Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

ManipalCigna Super Top-Up Health Insurance Wordings

2 reviews Rate This
Highlights
Claim Settlement Ratio88.00%
Network Hospitals8,700+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month
Starting Premium for Rs. 5 lakhs SIRs. 566/month
Starting Premium of Rs. 5 lakhs SIRs. 566/month

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
3 Lac
5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

ManipalCigna Health Insurance Plan List

    Name of PlanSum Insured
    ProHealth Prime Check Premium
    Prime Senior Health Insurance Plan Check Premium
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    Corona Rakshak PolicyMin: 18 years; Max: 65 years50 Thousand - 2.5 Lakh Check Premium
    Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years Check Premium
    Corona Kavach PolicyMin: 1 day ; Max: 65 years50,000 - 5 lakh Check Premium
    Lifestyle Protection Critical CareMin: 18 Years; Max: 65 Years1 Lakh Check Premium
    Pro HealthMin: 91 Days; Max: No Limit2 Lakh Check Premium

    ManipalCigna Health Insurance Top Up List

      Name of PlanSum Insured
      Super Top-Up Policy Min: 91 Days ; Max: No Max Limit3 Lakh - 30 Lakh Check Premium
      Pro HealthMin: 91 Days; Max: No Limit2 Lakh Check Premium
      Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years Check Premium

      2500 ManipalCigna Cashless Network Hospitals in India

      FAQs on Super Top-Up Policy Health Insurance Plan

      • What are the sum insured and deductible options available under Super Top-Up Policy offered by ManipalCigna Health Insurance?

        Super Top-Up Policy offered by ManipalCigna Health Insurance comes with sum insured options of Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 6 Lakh, Rs. 8 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh and Rs. 30 Lakh. Whereas, the deductible options are of Rs. 3 Lakh, Rs. 3.5 Lakh, Rs. 4 Lakh, Rs. 4.5 Lakh, Rs. 5 Lakh, Rs. 5.5 Lakh, Rs. 7.5 Lakh, and Rs. 10 Lakh.  

      • Are there any optional covers available under the ManipalCigna Super Top-Up Policy?

        Yes. ManipalCigna Super Top-up Policy comes with two optional covers, namely, guaranteed continuity on deductible and reduction of PED waiting period. The former offers guaranteed continuity benefit on waiting period for sum insured upto the deductible amount, if a separate base policy is opted from 5th policy year. Whereas with the latter, you can reduce the waiting period for pre-existing diseases from 48 months to 24 months. Note that these optional covers can be taken at the time of policy purchase only. 

      • What are the basic covers offered under ManipalCigna Super Top-Up Policy?

        ManipalCigna Super Top-Up Policy provides the following basic covers to the policyholders:

        • In-patient hospitalisation expenses
        • Pre-hospitalisation and post-hospitalisation expenses for up to 60 days and 90 day respectively
        • In-patient hospitalisation for AYUSH
        • Daycare treatments
        • Non-medical expenses
        • Ambulance expenses
        • Organ donor expenses
        • Guaranteed increase in sum insured as bonus per policy year
      • What all is covered under in-patient hospitalisation in ManipalCigna Super Top-Up Policy?

        ManipalCigna Super Top-Up Policy covers you up to the sum insured for the following expenses in case of in-patient hospitalisation:

        • Medical expenses arising due to hospitalisation for more than 24 hours
        • Medical expenses are covered up to any room category
        • Cover for HIV/AIDS and related disease, for up to Rs. 2 Lakh after a waiting period of 2 years
        • Medical expenses arising due to modern and advanced treatment methods, for up to the sum insured   
      • What are the waiting periods under ManipalCigna Super Top-Up Policy?

        ManipalCigna Super Top-Up Policy comes with the following waiting periods: 

        • Waiting period for specific disease: 24 months
        • Waiting period for pre-existing diseases: 48 months
        • Waiting period for critical illness add-on: 90 days waiting period and 30 days survival period is applicable 

      Claim Process at ManipalCigna Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      ManipalCigna Health Insurance Contact Details

      Reach us for help anytime