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United India Health Insurance for Individual

United India Insurance : Health Insurance for Individual

Individual Health Insurance Policy by United India is a well-known product for individuals. A reliable approach to ensure financial security against a medical emergency, the Individual Health Insurance provides you with extensive coverage benefits in the form of 3 variants: Platinum, Gold, and Senior Citizen. The Policy is also available on the family floater basis.

Key Features

  • This policy is available for a duration of 1 year
  • The sum insured starts from Rs. 2 Lakh and goes up to Rs. 20 Lakh
  • Guaranteed lifetime renewability
  • Optional ambulance cover and hospital daily cash benefit
  • Benefits of cashless treatment in network hospitals
  • Dedicated claim settlement support from third party administrator
  • An option to port to similar or closely similar products

Scope of Coverage

  • Cover for 30 days pre-hospitalisation expenses
  • Coverage for 60 days post-hospitalisation expenses
  • Inpatient hospitalisation for more than 24 hours due to an illness or injury
  • Domiciliary treatment if exceeds 3 days under critical conditions
  • Expenses incurred in 140+ daycare procedures
  • Reimbursement of Ayurvedic treatment when it is taken in defined hospitals
  • Cover for ICU/ICCU expenses not more than 2% of the sum insured per day

Eligibility

The minimum and maximum entry age for the Platinum plan are 18 & 35 years, Gold plan 36 & 60 years and Senior Citizen plan 61 & 65 years. Children from the age of 91 days are also insured under the Platinum plan provided either or both of the parents are covered.

Exclusions

  • Dental treatment unless caused by an accident
  • An injury directly or indirectly caused by nuclear weapons/materials
  • Any pre-existing condition(s) until 4 years of continuous coverage
  • Any complication arising from pre-existing diseases
  • Cost of contact lenses, spectacles, and hearing aids

To know more about the United India Individual Health Insurance Policy, give a call to InsuranceDekho at 1800-120-5698, and our experts will help you in the best possible way.

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
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United India Health Insurance Contact Details

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Claim Process at United India Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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FAQ About United India Health Insurance

  • What are the benefits provided to the policyholders under an individual health insurance plan offered by United India Insurance?

    Given below are the benefits offered to policyholders under individual health insurance plan-

    • Cover for more than 140 daycare procedures
    • 30 days pre-hospitalisation cover
    • 60 days post-hospitalisation cover
    • In-patient hospitalisation expenses
    • Domiciliary hospitalisation cover
    • Reimbursement for ayurvedic treatments
  • Is there any add-on benefit offered to individuals to enhance coverage under the health insurance plans offered by United India Insurance?

    Yes. There are two add-on benefits offered by United India Insurance under its individual health insurance policy also. These are- ambulance charges and hospital daily cash benefit. 

  • What is the minimum and maximum entry age for individuals under individual health insurance plan offered by United India Insurance?

    The minimum and maximum entry age under individual health insurance policy is 91 days and 65 years respectively. 

  • Who should buy a United India individual health insurance plan?

    Any individual who wishes to safeguard their finances from going down the drain during a medical emergency situation should buy a United India individual health insurance policy. Individual Health Insurance Policy by United India is an excellent health product for those who want extensive cover for themselves.

  • Can I change the sum assured during United India individual health insurance tenure?

    At United India, a policyholder cannot change their sum insured amount during their individual health insurance policy tenure. The ideal time to do so is policy renewal time.