KTM Bike Insurance

    Ktm Bikes Insurance Price (2018 Premium)

    Bike, the South-Korean automobile giant, is the second largest bike maker in the country
    ModelVariantIDVZero Dep (in INR)Gross Premium (in INR)
    KTM RC 200 2017 EditionSTD 126078 NA 2315
    KTM 390 DukeSTD 210800 NA 5732
    KTM 125 DukeSTD 93619 NA 1067
    KTM RC 125STD 49000 NA 1203
    KTM RC 390 2017 EditionSTD 183681 NA 6000
    KTM RC 200STD 126078 NA 2315
    KTM 200 DukeSTD 105230 NA 2404
    KTM 250 DukeSTD 126722 NA 3016
    KTM RC 390STD 183681 NA 6000
    KTM Duke 390 2017 Edition1Standard 210800 NA 5732
    The above-mentioned premiums are suggestive and may change basis terms & conditions

    Which bike do you ride?

    When did you buy your bike?
    Have you made a claim in the previous year?

    Add-ons For Your Ktm Bike Insurance

    • Zero Depreciation
      Zero Depreciation

      Like other assets, the value of your bike also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

    • Invoice Protection
      Invoice Protection

      In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

    • NCB Cover
      NCB Cover

      No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

    • Engine Protection Cover
      Engine Protection Cover

      The damages incurred by the engine of the bike are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone bike insurance policy can save you from these expenses.

    Ktm Bike Insurance User Reviews


      Very good online support from insurancedekho.com. Very good staff.

      On: 13th May, 2020 | Views

      Great Support from Insurance Dekho. Thankyou.

      On: 3rd March, 2020 | Views
    • Murali Mohan Mohanty

      Good clean interface to compare insurances and smooth process to complete it. Support is also nice. Anyone looking for an insurance policy at least visit once here.

      Murali Mohan Mohanty
      On: 15th July, 2019 | Views


      On: 7th July, 2019 | Views


    • How long does it take to renew a Ktm bike insurance?

      You can get your bike insurance renewed in just 5 minutes with InsuranceDekho.

    • Which all insurance add-ons should I buy for Ktm bikes?

      The popular insurance add-ons opted with bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.

    • From where can I purchase insurance for my Ktm bike?

      You can visit our website insurancedekho.com, compare all available premium quotes for Ktm bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

    • Which insurer has the best claim settlement ratio for Ktm bikes?

      Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Ktm bikes.

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