The Benefits Of Purchasing SBI Health Insurance
Published On Mar 24, 2022 10:00 AM By InsuranceDekho
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SBI Health Insurance provides complete coverage for the policyholder's hospitalization expenses. In-patient hospitalization fees, pre- and post-hospitalization costs, day-care treatments, and a variety of additional healthcare expenses are all covered by SBI medical insurance policies. SBI offers senior citizen, individual, corporate, and corporate group health insurance plans, all with a variable policy premium term.
SBI Health Insurance Plans
SBI GIC offers a variety of insurance products, including SBI Health Insurance, which is a comprehensive health insurance solution that addresses a wide range of individual health insurance needs. SBI health insurance, in addition to providing health coverage, also provides tax benefits on premiums paid. You can get cashless emergency and planned treatments at any of SBI's 3000+ network hospitals if you have SBI health insurance. Individuals, families, and businesses can all benefit from its health insurance.
The company gives a 15-day cooling off period during which the policyholder can return the health insurance and the policy would be considered canceled. SBI health insurance provides coverage for critical sickness, ambulance charges, pre- and post-hospitalization expenses, as well as additional expenses and policy renewal benefits, in addition to basic medical disease coverage.
Features Of SBI Health Insurance Plan
- SBI Health Insurance is a comprehensive health insurance policy that covers a wide range of expenses from Rs. 50,000 to Rs. 5,00,000.
- For persons without a medical history, the policy does not require a medical test until they are 45 years old.
- The policy combines three adaptable plans: a metro plan, a semi-metro plan, and a plan for the rest of India.
- Expenses incurred prior to and following hospitalization.
- Up to Rs. 2500 in free medical checkups for every four claim-free years.
- Ambulance fees, daycare expenditures, ICU fees, specialist fees, and other expenses are covered by the coverage, as specified in the policy agreement.
- This policy's premiums can be deducted from your taxes.
GIC Achievement Of SBI Health Insurance Policy
SBI General Insurance Firm, or SBI GIC, has been in business since 2010 and has established itself as a lucrative insurance company with a diverse customer base across India. SBI GIC has received numerous honors and recognitions for its outstanding performance in the insurance market from respected organizations such as the Indian Insurance Awards Group. The company has gained special recognition for reaching out to the country's underserved population. SBI GIC has made its products broadly available while maintaining the highest standards of quality and service.
What Is Not Covered Under SBI Health Insurance Policy
- Within 30 days of the policy's commencement, diseases appeared.
- After a one-year waiting period after the policy's introduction, some operations such as hernia and hydrocele will be covered.
- After a two-year waiting period, cataract surgery, hysterectomy, and other procedures will be covered.
- After three years from the start of the policy, joint replacement surgery will be covered.
- SBI General Health Insurance does not cover HIV AIDS or other sexually transmitted diseases.
- Acupressure, acupuncture, naturopathy, osteopathy, and other alternative medicine treatments are not covered by SBI Health insurance.
- Pregnancy-related treatment is not covered.
- Congenital illnesses are excluded from coverage.
The policyholder can select from a variety of flexible plan options based on the treatment's location. Customers can also choose to renew their products for the rest of their lives. The procedure of purchasing and renewing health insurance policies is quick and easy. They can be obtained via the company portal in a few simple steps.
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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.