United India Super Top Up Medicare Health Insurance Wordings

Individual sum insured and family floater sum insured type are the two coverage types you can choose between at the time of purchasing Super Top Up Medicare policy.

The sum insured range for Super Top Up Medicare is Rs. 3 Lakh to Rs. 15 Lakh.

The Specified Threshold Level under Super Top Up Medicare policy ranges between Rs. 2 Lakh to Rs. 5 Lakh. 

While the minimum entry age for Super Top Up Medicare policy is 3 months, the maximum entry age is 80 years.

Super Top Up Medicare policy, under its family coverage type, not only covers self & spouse, but also dependent children (minimum age - 3 months).

Under Super Top Up Medicare policy, pre-policy medical check up is compulsory for entry age 45 years or above. 

In case of Ayurvedic Treatment, hospitalisation expenses are admissible if the treatment has been received in a government hospital or in any institute recognised by the government and/or accredited by Quality Council of India/National Accreditation Board of Health.

Under Super Top Up Medicare policy, pre-existing diseases are covered after a waiting period of 48 months.

Yes, you can avail tax rebate as per the Income Tax rules under Section 80D for Super Top Up Medicare policy.

Following are the modern treatment methods and advancements in technologies covered under this policy: 

• Uterine Artery Embolization & High Intensity Focussed Ultrasound (HIFU)
• Oral chemotherapy
• Immunotherapy- Monoclonal Antibody to be given as an injection
• Balloon sinuplasty
• Deep Brain Stimulation
• Robotic Surgeries (including Robotic-Assisted Surgeries)
• Intra vitreal injections
• Bronchial thermoplasty
• Stereotactic Radio Surgeries 
• Stem Cell Therapy
• The vaporisation of the prostate (green laser treatment or holmium laser treatment)
• Intra Operative Neuro Monitoring (IONM) 

No. The policy does not cover you for maternity expenses including complicated deliveries and caesarean sections incurred due to hospitalisation, except for ectopic pregnancy and expenses arising due to miscarriage (unless due to an accident) and lawful medical termination of pregnancy during the policy term.