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Star Family Health Optima Insurance User Reviews

287 reviews Rate This
Claim Settlement Ratio85.47%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals9,900+
Policies Sold37,34,365

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Rating of Family Health Optima
Based on
35 User reviews
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  • Availability of various plans

    InsuranceDekho's website is a platform that provides a variety of plans to choose from. I visited their website and bought the My star health insurance cash insurance plan. I loved the plan for all its benefits and features. This plan is highly recommended from my side. 

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    Manya Kaur
    On: Feb 23, 2022
  • Summary of policy highlighted

    Besides detailed policy descriptions, InsuranceDekho provides a highlighted section that contains a summary of each health plan’s key inclusions and exclusions. This feature helped me to compare the key benefits of each health plan easily. Later, I bought Star Health Insurance’s Family Health Optima plan.  

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    Sudeb Goswami
    On: Mar 02, 2021
  • Information on cashless mediclaim

    Information on cashless mediclaim was detailed on InsuranceDekho. The features of cashless mediclaim were crystal clear once I went through the segment. I could easily purchase Star Health Insurance’s Family Health Optima plan.

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    Momota Adak
    On: Feb 15, 2021
  • Plenty of health plans

    I love to visit InsuranceDekho, as the website has plenty of health plans. So glad to find Star Health Insurance’s Star Family Health Optima Insurance plan. It is a super saver plan that covers the health necessities of my entire family.

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    Ritabrata Ganguly
    On: Jan 06, 2021
  • Skilled customer care team

    InsuranceDekho has a skilled and experienced customer care team. I called them and asked for help to choose a policy for my family. They assisted me in choosing the Family Health Optima policy of Star Health Insurance. They provided me with every necessary detail.

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    Partha Ray
    On: Nov 19, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 45 Lacs+ happy customers
  • Quality has no boundaries

    Family Health Optima is an excellent plan . 

    Read More
    On: Jun 27, 2020
  • Great investment

    Buying this plan for myself and my family has been the best investment so far that i have made. I have got four members of my family covered under this. The premium was a little higher but when i compared it with other products in the market, i think i made the right decision.    

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    Sumit Wason
    On: Feb 18, 2020
  • Buy and make right decision

    If you are thinking to purchase a health insurance plan for your family, then buying family health optima can be the best option for you.The payment process is simple and clear and transparent too.                                                                                      &n...

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    Sarim Hameed
    On: Feb 18, 2020
  • Very nice family plan

    I had purchased Family health optima from insurancedekho last year on my friend’s recommendation who works in Insurancedekho. Earlier i was not sure of this company and his decision but when i read about the reviews of this plan online, i gained trust and purchased it immediately in 5 minutes   

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    Faiz Abbaz
    On: Feb 06, 2020
  • I get all the benefits

    Family health Optima Plan is a great choice to make when it comes to preparing yourself financially for future health emergencies. Some benefits in it are-air ambulance charges, domiciliary hospitalisation expenses, pre and post hospitalisation expenses, and all sorts of day care procedures. You must buy it from ID only   

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    Sujit Govind Lohar
    On: Feb 06, 2020

1506 Star Cashless Network Hospitals in India

FAQ About Star Health Insurance

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.