Pramerica Life TruShield Term Insurance Riders
Claim Settlement Ratio | 98.61% |
Customer Care | Mon to Sat 9:30 AM to 6:30 PM |
Death Benefit Paid For | 560 Policies |
Inception | 2013 |
Presence | 138 Offices |
Total Death Benefit Paid | 22.44 Crore |
Key Inclusions and Exclusions of the Plan
What's Included
- Unforeseen Demise
- Extensive Life Cover
- Tax Benefits
What's Not Included
- Death due to suicide within first 12 months
- Substance Abuse
- Participating in criminal activities
- Pre-existing medical condition
- Participating in hazardous activities
FAQs on Life TruShield Plan Health Insurance Plan
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Why should I purchase the Pramerica Life TruShield plan?
Pramerica Life TruShield plan is return of premiums term insurance policy. This plan provides financial security to the family of the life assured in case the life assured passes away during the policy tenure, given that the policy is active as on the date of demise of the life assured. This plan 2 death benefit options - Level and Reducing Cover. Pramerica Life TruShield plan provided maturity benefit at the end of the policy term, in case the life assured survived the entire policy tenure.
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What is the grace period offered for the Pramerica Life TruShield plan?
A grace period of 30 days from the date of first unpaid premium is provided for the Pramerica Life TruShield plan.
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What is the free-look period offered for the Pramerica Life TruShield plan?
A free-look period of 15 days from the date of receipt of the policy documents is provided for the Pramerica Life TruShield plan.
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What is the revival period offered for the Pramerica Life TruShield plan?
A revival period of 5 years from the date of first unpaid premium is provided for the Pramerica Life TruShield plan.
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What are the documents required for Pramerica Life TruShield claims?
Following is the list of some mandatory documents required for Pramerica Life TruShield claims:
- Original policy documentation
- Filled and signed claim form
- Claimant’s ID proof
- Claimant’s bank account details
- Original death certificate
- Medical records