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Shriram Life Insurance User Reviews

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1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Shriram
4.8
Based on
88 User reviews

  • Feature of a chat box

    On the InsuranceDekho website, there is a chat box function that is pretty useful. I wasn't sure if the Shriram Life Assured Advantage Plus plan could give all of the benefits that I expected from a life insurance plan when I purchased it from their website. I used the chat box option and received prompt responses to all of my questions. Fortunately, the plan includes all of the features and perks I was looking for. ...

    P
    Pawan Singh
    On: May 06, 2022

  • Available for a period of seven days

    Customers can access the InsuranceDekho website 24 hours a day, 7 days a week. I went there on a Sunday to purchase the IDBI Income Protect Plan. Purchasing the plan on a Sunday was simple. And everything is in working order, and the transaction proceeded smoothly.

    P
    Pratap Bisht
    On: May 05, 2022

  • Purchased my ideal plan

    I wanted to purchase a term insurance plan with a policy term of 10 years. I used the premium calculator on InsuranceDekho’s website to compare plans according to my requirements. When I changed the coverage period to 10 years it displayed several term plans. I compared them and purchased a Shriram Life Assured Advantage Plus plan. 

    V
    Vidhi Bhaskar
    On: May 04, 2022

  • Company that gives total support

    Never before I have found a company that helps its customers like InsuranceDekho does. I can say this because I received exceptional support from the team during my Shriram Life insurance plan purchase. So happy and relieved! 

    J
    Jatin Kumar
    On: Jul 22, 2021

  • Trouble-free online payment

    Paying for the premium of Shriram Life Insurance Plan has been trouble-free on InsuranceDekho. When the selection of my plan was complete, I got directed to the payment portal. I chose to pay using credit card and selected the amount. The payment was confirmed instantly.   

    S
    Sreemoyi Guha
    On: Jul 15, 2021

  • Hassle-free quotes comparison

    I would like to thank InsuranceDekho as it made simultaneous quotes comparison completely hassle-free for me. After that, I identified Shriram Life Insurance policy as the most suitable plan to secure my family during my untimely demise. 

    V
    Vishal Behra
    On: Jul 01, 2021

  • Encrypted payment portal

    The payment portal on InsuranceDekho is encrypted, this is why sharing my credit card details was not a big deal for me. I shared it while issuing a Shriram Life Insurance plan. I chose the payment mode, selected the payable amount, gave the card details and within seconds the payment was complete. 

    S
    Sumona Dasgupta
    On: Jun 24, 2021

  • Sends important reminders

    I hold Shriram Life’s Assured Income Plan issued from InsuranceDekho. Most often I get important reminders like renewal dates or premium instalment payment dates via email. It helps me to stay updated regarding my policy and never miss an expiry date. 

    K
    Kunal Bakshi
    On: Jun 21, 2021
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Claim Process at Shriram Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • What is Survival Benefit in Shriram Life Insurance?

    Survival Benefit in Shriram Life Insurance is the sum assured in the policy which is paid in the predefined number of installments.

  • What is a rider in Shriram Life insurance plans?

    Riders are the additional insurance benefits that add to your Shriram LIfe insurance  policies. It is a condition or a clause which adds across your basic plan in the form of extra premiums or add-on benefits.

  • Is nomination required for availing of Shriram Life Insurance Policy?

    The nomination is quite essential as the nominated person is entitled to claim the assured amount from Shriram Life Insurance Company in the event of the claimant's death.

  • How can you check the fund value of your Shriram Life Insurance Policy?

    The value of Policy is the “Fund Value”. To check your insurance policy's fund values, you first need to log in to your Policy Account. As soon as you log in, click on the tab highlighting fund details, and enter your policy number.

  • What do you mean by policy assignment in Shriram Life Insurance?

    Policy assignment in Shriram Life Insurance is defined as the transfer of the life cover and benefits of a particular policy to some other person or an institution.

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