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Oriental Health Insurance for Woman

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812
RenewabilityLifelong

Oriental Insurance : Health Insurance for Woman

The need for health insurance for women is vastly increasing. Oriental Insurance, being aware of the demand for a good women health insurance plan offers Happy Family Floater Policy. Providing cover for numerous medical expenses along with maternity expenses and newborn baby expenses under its Diamond variant, Happy Family Floater Policy is the perfect option for women to choose to gain financial assistance without breaking their bank, even in case of a medical emergency.

Key Features

  • Lifelong renewal
  • Policy period - 1 year
  • Sum insured range - Rs. 2 Lakh to Rs. 20 Lakh
  • 11 critical illnesses covered (on benefit basis)
  • Tax benefits under Section 80D of the Income Tax Act
  • Medical second opinion for 11 specified major illnesses - Maximum Rs. 15,000 in a policy period
  • Discount of 5.5% in premium if TPA services are not chosen (no discount on PA premium)
  • Optional covers - Restoration of SI, Personal Accident, Life Hardship Survival Benefit

Scope of Coverage

  • Minimum 24 hours hospital admission
  • 30 days pre & 60 days post-hospitalisation expenses
  • Maternity expenses - Up to 2.5% of sum insured (Diamond Plan)
  • Newborn baby - Up to 2.5% of sum insured (Diamond Plan)
  • Ayurvedic, Siddha, Unani and Homeopathic treatment
  • Attendant Allowance - Rs. 500 & Rs. 1000 per day of hospitalisation, in Gold Plan & Diamond Plan respectively, max 10 days per illness
  • Ambulance charges - Rs. 1,000 to Rs. 3,000 per illness, limited to Rs. 3,000 - Rs. 8,000 per policy period
  • Daily Hospital Cash Allowance benefit - 0.1% of SI per day

Eligibility

Happy Family Floater Policy features a minimum entry age of 91 days. Whereas, the maximum entry age for the policy is 65 years. The maximum entry age can be extended to 70 years, subject to conditions.

Exclusions

  • Infertility
  • STDs & HIV/AIDS, self-inflicted injuries, substance abuse
  • Sex change surgery, circumcision, cosmetic surgery & plastic surgery
  • Any hospital admission primarily for investigation/diagnostic purpose
  • Refractive error correction, hearing aids

Do you want to invest in Oriental Insurance’s health insurance for women? Call InsuranceDekho experts at 1800 1205 698 to know more about Happy Family Floater Policy.

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Oriental Health Insurance Plans For Woman

    Name of PlanSum Insured
    Happy Family Floater PolicyMin: 91 Days; Max: 70 Years1 Lakh Get Quotes Now

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    Oriental Health Insurance Contact Details

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    Claim Process at Oriental Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    FAQ About Oriental Health Insurance

    • What is the age criteria for women to get enrolled in any Oriental Insurance plan?

      The maximum entry age of women under the plans of Oriental Insurance is up to 65 years of age.

    • Does any plan by Oriental Insurance offer the coverage for the newborn baby hospitalisation expenses?

      Yes, the Diamond Plan of Happy Family Floater Policy offers the coverage for newborn baby hospitalisation expenses with maternity expenses to its women customers.

    • Can a woman customer get organ donor benefit under Oriental Insurance plans?

      Yes, women are provided with the feature of organ donor benefit under the Happy Family Floater Policy of Oriental Insurance.

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