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Best Bajaj Allianz Health Insurance Plans In 2021

Published On Jul 13, 2021, Updated On Jul 14, 2021

There are various factors that should be considered while choosing a health insurance plan for yourself or your loved ones. You must always consider your requirements and financial budget when selecting an insurance company to shield you against any medical expenses that might incur in case of an emergency. A health insurance plan not only helps you financially but also provides mental peace, which ensures that you pay attention to the welfare of yourself and your loved ones rather than worrying about the money required for the treatment. 

Bajaj Allianz health insurance is a widely bought product of Bajaj Allianz insurance company. This company is a tie-up between Bajaj Finserv Limited and Allianz SE. To protect the individual’s savings from getting drained in medical bills, the company provides comprehensive health insurance plans which offer wide coverage and ensure quality treatment of the policyholders. Under their health insurance plans, you can get several other beneficial covers like accident covers, maternity plans, critical illness plans, and a lot more. 

Best Bajaj Allianz Health Insurance Plans In 2021

About Bajaj Allianz Health Insurance 

Bajaj Allianz health insurance is one of the prominent insurance firms and is trusted among its customers for delivering quality services. The health insurance plans offered by the company are cost-efficient and exclusive to meet the modern-day demands of the policyholders. Let us look at some of the standard features of Bajaj Allianz health insurance: 

  • The company had a claim settlement ratio of 92.24% in FY 2019-20. 
  • It has a network of around 6,500+ linked hospitals that provide cashless treatments to its policyholders. 
  • The company provides lifelong renewability of policies to its customers which helps in establishing a long-term contract between the customer and the insurer. 
  • Special short-term COVID-19 covers are also rolled out by Bajaj Allianz health insurance to curb the medical expenses arising from the ongoing pandemic.
  • It offers a quick claim settlement process to its policyholders. A cashless claim process at Bajaj Allianz health insurance takes an average of 60 mins to get approved by the insurer. 
  • 24X7 customer care assistance is provided to deal with all sorts of grievances of the policyholders. 

Best Bajaj Allianz Health Insurance Plans In 2021 

To financially secure you against the high medical costs incurred in a private hospital, the Bajaj Allianz health insurance has introduced a wide range of health insurance products for its customers. Let us look at some of the popularly bought health insurance covers at Bajaj Allianz health insurance: 

1. Bajaj Allianz Health Guard Individual Policy

This is an individual health insurance coverage that can be bought for a single person. It offers a sum assured ranging from Rs. 1.5 Lakh to Rs. 50 Lakh. you get the benefit of lifelong renewability of the policy under this plan and it also offers the option of co-payment to the customer. The entry age to get this policy for children is 3 months and for adults, it is 18 years. Emergency ambulance charges are also covered under this plan along with the costs of pre and post-hospitalization expenses.

2. Bajaj Health Guard Family Floater Option

This health insurance plan is available for the entire family of an individual which can include self, spouse, children, and dependent parents. The sum assured ranges from Rs. 1.5 Lakh to Rs. 50 Lakh, thus ensuring enough coverage for all the members included in the policy cover. Lifelong renewability and co-payments clauses are included in the cover. The minimum entry age to get this plan for a child is 3 months and for that of an adult is 18 years.  After a block of 4 claim-free years, a free medical check-up is provided for the insured and the family. 

3. Bajaj Allianz Extra Care Health Plan

It is a family floater plan that provides extra coverage to the individuals on their existing health insurance plans. It serves the policyholder with extra benefits at a low cost. The sum assured ranges from Rs. 10 Lakh to Rs. 50 Lakh, which is sufficient to meet the demands of the customers. Lifetime renewability options and co-payment clauses are available to the customers as a part of the policy benefit. 

4. Bajaj Allianz’s Critical Illness Health Insurance Plan

This health insurance plan can be either bought as an individual policy or as a family floater plan. The sum assured ranges from Rs. 1 Lakh to Rs. 50 Lakh for customers of age ranging from 6 to 60 years. This plan provides protection from medical expenses incurred from the treatment of critical illnesses. 


You must consider factors like your age, financial budget, pre-existing diseases, etc. before investing in a health insurance policy. You can enhance the facilities and benefits of your existing health insurance cover by purchasing a top-up health insurance cover from the insurer at an affordable cost.  

Also Read: Bajaj Allianz Critical Illness Policy

Bajaj Allianz - An Affordable Health Insurance Choice

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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