Top Health Insurance Plans For Cancer Patients
Updated On Nov 23, 2021
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Health insurance plans are of different types depending on the medical condition of the policyholders. Based on the pre-medical requirements, medical history, and health profile, policyholders can choose a suitable type of health insurance plan for themselves and their closed ones. Some of the common types are critical illness plans, personal accident covers, cancer health insurance plans, maternity benefit covers, etc. You can either get these plans as an extension to your existing health insurance policy or you can purchase them as standalone health insurance plans.
About Cancer Health Insurance Plans
Cancer health insurance plans provide financial aid to the policyholders for treatment of the cancer disease. The payouts under these plans are determined according to the stage of the cancer of the policyholder. Policyholders can get a lump sum of their claim amount while claiming the policy in case of a medical emergency. It compensated for the medical bills of the people incurred during hospitalization due to treatments like chemotherapy, surgery, etc. Unlike critical illness plans, the cancer insurance plans compensate only for the cancer related treatments. Some of the prominent types of cancer included under these plans are:
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- Breast cancer
- Prostate cancer
- Lung cancer
- Stomach cancer
- Ovarian cancer, and much more.
Top Health Insurance Plans For Cancer Patients
Following are some of the widely bought health insurance plans for cancer patients:
1. ICICI Prudential Heart And Cancer Protect Plan
This health insurance cover by ICICI health insurance firm covers the entire cost of cancer related treatments and offers lump sum payments to the policyholders at the time of the claim settlement process. The cancer coverage under this plan ranges up to Rs. 50 Lakhs and it offers premium waivers to the policyholders during diagnosis of cancer disease. Any individual between the age group of 18 to 65 years can avail the benefits of this health insurance plan.
2. SBI Life Sampoorn Cancer Suraksha Plan
This cancer protect plan is offered by SBI health insurance which is one of the most reputed health insurance providers in the country. This individual health insurance plan compensates for the treatment of cancer of the policyholders and offers them the second medical opinion in case of diagnosis of cancer. A 5% discount on premiums is provided on online purchase of this health insurance policy. With a claim amount ranging between Rs. 10 to 50 Lakhs, this plan can be bought by anyone of age group 6 to 65 years.
3. HDFC Life Cancer Care Plan
To protect the lifetime financial savings of the policyholders from draining due to the high costs of medical treatments, this cancer insurance plan offers a lump sum claim amount to the people at the time of the claim settlement process. This plan is available in three different variants for the policyholders to choose from and can be purchased for anyone between the age of 5 to 65 years. With the claim amount ranging between Rs. 10 lakhs to Rs. 50 Lakhs, the health insurance cover offers comprehensive and affordable coverage to the policyholders.
4. Max Life Cancer Insurance Cover
This cancer insurance plan is provided by Max Bupa Health insurance company and is an extensive and financially feasible plan that is available in the market. This plan is available for people of age 25 to 65 years and it has a claim amount ranging between Rs. 10 Lakhs to Rs. 50 Lakhs. The payout under this plan can be received immediately on the diagnosis of cancer diseases, irrespective of the stage of the cancer.
5. LIC Cancer Cover
This cancer insurance plan is provided by one of the most trusted health insurance firms in the insurance market. It comes with a sum assured ranging between Rs. 10 Lakhs to Rs. 50 Lakhs. It offers 25% of the sum assured as lump sum to the policyholders during the early diagnosis of the cancer disease.
Conclusion
You can compare the above mentioned cancer insurance plans and make sure that it meets your requirements. You can compare the features of the plans and choose the most suitable one for yourself.
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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
