United India Arogya Sanjeevani Health Insurance Wordings
Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 78.03% |
COVID-19 Cover | Yes |
Network Hospitals | 7,000+ |
Policies Sold | 11,82,067 |
Renewability | Lifelong |
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United India Health Insurance Plan List
Name of Plan | Sum Insured | |
Individual Health Insurance PolicyMin: 91 Days; Max: 65 Years | 2 Lakh | Get Quotes Now |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Get Quotes Now |
UNI Criticare PolicyMin: 21 Years; Max: 65 Years | 1 Lakh | Get Quotes Now |
Family Medicare PolicyMin: 3 Months; Max: 80 Years | 2 Lakh | Get Quotes Now |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Get Quotes Now |
United India Health Insurance Top Up List
Name of Plan | Sum Insured | |
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years | 3 Lakh | Get Quotes Now |
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FAQs on Arogya Sanjeevani Policy Health Insurance Plan
Is there any sub-limit under Arogya Sanjeevani Policy, United India Insurance?
Yes. Arogya Sanjeevani Policy, United India Insurance provides room rent, boarding, nursing expenses with a sub-limit of 2% of the sum insured subject to a maximum of Rs. 5000/- per day. Similarly, up to 5% on ICU/ICCU expenses subject to a maximum of Rs. 10,000/- per day. For details click here.
Is the coverage for cataract surgery available under the plan?
Yes. Coverage for cataract surgery is available, but up to 25% of sum insured or Rs. 40,000, whichever is lower, per eye, under one policy year.
Is there any co-payment clause under the Arogya Sanjeevani Policy, United India Insurance?
Yes, there is. Arogya Sanjeevani Policy, United India Insurance is subject to a co-payment of 5% on the claim amount for each and every claim.
What are the options for AYUSH Treatment under Arogya Sanjeevani Policy, United India Insurance?
United India Insurance provides coverage for the expenses incurred for the treatment under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy. The coverage benefit is available for every policy year sum insured limit specified in the policy schedule in any AYUSH Hospital.
What are the sum insured options under the Arogya Sanjeevani Policy, United India Insurance?
Arogya Sanjeevani Policy, United India Insurance comes with the sum insured options, including Rs. 1 Lakh, 1.5 Lakh, 2 Lakh, 2.5 Lakh, 3 Lakh, 3.5 Lakh, 4 Lakh, 4.5 Lakh, 5 Lakh.
Is tax benefit available under the policy?
Yes. You can enjoy tax benefits under Section 80D of the Income Tax Act against the premium paid against the Arogya Sanjeevani Policy, United India Insurance.
What is modern treatment under Arogya Sanjeevani Policy, United India Insurance?
The Arogya Sanjeevani Policy offered by United India Insurance Company provides coverage for modern treatment. The list of this treatment includes:
A) Uterine Artery Embolization & High Intensity Focused Ultrasound (HIFU)
B) Balloon Sinuplasty
C) Deep Brain Stimulation
D) Oral Chemotherapy
E) Immunotherapy- Monoclonal Antibody to be given as an injection
F) Intra vitreal Injections
G) Robotic Surgeries
H) Stereotactic Radio Surgeries
I) Bronchial Thermoplasty
J) Vaporisation of the Prostate (Green laser treatment or holmium laser treatment)
K) Intra Operative Neuro Monitoring (IONM)
L) Stem Cell Therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered onlyWhat is the option for Cumulative Bonus under the Arogya Sanjeevani Policy offered by United India Insurance Company?
Cumulative Bonus is increased by 5% in every claim-free policy year, provided you get the policy renewed with the company without a break subject to a maximum of 50% of the sum insured under the current policy year. For details, call us at 7551 1969 89.
What diseases are not covered under the policy?
It is important to learn that Arogya Sanjeevani Policy, United India Insurance comes with a waiting period of 4 years after which the pre-existing diseases are covered. However, there is a permanent exclusion under the policy as well. To access the list, click here.
What are the grace period and free-look period under the Arogya Sanjeevani Policy, United India Insurance?
The grace period is 30 days for yearly payment mode and 15 days for other payment modes. The free-look period is 15 days.