Question 1

Is there any sub-limit under Arogya Sanjeevani Policy, United India Insurance?

Accepted Answer

Yes. Arogya Sanjeevani Policy, United India Insurance provides room rent, boarding, nursing expenses with a sub-limit of 2% of the sum insured subject to a maximum of Rs. 5000/- per day. Similarly, up to 5% on ICU/ICCU expenses subject to a maximum of Rs. 10,000/- per day. For details  click here  .

Question 2

Is the coverage for cataract surgery available under the plan?

Accepted Answer

Yes. Coverage for cataract surgery is available, but up to 25% of sum insured or Rs. 40,000, whichever is lower, per eye, under one policy year.

Question 3

Is there any co-payment clause under the Arogya Sanjeevani Policy, United India Insurance?

Accepted Answer

Yes, there is. Arogya Sanjeevani Policy, United India Insurance is subject to a co-payment of 5% on the claim amount for each and every claim.

Question 4

What are the options for AYUSH Treatment under  Arogya Sanjeevani Policy, United India Insurance?

Accepted Answer

United India Insurance provides coverage for the expenses incurred for the treatment under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy. The coverage benefit is available for every policy year sum insured limit specified in the policy schedule in any AYUSH Hospital.

Question 5

What are the sum insured options under the  Arogya Sanjeevani Policy, United India Insurance?

Accepted Answer

Arogya Sanjeevani Policy, United India Insurance comes with the sum insured options, including Rs. 1 Lakh, 1.5 Lakh, 2 Lakh, 2.5 Lakh, 3 Lakh, 3.5 Lakh, 4 Lakh, 4.5 Lakh, 5 Lakh.

Question 6

Is tax benefit available under the policy?

Accepted Answer

Yes. You can enjoy tax benefits under Section 80D of the Income Tax Act against the premium paid against the Arogya Sanjeevani Policy, United India Insurance.

Question 7

What is modern treatment under Arogya Sanjeevani Policy, United India Insurance?

Accepted Answer

The Arogya Sanjeevani Policy offered by United India Insurance Company provides coverage for modern treatment. The list of this treatment includes:          A) Uterine Artery Embolization & High Intensity Focused Ultrasound (HIFU)       B) Balloon Sinuplasty       C) Deep Brain Stimulation       D) Oral Chemotherapy       E) Immunotherapy- Monoclonal Antibody to be given as an injection       F) Intra vitreal Injections       G) Robotic Surgeries       H) Stereotactic Radio Surgeries       I) Bronchial Thermoplasty       J) Vaporisation of the Prostate (Green laser treatment or holmium laser treatment)       K) Intra Operative Neuro Monitoring (IONM)       L) Stem Cell Therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered only

Question 8

What is the option for Cumulative Bonus under the Arogya Sanjeevani Policy offered by United India Insurance Company?

Accepted Answer

Cumulative Bonus is increased by 5% in every claim-free policy year, provided you get the policy renewed with the company without a break subject to a maximum of 50% of the sum insured under the current policy year. For details, call us at 7551 1969 89.

Question 9

What diseases are not covered under the policy?

Accepted Answer

It is important to learn that Arogya Sanjeevani Policy, United India Insurance comes with a waiting period of 4 years after which the pre-existing diseases are covered. However, there is a permanent exclusion under the policy as well. To access the list ,   click here.

Question 10

What are the grace period and free-look period under the Arogya Sanjeevani Policy, United India Insurance?

Accepted Answer

The grace period is 30 days for yearly payment mode and 15 days for other payment modes. The free-look period is 15 days.

Claim Settlement	Dedicated Team
Claim Settlement Ratio	78.03%
COVID-19 Cover	Yes
Network Hospitals	7,000+
Policies Sold	11,82,067
Renewability	Lifelong

Name of Plan	Sum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 YearsPopular	2 Lakh	Check Premium
UNI Criticare PolicyMin: 21 Years; Max: 65 Years	1 Lakh	Check Premium
Family Medicare PolicyMin: 3 Months; Max: 80 Years	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium

Name of Plan	Sum Insured
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years	3 Lakh	Check Premium

United India Arogya Sanjeevani Health Insurance Wordings

Health Insurance Calculator

Whom do you want the insurance for ?

Select the age of all members

Where do you live ?

Choose required Coverage for yourself?

United India Arogya Sanjeevani Policy Brochure

United India Health Insurance Plan List

United India Health Insurance Top Up List

Choose United India Insurance Plan for

FAQs on Arogya Sanjeevani Policy Health Insurance Plan

Is there any sub-limit under Arogya Sanjeevani Policy, United India Insurance?

Is the coverage for cataract surgery available under the plan?

Is there any co-payment clause under the Arogya Sanjeevani Policy, United India Insurance?

What are the options for AYUSH Treatment under Arogya Sanjeevani Policy, United India Insurance?

What are the sum insured options under the Arogya Sanjeevani Policy, United India Insurance?

Claim Process at United India Health Insurance

Claim Assistance

Claim Intimation

Claim Processing

Claim Settlement

Claim Assistance

Claim Intimation

Claim Processing

Claim Settlement

United India Health Insurance Contact Details

Insurance Dekho

United India Health Insurance

Buy Insurance Plans - Compare & Save Big*

Partner Health Insurance Companies

United India Health Insurance Plans

Similar Health Plans to Consider