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IFFCO Tokio Individual Health Protector Insurance User Reviews

232 reviews Rate This
IFFCO Tokio
Highlights
Claim Settlement Ratio96.33%
Network Hospitals7,500+
PED Waiting Period3 years
Starting Premium (for 5L SI)Rs. 584/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Individual Health Protector Policy
4.1
Based on
32 User reviews
  • Faithful!

    IFFCO Tokio Individual Health Protector policy safeguards me and my entire family members. This policy has given me extensive protection plan coverage. So, I am not much worried about health issues. 

    V
    Vivek Srivastava
    On: Jan 10, 2020
  • Have faith!

    I have great faith in Individual Health Protector Policy because of its extensive features and my claim approval when i was hospitalized last time. This is the best policy as i got cashless treatment. 

    P
    Punam Sharma
    On: Jan 04, 2020
  • Financially strong!

    This policy has financially strengthened me. Recently i was hospitalized. I was offered cashless treatment by the hospital. This insurance covered all the medical bills. I got 100% of the claim. I am eligible for cashless treatment in several network hospitals. I got this policy with the help of insurancedekho. 

    K
    Kumari Kanchan
    On: Dec 27, 2019
  • Best policy ever!!

    Individual Health Protector Policy provided by IffcoTokio is suitable for me. It covers me and my family. I have bought this policy with the sum insured of Rs. 10 lac. With the plan in hand, my family and I can avail the best treatment in an emergency without worrying about finance. 

    L
    Lalit Sarkar
    On: Dec 25, 2019
  • Great work!

    Individual Health Protector Policy is a great policy offered to me. My claim was approved without any problem. I happily recommend this plan to others. Great work done by IffcoTokio and InsuranceDekho!

    I
    Imamuddin
    On: Dec 13, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Suits my medical needs

    This is a good plan as it suits to my medical needs. I am happy with this policy’s features and benefits.

    C
    Chandan Singh
    On: Dec 12, 2019
  • Fantastic approach

    Individual Health Protector Policy gives me a fantastic approach to avail the best medical treatment in more than 4000 hospitals across the country. Even if i don’t have money, i can get the treatment. A fantastic approach for cashless treatment. I am impressed. 

    P
    Praveen Kumar Tomar
    On: Nov 28, 2019
  • Better than the best

    For me, the Individual Health Protector Policy is better than the best. It covers all the expenses incurred on 45 days before and 60 days after the hospitalisation, ICU charges, vaccination expenses, daycare surgeries. It’s a fantastic plan for me.

    S
    Shraddha Thakare
    On: Nov 24, 2019
  • Praiseworthy.

    A praiseworthy policy! I am 100% satisfied with Individual Health Protector Policy designed by Iffco Tokio. It’s a type of policy that every adult must choose to deal with any medical emergency.

    K
    Krishna
    On: Nov 20, 2019
  • Admirable plan!

    Individual Health Protector Policy by iffco tokio is admirable due to its benefits, extensive coverage, and low premiums. It’s a value for money policy and i am suggesting this policy to others. 

    A
    Angad Kumar Gaur
    On: Nov 19, 2019

7178 IFFCO Tokio Cashless Network Hospitals in India

FAQs

  • If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?

    Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.

  • How many claims I can make with IFFCO Tokio plan?

    There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. 

  • What are the essential documents required for purchasing a health plan from IFFCO Tokio?

    No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.

  • What would happen if I cancel a health plan of IFFCO Tokio after purchase?

    Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.

  • How many network hospitals are empanelled with IFFCO Tokio?


    IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.

Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

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