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Pramerica Life TruShield Term Insurance User Reviews

103 reviews Rate This
Pramerica
Highlights
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices
Total Death Benefit Paid22.44 Crore
Rating of Life TruShield Plan
5.0
Based on
9 User reviews

  • Simple and Quick Process

    InsuranceDekho's Pramerica Term Insurance- Life TruShield Plan- Term Insurance purchase process is quick and straightforward. I appreciate their user-friendly interface and efficient service, making it easy to secure my family's future.

    J
    Jaismine Kohli
    On: Oct 16, 2023

  • Reliable and Trustworthy

    2 years ago I bought the Pramerica Term Insurance- Life TruShield Plan- Term Insurance from InsuranceDeko. And I can say without a doubt that they have proven to be a reliable and trustworthy partner in protecting my family's future.

    D
    Delisha Sodi
    On: Sep 18, 2023

  • Great Loyalty Benefits

    I've been a loyal customer of InsuranceDekho with the Pramerica Term Insurance- Life TruShield Plan- Term Insurance, and their loyalty benefits have been a pleasant surprise. It reflects their dedication to policyholders.

    R
    Ram Bohra
    On: Sep 08, 2023

  • Various knowledgeable resources are available

    The InsuranceDekho website has the availability of varied knowledgeable resources like articles, etc. While buying the Pramerica Term Insurance- Life TruShield Plan- Term Insurance, I read different articles that were nicely written and had a lot of information to gain from. I got to know a lot of things, which I didn't know before.

    M
    Megha Kapoor
    On: Sep 06, 2023

  • Claim settlement was a hassle-free

    Filed a claim for my Pramerica Term Insurance- Life TruShield Plan. I must say the claim settlement process was completely hassle-free and the claim was settled within the time. The claims team at InsuranceDekho kept me notified at all times

    D
    Dev Patel
    On: Aug 11, 2023

  • Purchased a good term plan

    Bought Pramerica Term Insurance- Life TruShield Plan- Term Insurance from InsuranceDekho. I am very satisfied with my purchase and the plan fits my requirements. I also had an option to purchase a plan from the different options available on the website but the customer care executive suggested this plan. 

    A
    Asha Sharma
    On: Aug 08, 2023

  • Comprehensive Policy Benefits

    The Pramerica Term Insurance- Life TruShield Plan- Term Insurance from InsuranceDekho comes with an extensive list of benefits that cater to various life stages and financial goals. It provides comprehensive coverage for the family members secured with the plan for a wide range of uncertainties.

    S
    Sushma Dalve
    On: Jul 20, 2023

  • Timely Communication and Updates

    InsuranceDekho ensures timely communication and updates regarding my Pramerica Term Insurance- Life TruShield Plan- Term Insurance. They keep me informed about any changes in coverage, policy updates, or enhancements. The approach to communication helps me stay updated and make necessary adjustments if needed. 

    T
    Tarushi Gupta
    On: Jul 13, 2023

  • Could easily connect through the chatbox feature

    The best part about buying a term plan from InsuranceDekho is that they provide a chat box feature. So, when I was buying the Pramerica Term Insurance- Life TruShield Plan from InsuranceDekho, all my queries were answered on time and I was delighted with the experience. 

    J
    Jyoti Ganguly
    On: Jun 15, 2023

FAQs

  • What is the age to purchase a Pramerica Term Insurance policy?

    The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same. 

  • What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?

    The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.

  • What is the premium payment frequency in Pramerica Term Insurance policies?

    Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options. 

  • Which Term Insurance policy in Pramerica provides the premium amount at maturity?

    Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death. 

  • What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?

    The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.

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Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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