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Pramerica Life TruShield Term Insurance Eligibility

9 reviews Rate This
Highlights
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices
Total Death Benefit Paid22.44 Crore

Pramerica Life TruShield Plan Features

Below listed are some salient features of Pramerica Life TruShield plan:

  • Provides comprehensive protection
  • Affordable premium
  • Provides return of premiums at the time of plan maturity
  • Provides financial protection to you and your family from the uncertainties of life
  • 2 death benefit payout options - Level Cover and Reducing Cover
  • Flexibility to choose the premium payment term and policy tenure
  • Provides Additional Shield Cover

Pramerica Life TruShield Plan Eligibility Criteria

Below mentioned is the eligibility criteria for the Pramerica Life TruShield plan:

Eligibility Criteria for Pramerica Life TruShield Plan

Parameter

Eligibility

Minimum Entry Age

18 Years

Maximum Entry Age

7 years policy term - 50 Years

10 years policy term - 55 Years

12 years policy term - 50 Years

15 years policy term - 50 Years

20 years policy term - 45 Years

Maximum Maturity Age

65 Years

Policy Term

7 Years, 10 Years, 12 Years, 15 Years and 20 Years

Premium Payment Term

7 years policy term - Regular Pay

10 years policy term - Single, 5 or Regular Pay

12 years policy term - Regular Pay

15 years policy term - Singe, 7 or 12 Pay

20 years policy term - Single or 10 Pay

Minimum Sum Assured

INR 5,00,000

Maximum Sum Assured

INR 50 Crore

Premium Payment Mode

Single, Annually or Monthly
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Key Inclusions and Exclusions of the Plan

What's Included

  • Unforeseen Demise
  • Extensive Life Cover
  • Tax Benefits

What's Not Included

  • Death due to suicide within first 12 months
  • Substance Abuse
  • Participating in criminal activities
  • Pre-existing medical condition
  • Participating in hazardous activities

Pramerica Life TruShield Plan Brochure

  • 888.11 KB
  • PDF Document
  • Sep 09, 2021
Download PDF

Life TruShield Plan Reviews

5.0
Rating based on
9 User reviews
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What users are saying
  • All
  • Simple and Quick Process

    InsuranceDekho's Pramerica Term Insurance- Life TruShield Plan- Term Insurance purchase process is quick and straightforward. I appreciate their user-friendly interface and efficient service, making it easy to secure my family's future.

    Read More

    J
    By Jaismine Kohli
    On: Oct 16, 2023
  • Reliable and Trustworthy

    2 years ago I bought the Pramerica Term Insurance- Life TruShield Plan- Term Insurance from InsuranceDeko. And I can say without a doubt that they have proven to be a reliable and trustworthy partner in protecting my family's future.

    Read More

    D
    By Delisha Sodi
    On: Sep 18, 2023
  • Great Loyalty Benefits

    I've been a loyal customer of InsuranceDekho with the Pramerica Term Insurance- Life TruShield Plan- Term Insurance, and their loyalty benefits have been a pleasant surprise. It reflects their dedication to policyholders.

    Read More

    R
    By Ram Bohra
    On: Sep 08, 2023
  • Various knowledgeable resource...

    The InsuranceDekho website has the availability of varied knowledgeable resources like articles, etc. While buying the Pramerica Term Insurance- Life TruShield Plan- Term Insurance, I read different articles that were nicely written and had a lot of information to gain from. I got to know a lot of things, which I didn't know before.

    Read More

    M
    By Megha Kapoor
    On: Sep 06, 2023
  • Claim settlement was a hassle-...

    Filed a claim for my Pramerica Term Insurance- Life TruShield Plan. I must say the claim settlement process was completely hassle-free and the claim was settled within the time. The claims team at InsuranceDekho kept me notified at all times

    Read More

    D
    By Dev Patel
    On: Aug 11, 2023
View All Life TruShield Plan Reviews

FAQs on Life TruShield Plan Health Insurance Plan

  • Why should I purchase the Pramerica Life TruShield plan?

    Pramerica Life TruShield plan is return of premiums term insurance policy. This plan provides financial security to the family of the life assured in case the life assured passes away during the policy tenure, given that the policy is active as on the date of demise of the life assured. This plan 2 death benefit options - Level and Reducing Cover. Pramerica Life TruShield plan provided maturity benefit at the end of the policy term, in case the life assured survived the entire policy tenure. 

  • What is the grace period offered for the Pramerica Life TruShield plan?

    A grace period of 30 days from the date of first unpaid premium is provided for the Pramerica Life TruShield plan.

  • What is the free-look period offered for the Pramerica Life TruShield plan?

    A free-look period of 15 days from the date of receipt of the policy documents is provided for the Pramerica Life TruShield plan.

  • What is the revival period offered for the Pramerica Life TruShield plan?

    A revival period of 5 years from the date of first unpaid premium is provided for the Pramerica Life TruShield plan. 

  • What are the documents required for Pramerica Life TruShield claims?

    Following is the list of some mandatory documents required for Pramerica Life TruShield claims:

    • Original policy documentation
    • Filled and signed claim form
    • Claimant’s ID proof
    • Claimant’s bank account details
    • Original death certificate
    • Medical records

  • What are the features of the Pramerica Life TruShield plan?

    Some features of Pramerica Life TruShield plan are as follows:

    • Provides comprehensive protection
    • Provides maturity benefit
    • 2 death benefit payout options 
    • Multiple premium payment options
    • Affordable premiums 

  • Is maturity benefit provided under the Pramerica Life TruShield plan?

    Yes, this plan provides maturity benefits in case the life assured survives the entire policy term. 

  • What are the death benefit options under the Pramerica Life TruShield plan?

    There are 2 death benefit options under the Pramerica Life TruShield plan, which are Level Cover and Reducing Cover.

  • What are the different premium payment modes available for the Pramerica Life TruShield plan?

    Different premium payment modes available for the Pramerica Life TruShield plan are:

    • Single
    • Annual
    • Monthly

  • What are the documents required to purchase the Pramerica Life TruShield plan?

    Following is the list documents required at the time of purchase of Pramerica Life TruShield plan:

    • Duly Filled and Signed Proposal Form
    • KYC Documents such as Aadhaar Card, Pan Card, Voter Card, Passport etc.
    • Address Proof such as Electricity Bill, Water Bill, Gas Bill etc.
    • Recent Salary Slips
    • Passport Size Photographs
    • Recent Medical Examinations and Records
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