Kotak e-Term Term Insurance

Kotak e-term plan, a product of Kotak Life Insurance, is a specially designed pure risk term insurance policy that offers financial protection to your family and loved ones. It offers extensive coverage at affordable rates and goes further to provide cover to non-tobacco users and women at special premium rates. This policy serves people up to the age of 75 years with multiple options such as life option, life plus option, and life secure option.

When it comes to providing payouts, the Kotak e-term plan offers flexible payout options like immediate payout, level recurring payout, and increasing recurring payout. The plan also holds a critical illness plus rider cover with which the policyholders can raise a claim for the sum assured in case of getting diagnosed with 37 specified diseases. Also, this policy allows you to increase or decrease the life insurance cover as per your choice, subject to some terms.