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Does Health Insurance Plan Cover Treatment For Swine Flu?

Updated On Jul 12, 2021

According to the Centers for Disease Control and Prevention (CDC), the "swine flu" pandemic, also known as H1N1, killed between 151,700 and 575,400 people worldwide in 2009 and 2010. H1N1, also known as A/H1N1, is a respiratory condition caused by the H1N1 virus. It's a hybrid of four influenza A virus strains: one that's endemic to birds, one that's endemic to humans, and two that's endemic to pigs.

Does Health Insurance Plan Cover Treatment For Swine Flu?

Does Health Insurance Cover Swine Flu?

A small number of people who are affected may experience serious respiratory symptoms that necessitate the use of a ventilator to breathe. Some people develop pneumonia, and others develop seizures. Antibiotics are used to treat patients with serious illnesses. A secondary bacterial infection in the lungs is usually the cause of death.

Health Insurance For Swine Flu

Aside from the psychological trauma that an individual experiences after contracting the dangerous H1N1 virus, there is also a significant financial burden on the family. This is why it is important to buy a robust health insurance policy. Currently, the market is saturated with insurers providing insurance coverage for swine flu care. Having sufficient coverage for yourself and your family members is the only way to find a simple cure for this complex disease.

Signs and Symptoms

The symptoms of swine flu are typically close to those of seasonal flu, and may include:

  • High-temperature environment
  • Coughing
  • Throat irritation
  • Aches in the body
  • Nose running
  • Pain in the head
  • shivers
  • Tiredness
  • Vomiting and diarrhoea

Individuals can develop symptoms in one to four days after exposure, with an average of two days. Symptoms can last seven to fourteen days, or even longer if the infection is serious.

Although swine flu can be treated at home with the right medication, in some cases, hospitalisation may be needed. As a result, it's a good idea to have a health insurance policy in place to shield yourself and your family from the financial strain that comes with a diagnosis.

The majority of health insurance companies cover swine flu after a normal 30-day waiting period. Furthermore, it is usually included in the insurers' expansive health insurance plans. The business would cover the costs of hospitalisation, up to a certain cap on room rent charges. Just a few insurers have plans that cover OPD costs incurred as a result of swine flu. Many that have tested positive for H1N1 flu may be entitled to reimbursement for their medical costs, depending on their insurance policy.

Also Read: Everything You Need to Know About Swine Flu

How is Swine Flu Different from COVID 19 and What are the Protection Measures?


Treatment for swine flu is prohibitively costly. It normally necessitates a longer stay in the hospital. Swine flu can result in death if adequate care and prompt treatment are not provided. To combat swine flu, it is important to have adequate health insurance coverage. When planning yourself, leave no stone unturned.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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