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Kotak e-Term Term Insurance

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Kotak Term Insurance
e-Term Plan
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

About Kotak e-Term Term Insurance

Kotak e-term plan, a product of Kotak Life Insurance, is a specially designed pure risk term insurance policy that offers financial protection to your family and loved ones. It offers extensive coverage at affordable rates and goes further to provide cover to non-tobacco users and women at special premium rates. This policy serves people up to the age of 75 years with multiple options such as life option, life plus option, and life secure option.

When it comes to providing payouts, the Kotak e-term plan offers flexible payout options like immediate payout, level recurring payout, and increasing recurring payout. The plan also holds a critical illness plus rider cover with which the policyholders can raise a claim for the sum assured in case of getting diagnosed with 37 specified diseases. Also, this policy allows you to increase or decrease the life insurance cover as per your choice, subject to some terms.

Kotak e-Term Plan Brochure

  • 958.21 KB
  • PDF Document
  • Jun 22, 2021

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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