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Kotak e-Term Term Insurance

171 reviews Rate This
Kotak Term Insurance
e-Term Plan
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

About Kotak e-Term Term Insurance

Kotak e-term plan, a product of Kotak Life Insurance, is a specially designed pure risk term insurance policy that offers financial protection to your family and loved ones. It offers extensive coverage at affordable rates and goes further to provide cover to non-tobacco users and women at special premium rates. This policy serves people up to the age of 75 years with multiple options such as life option, life plus option, and life secure option.

When it comes to providing payouts, the Kotak e-term plan offers flexible payout options like immediate payout, level recurring payout, and increasing recurring payout. The plan also holds a critical illness plus rider cover with which the policyholders can raise a claim for the sum assured in case of getting diagnosed with 37 specified diseases. Also, this policy allows you to increase or decrease the life insurance cover as per your choice, subject to some terms.

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Kotak e-Term Plan Brochure

  • 958.21 KB
  • PDF Document
  • Jun 22, 2021
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e-Term Plan User Reviews

4.6
Rating based on
171 User reviews
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What users are saying
  • All
  • Customized Coverage Options

    I appreciated the ability to customize my Kotak Term Insurance- e-Term Plan-Term Insurance’s coverage with InsuranceDekho. It allowed me to tailor the policy to my family's specific needs.

    Read More

    S
    By Sharada Padukone
    On: Oct 03, 2023
  • Effortless Claims Process

    I was so relaxed while filing a claim for my Kotak Term Insurance- e-Term Plan-Term Insurance with InsuranceDeko as it was hassle-free. They make a difficult time much more manageable with their efficient claims process

    Read More

    S
    By Summi Bhatia
    On: Sep 15, 2023
  • Assistance during renewal

    The policy renewal time for my Kotak Term Insurance- e-Term Plan-Term Insurance that I purchased was approaching. To get it renewed I visited InsuranceDekho and checked the renewal procedure and get it done in a few clicks only. 

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    S
    By Sonia Mattu
    On: Aug 07, 2023
  • No hidden charges

    There were no hidden charges involved when I was buying Kotak Term Insurance- e-Term Plan-Term Insurance from InsuranceDekho. Without the involvement of any external agent, I was able to do it all by myself and save on additional costs.

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    V
    By Vaibhan Aneja
    On: Jul 17, 2023
  • Convertibility Options for Fut...

    One of the advantages of the Kotak Term Insurance- e-Term Policy from InsuranceDekho is the option to convert it into a permanent policy in the future. Having the ability to convert to a permanent policy without additional underwriting provides added flexibility and long-term planning possibilities. 

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    G
    By Gaurav Bindra
    On: Jun 28, 2023
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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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