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SBI Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of SBI
4.7
Based on
247 User reviews

  • Amazing customer support

    I am a policyholder of the SBI Life Insurance Policy from InsuranceDekho. I contacted the customer team of InsuranceDekho for some queries and got valuable suggestions from them. Their customer support team was prompt in replying, as always. 

    I
    Isha Manaktala
    On: Sep 01, 2023

  • Wide range of insurance quotes

    I came across InsuranceDekho for the first time and was amazed by the wide range of insurance policies. I generated free quotes and after a swift comparison, I bought the SBI Life Insurance Policy. 

    S
    Shereen Sheikh
    On: Aug 28, 2023

  • Perfect for my need

    It has been about 15 to 16 days since I got my SBI Life Insurance Policy issued. I got to know about the policy from InsuranceDekho’s site. Further, when I connected with the experts, I came to know why it is beneficial for me. I would like to inform you that this is the best decision I took for life insurance as I got it at such a minimal premium. 

    M
    Mukesh Yadav
    On: Aug 24, 2023

  • Nice policy, easy issuance

    I was suggested to get the SBI Life Insurance Policy by one of my relatives. I have recently got it issued at InsuranceDekho. The policy is really good and I got it at a minimal premium price.

    K
    Karan Sachdeva
    On: Aug 11, 2023

  • The claim process is simple

    I was quite concerned about the claim process for SBI Life Insurance Policy Company before buying the Online Term Plan Plus policy. But, with InsuranceDekho’s support, I came to know that the claim is quick and hassle-free

    S
    Sorabh Aggarwal
    On: Aug 09, 2023

  • Affordable Life Insurance!

    InsuranceDekho offers a wide range of affordable life insurance plans, making it accessible to everyone. I found the premiums for the SBI Life Insurance Policy competitive and coverage options comprehensive. 

    Y
    Yashwant Sai
    On: Jul 28, 2023

  • Regular Updates and Notifications

    When I purchased the SBI Life Insurance Policy from InsuranceDekho, the executives were prompt to tell me that I will be regularly informed about any policy updates, new features, or changes in premiums through timely notifications, which demonstrates their commitment to transparency.

    R
    Rhea Sharma
    On: Jul 21, 2023

  • Inclusive Coverage for Critical Illness

    InsuranceDekho's life insurance policy comes with inclusive coverage for critical illness. It's comforting to know that I am protected against such uncertainties with the SBI Life Insurance Policy.

    J
    Jigar Shah
    On: Jul 18, 2023

  • Protected my family

    I am a working woman and one of my colleagues suggested that I purchase a plan for the security of my family. So I decided to purchase a life insurance plan online. I reached the InsuranceDekho website for suggestions, and they recommended me to buy the SBI Life Insurance Policy which suits me the most. Thank you InsuranceDekho for such great support and services.

    S
    Snaya Iyer
    On: Jul 14, 2023

  • Outstanding team support

    The excellent team members of InsuranceDekho helped me in buying the SBI Life Insurance Policy without any difficulty. The team ensured that all my queries were addressed on priority and I was able to buy the plan with the utmost ease. 

    M
    Mokshil Sengupta
    On: Jul 11, 2023
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Claim Process at SBI Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose SBI Life Insurance?

    SBI Life offers a variety of comprehensive plans that you can choose from according to your requirements and budget. SBI Life insurance has a high Claim Settlement Ratio of 94.52% FY 2019-20. The plans offered by SBI Life Insurance are affordable.

  • What all life insurance plans does SBI Life offer?

    SBI provides Protection plans (Term plans), Online Plans, Savings Plans, Wealth Creation Plans, Retirement Plans and Child Plans.

  • What is the grace period of SBI Life Insurance plans?

    SBI offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The policy will not lapse during the grace period and will lapse thereafter if no premium is paid.

  • What factors will determine the premium of SBI Life Insurance plans?

    Policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy and Riders (if any) are some of the factors that determine the premium of SBI Life Insurance Plans.

  • What is the Claim settlement Ratio of SBI Life Insurance?

    SBI Life Insurance has a claim settlement ratio of 94.52% for the year 2019-20.

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