How to buy Star Health Insurance Plan?

InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: Online : On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.

Why should I buy a Star Health insurance plan?

The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

How many claims can I make in a year?

You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

How many network hospitals are covered under Star Health?

There are more than 9,800 top-quality network hospitals covered under Star Health.

Is medical check-up required to buy a Star Health Insurance Policy?

Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

Star Family Health Optima Insurance User Reviews

393 reviews Rate This

Star

Highlights

Cashless Approval TAT	90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio	89.90%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

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Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Family Health Optima

4.1

Based on

37 User reviews

Very nice family plan
I had purchased Family health optima from insurancedekho last year on my friend’s recommendation who works in Insurancedekho. Earlier i was not sure of this company and his decision but when i read about the reviews of this plan online, i gained trust and purchased it immediately in 5 minutes
F
Faiz Abbaz
On: Feb 06, 2020
I get all the benefits
Family health Optima Plan is a great choice to make when it comes to preparing yourself financially for future health emergencies. Some benefits in it are-air ambulance charges, domiciliary hospitalisation expenses, pre and post hospitalisation expenses, and all sorts of day care procedures. You must buy it from ID only
S
Sujit Govind Lohar
On: Feb 06, 2020
Family floater product
All i did was call on the toll free number of insurancedekho and discuss my requirements with the customer care executives at insurancedekho. They shortlisted a few family floater plans for me and i chose star of them. Not only because the plan was high on benefits, but also because they gave me little discount
N
Nitin Kumar
On: Jan 23, 2020
Family floater product..
All i did was call on the toll free number of insurancedekho and discuss my requirements with the customer care executives at insurancedekho. They shortlisted a few family floater plans for me and i chose star of them. Not only because the plan was high on benefits, but also because they gave me little discount
N
Nitin Kumar
On: Jan 23, 2020
Comprehensive plan .
I have got my entire family covered under this plan for two years. I brought this plan on insurancedekho’s recommendation and currently enjoying the benefits of it. It covers me for in-patient hospitalisation expenses, domiciliary hospitalisation expenses, air ambulance expenses and so on.
R
Rohan Jain
On: Jan 23, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

Comprehnsive plan.
Family health optima from star health is a great offer that insurancedekho made to me when I called them at 1800 1205 698 for my health insurance needs. My plan offers me many benefits including free health check up, domiciliary hospitalisation expenses, daycare procedures, air ambulance charges etc. Iam satisfied with their services
R
Raj Srivastava
On: Jan 21, 2020
Planning to renew my plan
I brought my family health optima plan from insurancedekho who’s services are worth appreciation. They helped me decide on this plan for my family after comparing this plan with others in terms of benefits offered, sum insured and premium amount. I got convinced with its advantages and brought it within a few minutes
D
Dimple Ganguly
On: Jan 21, 2020
Amazing customer care services at insurancedekho
I have full faith on the staff at insurancedekho that whatever they'll suggest me will be the best advice.. they have knowledge of all the plans and understand your needs and suggest you the best accordingly.. i had 0 knowledge of health insurance and this was my first time to buy so i took their advice and the experience was good
p
pappu
On: Jan 06, 2020
Great experience...
The buying process at insurancedekho was smooth as butter. The ppl there adviced me to buy this family plan and explained me the inclusions and exclusions...nothing was hidden from the plan.. i have not availed claim anytime now so cant comment on that.. but choose only ID for your health insurance related needs.
N
Narinder Singh
On: Jan 06, 2020
Good plan..will renew it again
Since a few years now, I have been renewing this policy from star health insurance as iam satisfied not only with its coverage features, but also premium amount.. im getting other benefits apart from the basic ones like lifetime renewability, tax benefits etc.. also, insurancedekho might offer you some discounts
S
Sanjay Bhavnani
On: Dec 16, 2019

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FAQs

How to buy Star Health Insurance Plan?
InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are:

Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting.

Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.
Why should I buy a Star Health insurance plan?
The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.
How many claims can I make in a year?
You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.
How many network hospitals are covered under Star Health?
There are more than 9,800 top-quality network hospitals covered under Star Health.
Is medical check-up required to buy a Star Health Insurance Policy?
Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

View All

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.