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Reasons to Choose Care Health Insurance Plans

Published On Aug 14, 2022 10:00 AM By InsuranceDekho

Health insurance is a must-have investment for securing your future and making sure that you and your family get quality treatment in emergency times. There are numerous general insurance companies in the market, one of which is Care health insurance. It is a huge task to narrow down your options while choosing the most appropriate plan according to your pre-existing illnesses or financial budget. Some companies like Care health insurance make this process a little hassle-free by providing you with the facility of customising your health insurance plans. 

Care health insurance, formerly known as Religare Health Insurance, is one of the leading and reliable health insurance companies. It has always come up with the most exciting plans to cater to the problems of its customers in every aspect of their life. Their unique plans make them a must-buy, with the company's special emphasis on health insurance.   

Reasons to Choose Care Health Insurance Plans

Reasons To Buy Care Health Insurance Policies

In this chaotic lifestyle, people often tend to forget about their health and the increasing complexities around us are posing a threat to our health. Moreover, the increasing cost of hospitalisation can result in draining your savings. In this regard, Care health insurance provides a wide range of comprehensive plans for you and your family with the facility to customise it according to your needs. Let us look at some of the reasons to choose Care health insurance:

Wide Variety of Health Plans

Care Advantage and Aarogya Sanjeevani policy are some of the best plans of Care health insurance. It provides you with health plans for individuals, families, pregnant women, and senior citizens. Besides it also offers a Care Heart plan for people suffering from heart diseases. You can enhance your existing plans with top-ups or add-ons offered. Choosing the best plan depends a lot on your requirements and plan eligibility.

Extensive Health Coverage

Care health insurance plans offer wide coverage. Standard policies offer to cover hospitalization costs, organ donor expenses, daycare treatment expenses, AYUSH treatment cost, etc. While you can also choose to go for Care Freedom and Care Heart plans for claiming benefits and costs of treatment of diabetes and heart diseases respectively. 

Wide Sum Insured Options

Care health insurance offers a wide variety of sum insured. It may range from Rs. 3 Lakhs to around Rs. 6 Crores. Aarogya Sanjeevani policy comes with a fixed sum assured of Rs. 5 Lakhs. Apart from this policy, the other plans have a varying range of sum insured during the claim.

No Maximum Age of Entry

For adult applicants, the Care health insurance policies do not come with a maximum age limit. People who satisfy the minimum age requirement become eligible. There is an exception for Joy maternity plan where the age should not exceed 45 years. 

Pre and Post Hospitalization Cost

All the Care health insurance plans offer pre and post-hospitalization expenses. Pre-hospitalization costs include the medical expenses that are incurred before admitting the patient like diagnostic tests and post-hospitalization expenses are the medical costs that are to be paid after the treatment like follow-up consultations. 

No Pre-Policy Health Checkup 

Most health insurance companies require you to appear for a  medical checkup before purchasing the policy. But, Care health insurance does not require you to appear for any such checkups. There are certain exceptions to some plans.

Wide Range of Add-Ons

Care health insurance offers a wide range of add-ons like PED wait period, No NCB super, OPD care, Daily allowance, Home Care, Air ambulance cover, etc. You can choose any add-on according to your requirements and budget. 

Lifetime Renewability

Care health insurance policies offer their policyholders lifetime renewability options. You can renew your policies with Care health insurance and continue the coverage till you live.


The above features of Care health insurance have made it one of the most reputable health insurance firms in the market. You can do your own share of research when choosing the best plan. The plans and policies of Care health insurance have a unique touch and have different things to offer. Therefore, it is vital that you go through the documents related to the health insurance policy carefully. 

Also Read: How Is Digit Health Insurance?


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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