Raheja QBE Arogya Sanjeevani Health Insurance Wordings

Some new age treatments that Arogya Sanjeevani Policy, Raheja QBE General Insurance covers you for are as follows:

• Intravitreal injections
• Robotic surgeries 
• Stereotactic radio surgeries 
• Bronchial thermoplasty 
• The vaporization of the prostate (green laser treatment or holmium laser treatment) 
• ONM-(Intra Operative Neuro Monitoring)  
• Stem cell therapy

To make a cashless claim under Arogya Sanjeevani Policy, Raheja QBE General Insurance, you are required to follow the simple steps given below: 

• In case of an emergency, intimate the insurance company within 24 hours of hospitalisation, and 48 hours prior in case of planned hospitalisation. 
• Fill the pre-authorization form. 
• Once your documents are verified, you will receive an approval letter.
• The insurance company will directly settle the bill directly at the network hospital. 

Following are the documents required at the time of claim under Arogya Sanjeevani Policy, Raheja QBE General Insurance: 

• Duly completed pre-authorization form
• Original discharge summary
• Medical practitioner's prescription advising admission
• Photo ID proof
• Investigating/Diagnostic test reports, etc.
• Original medical bills and payment receipts

Yes. You can avail cumulative bonus of 5% of the sum insured for every year a claim is not made under Arogya Sanjeevani Policy, Raheja QBE General Insurance. Also, the No Claim Bonus (NCB) is calculated on cumulative basis, and can be availed up to a maximum of 50%.