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United India Health Insurance for Parents

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio78.03%
COVID-19 CoverYes
Network Hospitals7,000+
Policies Sold11,82,067
RenewabilityLifelong

United India Insurance : Health Insurance for Parents

United India offers various health insurance products for parents. Senior Citizen Health Insurance is one of them. It is particularly designed for your senior parents. It’s a kind of policy, which provides financial support to parents during their golden age. With this policy in hand, parents can avail world-class treatment without the financial burden and lead a healthy and happy life. The policy covers medical expenses sustained owing to an accident or sickness during the policy period.

Key Features

  • Policy term: 1-year duration
  • The Sum Insured: Rs. 1 Lakh to Rs. 3 Lakh
  • Available on an individual and a family floater basis
  • Cashless treatment at 7,000+ top-quality network hospitals
  • Guaranteed lifetime renewal of the policy in a convenient manner
  • 50% discounts if one or more family members are insured
  • 50% of health check-up reimbursement if accepted by the insurer

Scope of Coverage

  • Policyholder, his/her spouse, dependent children and parents
  • Cover for accommodation in hospital, ICU, oxygen, blood, doctor’s fees, etc.
  • 30 days pre-hospitalisation expenses from the date of admission
  • 60 days post-hospitalisation from the date you are discharged from the hospital
  • Certain daycare procedures, which usually require less than 24 hours hospitalisation
  • AYUSH cover without any specific restrictions
  • Costs for surgical tools, medicines, drugs, chemotherapy, dialysis, etc.

Eligibility

The entry age to buy the policy is between 61 years and 80 years. The policy also covers children aged between 3 months and 18 years with either or both parents.

Exclusions

  • Stem cell surgery, implantation or genetic disorders
  • Pre-existing diseases until 48 months of continuous coverage
  • Spectacles, hearing aids and contact lenses
  • Dental treatment unless due to an accident
  • An injury or disease caused by nuclear weapons/materials

To know more about the benefits of Senior Citizen Health Insurance policy by United India for parents, talk to our experts by calling 1800-120-5698.

United India Health Insurance Plans For Parents

    Name of PlanSum Insured

    Health Insurance Calculator

    Whom do you want the insurance for ?

    You
    Couple
    Family
    Father
    Mother

    Select the age of all members

    • You

    Where do you live ?

    Choose required Coverage for yourself?

    2 Lac
    3 Lac
    5 Lac
    10 Lac
    25 Lac
    Disclaimer : Actual Premium might vary basis your location, age and number of members

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
    • Couple
    • Family
    • Parents

    Age of eldest insured member ?

    Where do you live ?

    Metro
    Non-Metro
    Disclaimer : Actual Coverage might vary basis your location, age and number of members
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    United India Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at United India Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    FAQ About United India Health Insurance

    • What is the maximum entry age for parents under health insurance plans offered by United India Insurance?

      The maximum entry age for parents under health insurance plans offered by United India Insurance is 80 years. 

    • Is there any limit on ambulance expenses covered under health insurance plans for parents?

      Yes. Ambulance expenses are covered up to Rs. 2,500 per policy period on paying an additional premium of Rs. 100. 

    • What are the sum insured options available for parents under health insurance plans offered by United India Insurance?

      The sum insured options available for parents range from Rs. 1 Lakh to Rs. 3 Lakh under health insurance plans offered by United India Insurance. 

    • Is there any other add-on benefit available for parents under health insurance plans offered by United India Insurance?

      Yes. There is one more add-on benefit available for parents under health insurance plans offered by United India Insurance, i.e. Hospital cash benefit. The benefit covers you for Rs. 250/Rs. 500 per day subject to a maximum of Rs. 2,500/Rs. 5,000 per hospitalisation at an additional premium of Rs. 150/Rs. 300.

    • Who should buy a United India parents health insurance plan?

      United India’s parents health insurance policy, Senior Citizen Health Insurance Policy is an excellent choice for the elderly. So, if you are above 60 years of age and looking forward to buying a health insurance plan to cover yourself as well as your family, choose Senior Citizen Health Insurance Policy without having any second thoughts.