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HDFC Click 2 Protect Term Insurance

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HDFC Life Term Insurance
Click 2 Protect Plan
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

About HDFC Click 2 Protect Term Insurance

Click 2 Protect Life Plan offered by HDFC Life Insurance is a term plan designed to provide complete financial protection to your family. It gives benefits to cater for your changing lifestyle and needs to keep you stay protected by rolling out an option to choose a cover that suits your requirements among 3 plan names Life and CI Rebalance, Life Protect, and Income Plus. The sum insured option under Life and CI Rebalance cover ranges from Rs. 20 Lakh to no limit, while the SI under Life Protect and Income Plus begins from Rs. 50,000 and can go up to any amount.

The three variants under the Click 2 Protect Life Plan come with different features and benefits. The Life and CI Rebalance is a smart cover intended to automatically balance the benefits of death and critical illness with increasing age. Life Protect is another option that provides a lump sum amount in case of death of the policyholder and the Income Plus Option covers policyholders for the entire policy term and gives them a lump sum payout on the maturity of the policy in addition to regular income payouts from the age of 60 years. Also, the policy offers special premium rates for female members and non-tobacco customers.

Key Inclusions and Exclusions of the Plan

What's Included

  • Provides Survival, Maturity and Death benefits
  • Income payouts are offered from the age of 60 years
  • Auto balance option for critical illness and death cover
  • Critical illness coverage for a list of 36 major illnesses
  • The special premium for women and non-tobacco customers.

What's Not Included

  • If the diagnosis and treatment has been done outside India
  • Participation of the policyholder in a criminal or unlawful act
  • No cover for suicide attempted suicide or self-inflicted injury
  • Injuries or diseases due to war, civil war, terrorist activity, etc.
  • Policyholders under the influence of drugs, alcohol, and so on.

HDFC Click 2 Protect Plan Brochure

  • 304.77 KB
  • PDF Document
  • Jun 22, 2021

Click 2 Protect Plan User Reviews

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What users are saying
  • All
  • Flexible Policy Option

    InsuranceDekho offers a wide range of term insurance policies, allowing you to customize your coverage to suit your specific needs. I could easily customise the HDFC Life Term Insurance- Click 2 Protect Plan as per my needs and requirements.

    M
    By Mohit Chadha
    On: Sep 25, 2023
  • Grace Period for Premium Payme...

    InsuranceDekho offers a grace period for premium payment, providing policyholders with a reasonable timeframe to pay their premiums even if they miss the due date for my HDFC Life Term Insurance- Click 2 Protect Plan. This flexibility ensures that your coverage remains intact.

    S
    By Shashi Kumar
    On: Sep 12, 2023
  • Amazing services provided

    I was not able to renew my HDFC Life Term Insurance- Click 2 Protect Plan on my own, I had to contact the helpdesk to get assistance to renew my term plan. The customer care executive helped me renew my term plan. I appreciate the efforts and services provided by InsuranceDekho

    S
    By Sushmita Goswami
    On: Aug 09, 2023
  • My policy was easily renewed.

    I bought the HDFC Life Term Insurance- Click 2 Protect Plan  from the InsuranceDekho website a year ago. I returned to them to renew it. The procedure for doing so was very simple and took very little time. They provided exceptional service.

    V
    By Vanya Jain
    On: Jul 14, 2023
  • Timely Policy Renewal Reminder...

    I appreciate InsuranceDekho's timely reminders for policy renewal. They send out reminders well in advance, ensuring that I don't miss the renewal for my HDFC Life Term Insurance- Click 2 Protect Plan deadline and continue to enjoy uninterrupted coverage. Their proactive approach to customer service is commendable.

    N
    By Nikhil Verma
    On: Jul 05, 2023

Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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