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Best Star Health Insurance Plans To Buy In 2021

Published On Jul 30, 2021 10:00 AM By InsuranceDekho

Health insurance policies provide financial aid to the individuals against the medical expenses incurred during hospitalization at the time of an emergency. It covers benefits like inpatient costs, domiciliary expenses, ambulance charges, room rents, pre and post hospitalization expenses, etc. Health insurance providers offer add-on covers to add extra benefits to your existing health insurance covers at an affordable price. You can buy health insurance covers for both individuals and family, and there are other types of covers like maternity benefits, critical illness covers, etc to deal with specific disorders. Health insurance policies can be customized based on the customers’ request under certain terms and conditions. 

Star Health Insurance is well-known for delivering quality services and a wide range of health insurance covers at an affordable price to its customers. It also offers COVID-19 specific plans to its policyholders to deal with the global pandemic. Other inclusions under its health insurance cover are health checkups, AYUSH treatments, critical diseases, and hospitalisation expenses. 

Best Star Health Insurance Plans To Buy In 2021

About Star Health Insurance

Star Health Insurance is a prominent health insurance provider in the insurance market and has a wide range of comprehensive health insurance plans to offer to its policyholders. One of the major benefits of having a Star Health Insurance is that no co-payment is required for people below the age of 60 years. Let us look at some of the standard features of Star Health Insurance: 

  • The company has a network of 9,900+ linked hospitals to provide cashless claim benefits to its customers. 
  • It had a claim settlement ratio of 78.62% in the FY 2019-20. 
  • It provides lifelong renewability of policy to the policyholders.  

Best Star Health Insurance Plans To Purchase In 2021 

Following is the list of some of the best health insurance plans by Star Health Insurance: 

1. Star Family Health Optima 

Under a single sum assured, this plan provides comprehensive coverage to both individuals and family members insured under the cover. It offers an auto-recharge of up to 300% of the sum assured. It provides compensation for medical expenses, organ donor expenses, hospitalization costs, ambulance charges, and a lot more. It provides coverage for the new born baby from the 16th day onwards, with an assured sum ranging from Rs. 1 Lakh to Rs. 25 Lakh. 

2. Star Comprehensive Health Insurance 

This health insurance plan is available for applicants of age 3 months to 65 years, with an assured sum amount ranging from Rs. 5 Lakh to Rs. 1 Crore. Along with an exclusive maternity benefit, this plan offers benefits to the newborn baby. This plan covers the AYUSH treatments and provides support for personal accidents leading to permanent disability. For people above the age of 60 years, a co-pay of 10% is applicable. 

3. Star MediClassic Health Insurance 

This health insurance plan by Star Health Insurance provides auto restoration of up to 200% of the sum assured, in case of exhaustion. It covers the medical expenses incurred due to diseases or injuries. The premium payments can be done monthly, quarterly, or half-yearly under this plan.  This policy can be claimed for AYUSH treatments also, with an assured sum of amount ranging from Rs. 1.5 Lakh to Rs. 25 Lakh, depending on the variant of plan chosen by the customer.

4. Star Health Gain Insurance Policy

This is one of the affordable health insurance plans provided by Star Health Insurance for both individuals and family. The assured sum of money under this policy ranges from Rs. 1 Lakh to Rs. 5 Lakh. individuals of age 91 days to 65 years can avail the benefits under this plan with 20% co-pay on each and every claim amount. This plan covers the modern treatment costs and comes with a certain waiting period, depending on the insurer. 


There are several plans that are provided by Star Health Insurance, therefore you can pick the best and famous ones and compare them to choose a suitable plan for yourself and your loved ones. You must carefully read the policy-related documents to avoid any inconvenience at the time of the claim settlement process.  

Also Read: Diabetes Safe Insurance Policy by Star Health

Benefits of Buying Star Health Insurance Plan

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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