How to buy Star Health Insurance Plan?

InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: Online : On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.

Why should I buy a Star Health insurance plan?

The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

How many claims can I make in a year?

You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

How many network hospitals are covered under Star Health?

There are more than 9,800 top-quality network hospitals covered under Star Health.

Is medical check-up required to buy a Star Health Insurance Policy?

Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

Star Family Health Optima Insurance User Reviews

393 reviews Rate This

Star

Highlights

Cashless Approval TAT	90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio	89.90%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

Health Insurance Calculator

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Select the age of all members

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Choose required Coverage for yourself?

5 Lac

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Family Health Optima

4.1

Based on

37 User reviews

Trustworthy Health Insurance Provider
InsuranceDekho has proven to be a trustworthy health insurance provider. They have always been there when I needed them the most as I bought the Star Health Insurance- Family Health Optima, and their support during medical emergencies is commendable.
S
Shailesh Kumar
On: Jul 24, 2023
Convenient claim settlement process
The claim settlement process for the Star Health Insurance- Family Health Optima was extremely easy. When the time came for settling the claim against the plan, I just had to submit a few documents. So, the claim settlement process for the plan was easy.
N
Naresh Mukharjee
On: Jul 11, 2023
Availability of various plans
InsuranceDekho's website is a platform that provides a variety of plans to choose from. I visited their website and bought the My star health insurance cash insurance plan. I loved the plan for all its benefits and features. This plan is highly recommended from my side.
M
Manya Kaur
On: Feb 23, 2022
Summary of policy highlighted
Besides detailed policy descriptions, InsuranceDekho provides a highlighted section that contains a summary of each health plan’s key inclusions and exclusions. This feature helped me to compare the key benefits of each health plan easily. Later, I bought Star Health Insurance’s Family Health Optima plan.
S
Sudeb Goswami
On: Mar 02, 2021
Information on cashless mediclaim
Information on cashless mediclaim was detailed on InsuranceDekho. The features of cashless mediclaim were crystal clear once I went through the segment. I could easily purchase Star Health Insurance’s Family Health Optima plan.
M
Momota Adak
On: Feb 15, 2021

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

Plenty of health plans
I love to visit InsuranceDekho, as the website has plenty of health plans. So glad to find Star Health Insurance’s Star Family Health Optima Insurance plan. It is a super saver plan that covers the health necessities of my entire family.
R
Ritabrata Ganguly
On: Jan 06, 2021
Skilled customer care team
InsuranceDekho has a skilled and experienced customer care team. I called them and asked for help to choose a policy for my family. They assisted me in choosing the Family Health Optima policy of Star Health Insurance. They provided me with every necessary detail.
P
Partha Ray
On: Nov 19, 2020
Quality has no boundaries
Family Health Optima is an excellent plan .
P
PRANAB KUMAR MOHANTY
On: Jun 27, 2020
Great investment
Buying this plan for myself and my family has been the best investment so far that i have made. I have got four members of my family covered under this. The premium was a little higher but when i compared it with other products in the market, i think i made the right decision.
S
Sumit Wason
On: Feb 18, 2020
Buy and make right decision
If you are thinking to purchase a health insurance plan for your family, then buying family health optima can be the best option for you.The payment process is simple and clear and transparent too. &n...
S
Sarim Hameed
On: Feb 18, 2020

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FAQs

How to buy Star Health Insurance Plan?
InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are:

Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting.

Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.
Why should I buy a Star Health insurance plan?
The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.
How many claims can I make in a year?
You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.
How many network hospitals are covered under Star Health?
There are more than 9,800 top-quality network hospitals covered under Star Health.
Is medical check-up required to buy a Star Health Insurance Policy?
Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

View All

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.