surveyor comes to the place of the incident. An estimated repair cost is prepared by the surveyor and he also collects all the necessary documents like duly filed claim form, witnesses and proofs of the incident, etc.

Step 4: Once the surveyor gives approval, you can take your bike to a nearby garage for the repair and make payment for the same after the repair is done. Once the repair of the KTM bike is done, you are required to submit the receipt and bills alongside the policy document to the insurance company for reimbursement. Afterwards, the insurance provider verifies and disburses the claim after considering all the deductibles and depreciation.

How to Renew an Expired Policy for your KTM Two-Wheeler?

To avert the losses and hassle that comes with lapsed two-wheeler insurance policies insurance providers give their customers a grace period. For 90 days after the expiry date of the policy, the insurance holder has a chance to renew their policy and prevent it from lapsing. However, if the customer still fails to renew within the period the policy lapses and can no longer be renewed. The customer then has to purchase a fresh insurance policy and go through inspection formalities once again. If your two-wheeler insurance policy has lapsed, this is how to purchase a fresh one:

Step 1: Visit our website InsuranceDekho and select the two-wheeler insurance tab at the top of the page.

Step 2: Provide the two-wheeler’s registration number along. If you do not have this information with you, you can also enter the two-wheeler’s make, model and year of registration.

Step 3: After entering the required information select ‘Submit and Get Quotes’. The two-wheeler insurance policies in your category will be visible on the screen.

Step 4: Browse through the quotes and compare them to find the best fit in terms of both your requirements and price point. Also, select any add-ons you require.

Step 5: Pay for your selected policy and you will receive your policy document on your registered email ID.

Ktm Bike Insurance User Reviews

What users are saying
  • Availability of Add-on covers

    Along with good insurance plans, the InsuranceDekho website also has good add-on covers with them. I bought the Digit bike insurance plan for my KTM bike and saw various add-on covers that had amazing features. This facility has encouraged me to get my vehicles insured from their website.

    Digit bike Insurance
    By Sahil Sharma
    On: 6th May, 2022
  • Add-on covers available

    Along with good insurance plans, the InsuranceDekho website also has good add-on covers with them. I bought the TATA AIG bike insurance plan for my KTM bike and saw various add-on covers that had amazing features. This facility has encouraged me to get my vehicles insured from their website.

    Tata Aig bike Insurance
    By Raj Aggarwal
    On: 16th February, 2022
  • Purchased a suitable bike insu...

    At the InsuranceDekho website, I had found a segment wherein I could get suitable insurance quotes based on the body type of my bike. I clicked on my KTM EXC 450 and got a number of insurance quotes displayed. I went for Raheja QBE bike insurance plan.

    Raheja Qbe bike Insurance
    By Vishnu Khanna
    On: 28th December, 2021
  • Assistance like no one

    I had gone through the instructions mentioned on claim settlement yet I was not clear on how the inspection prior to the claim settlement works. To clear my doubt, I had raised a doubt on the chat box of InsuranceDekho website and it got cleared in no time at all. I have insured my KTM Duke 200 with Shriram bike insurance plan.

    Shriram bike Insurance
    By Jyoti Sachdeva
    On: 26th October, 2021
  • Several insurance plans

    At InsuranceDekho, the customers can choose from several insurance plans that are designed specifically based on individual requirements. These insurance plans are described thoroughly and the differences amongst these plans are highlighted through visual charts. I did the comparison and finally opted for Kotak bike insurance plan for my Yamaha Alpha.

    Kotak bike Insurance
    By Vinay Kamra
    On: 27th September, 2021
  • Seamless settlement of cashles...

    When my KTM 790 Duke met with a road accident, I immediately went ahead and made a cashless claim on the InsuranceDekho website under TATA AIG bike insurance plan. An appointed official checked the condition of my bike and gave the approval so that I could receive the coverage for repairs. The cashless settlement was done seamlessly.

    Tata Aig bike Insurance
    By Bharat Pillai
    On: 27th September, 2021
  • Contributed in green initiativ...

    On the InsuranceDekho website, I had insured my KTM 200 Duke bike digitally with Acko bike insurance plan. Doing this in a way I too had contributed my part towards the wellness of the environment.

    Acko bike Insurance
    By Abhilasha Sadan
    On: 7th September, 2021
  • Excellent

    Best experience with an easy UI. Love to access your website. I gained a lot of knowledge about insuring a policy. Each and every detail is understandable

    United India bike Insurance
    KTM 250 Duke Chennai
    On: 15th August, 2021
  • Ease in claim settlement

    Claim settlement of my Royal Sundaram comprehensive bike insurance plan issued for my KTM 125 Duke was quite easy and hassle free on InsuranceDekho website. I just followed the step by step instructions mentioned and just like that my claim got settled.

    Royal Sundaram bike Insurance
    By Raveena Singh
    On: 4th August, 2021
  • Hassle free documentation proc...

    The documentation procedure of the Shriram bike insurance plan issued for my KTM 70 Duke on the InsuranceDekho website has been a completely hassle-free process. I had entered a few details regarding my bike to generate the quotes. Later, after proper comparison, I decided with the insurance plan, uploaded my documents and finally made the payment.

    Shriram bike Insurance
    By Priyal Sharma
    On: 27th July, 2021

KTM Bike Insurance FAQs

  • How long does it take to renew a Ktm bike insurance?

    You can get your bike insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should I buy for Ktm bikes?

    The popular insurance add-ons opted with bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.

  • From where can I purchase insurance for my Ktm bike?

    You can visit our website, compare all available premium quotes for Ktm bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Ktm bikes?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Ktm bikes.

  • How can I buy a bike insurance cover online for my KTM bike?

    To buy a bike insurance plan online, you can either visit the website of an insurance company or you can make a visit to the InsuranceDekho’s website i.e,, where you can compare plans of different insurance companies before picking a policy.

  • Is it mandatory to own a third party bike insurance policy for the owner of a KTM bike?

    Every bike owner in India should own a third party bike insurance policy as a compulsion while driving according to the Indian Motor Tariff. Therefore, you should also carry a minimum of the third party bike insurance policy while driving your KTM bike.

  • Can I buy a standalone own-damage bike insurance policy online for my KTM bike?

    Yes, you can purchase an own-damage bike insurance policy online either directly from the insurer of your choice or from the InsuranceDekho portal by making a proper and thorough comparison of bike insurance policy quotes.

  • Can I transfer my NCB benefit from my old insurance policy to my new KTM bike insurance plan?

    Yes, you are allowed to transfer your No Claim Bonus (NCB) benefit from your previous bike insurance policy to your new KTM bike insurance policy. It will help you avail your earned NCB discount on your new insurance plan and lower your next year’s premium amount. The NCB can be transferred as it is given to policyholders for safe driving and not to the bike.

  • How can I include a zero depreciation add-on cover in my KTM bike insurance policy?

    You can include a zero depreciation add-on cover in your KTM bike insurance policy by paying a little extra amount of premium along with the premium of the base bike insurance plan.

  • If my KTM bike insurance policy gets expired, can I renew it?

    If your bike insurance policy that you purchased for your KTM bike gets expired, you can still renew it within 30 days to 90 days of the expiry date. This duration to allow policyholders for renewing their insurance policies is known as a grace period which varies from insurer to insurer. To know the exact time limit under your insurance policy, you should check your policy document or contact your bike insurance agent.

  • What should I enter on the premium calculator to get the premium for my KTM bike insurance?

    To get the right Insured Declared Value (IDV) and the premium amount of the bike insurance policy for your KTM bike. The details that should be entered on the premium calculator includes the Bike Brand, Bike Model, Bike Variant, Registration City of Bike, Year of Purchase of the Bike, and so on.

  • How can I get assistance related to my bike insurance policy for my KTM bike?

    You can find the best bike insurance-related assistance for your KTM bike by getting in touch with the customer care team of the InsuranceDekho company by calling their support staff at 755-1196-989 between 10 am and 7 pm from Monday to Sunday or by writing an email at

View More Questions

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