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IFFCO Tokio Individual Health Protector Insurance User Reviews

232 reviews Rate This
IFFCO Tokio
Highlights
Claim Settlement Ratio98.90%
Network Hospitals7,400+
PED Waiting Period3 years
Starting Premium (for 5L SI)Rs. 584/month

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Rating of Individual Health Protector Policy
4.1
Based on
32 User reviews

  • Got to know about health plan add-ons

    I was issuing IFFCO Tokio’s Individual Health Protector Policy for myself on InsuranceDekho. While checking the policy specifications, I got to know about the Critical Illness Cover that might work as an add-on to enhance the policy benefits. With just a little bit of extension on premium, I could get remarkable benefits.

    T
    Tahira Sharma
    On: Feb 23, 2021

  • Multifarious plans

    I love to visit InsuranceDekho for any insurance-related requirements. The website offers diverse health plans that are reasonably priced. I chose IFFCO Tokio’s Individual Health Protector Policy for myself after taking into account its coverages and benefits.

    R
    Rimpa Haldar
    On: Jan 21, 2021

  • Accessible through Whatsapp

    Whatsapp communication is convenient when you are on the go. I loved the service provided by InsuranceDekho through Whatsapp. I needed some assistance in choosing a health top-up plan for my IFFCO Tokio Individual Health Protector Policy. I pinged them on Whatsapp and got an immediate response.

    R
    Rukmini Singh
    On: Jan 13, 2021

  • Convenient claim settlement

    I am a policyholder of IFFCO Tokio’s Individual Health Protector Policy. It offers a wide range of coverage. A few days ago, my spouse had to go through a minor operation. I chose a network hospital to avail the cashless mediclaim. I made a claim on InsuranceDekho. It got settled instantly.

    S
    Sukanya Trivedi
    On: Dec 29, 2020

  • Expert guidance available

    I must admit that without guidance from InsuranceDekho, I could not find the Individual Health Protector Policy from IFFCO Tokio for myself. I wanted to get a simple health plan with wide coverage. I landed on the website and called the helpline number. The official highlighted my purpose and guided me accordingly.

    M
    Manish Jain
    On: Dec 22, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Helpful supporting team

    I rely on InsuranceDekho for any insurance-related requirements. I am a policyholder of IFFCO Tokio Individual Health Protector Policy. When I was booking the policy using the portal, I had some queries. I called them on the helpline number and they guided me instantly.

    S
    Sutapa Sarkar
    On: Dec 15, 2020

  • Swift claim settlement

    I am a policyholder of IFFCO Tokio Individual Health Protector Policy. One of the members of my family just had emergency treatment. I chose a network hospital of my insurer for the treatment. I needed to make a claim on InsuranceDekho after that. The claim was settled immediately.

    D
    Dhrubo Ganguly
    On: Dec 14, 2020

  • All essential information on one website

    I thoroughly checked policy overviews of numerous insurers on insurancedekho.com before buying my IFFCO Tokio Individual Health Protector policy. All the information provided on the website is essential and liable.

    D
    Debismita Majumdar
    On: Nov 20, 2020

  • Good to go!

    This policy of Iffco Tokio is good to go with to safeguard your health from emergency medical expenses! It’s a great financial relief from me and my family!

    G
    Gurdeep Singh
    On: Jan 26, 2020

  • My belief with the policy!

    I believe on the Individual Health Protector Policy which i bought with the help of insurancedekho. This policy safeguards me along with my family from crucial health issue expenses. This is the best suitable policy i believe. 

    R
    Rajiv Saxena
    On: Jan 17, 2020

  • Faithful!

    IFFCO Tokio Individual Health Protector policy safeguards me and my entire family members. This policy has given me extensive protection plan coverage. So, I am not much worried about health issues. 

    V
    Vivek Srivastava
    On: Jan 10, 2020

  • Have faith!

    I have great faith in Individual Health Protector Policy because of its extensive features and my claim approval when i was hospitalized last time. This is the best policy as i got cashless treatment. 

    P
    Punam Sharma
    On: Jan 04, 2020

  • Financially strong!

    This policy has financially strengthened me. Recently i was hospitalized. I was offered cashless treatment by the hospital. This insurance covered all the medical bills. I got 100% of the claim. I am eligible for cashless treatment in several network hospitals. I got this policy with the help of insurancedekho. 

    K
    Kumari Kanchan
    On: Dec 27, 2019

  • Best policy ever!!

    Individual Health Protector Policy provided by IffcoTokio is suitable for me. It covers me and my family. I have bought this policy with the sum insured of Rs. 10 lac. With the plan in hand, my family and I can avail the best treatment in an emergency without worrying about finance. 

    L
    Lalit Sarkar
    On: Dec 25, 2019

  • Great work!

    Individual Health Protector Policy is a great policy offered to me. My claim was approved without any problem. I happily recommend this plan to others. Great work done by IffcoTokio and InsuranceDekho!

    I
    Imamuddin
    On: Dec 13, 2019

  • Suits my medical needs

    This is a good plan as it suits to my medical needs. I am happy with this policy’s features and benefits.

    C
    Chandan Singh
    On: Dec 12, 2019

  • Fantastic approach

    Individual Health Protector Policy gives me a fantastic approach to avail the best medical treatment in more than 4000 hospitals across the country. Even if i don’t have money, i can get the treatment. A fantastic approach for cashless treatment. I am impressed. 

    P
    Praveen Kumar Tomar
    On: Nov 28, 2019

  • Better than the best

    For me, the Individual Health Protector Policy is better than the best. It covers all the expenses incurred on 45 days before and 60 days after the hospitalisation, ICU charges, vaccination expenses, daycare surgeries. It’s a fantastic plan for me.

    S
    Shraddha Thakare
    On: Nov 24, 2019

  • Praiseworthy.

    A praiseworthy policy! I am 100% satisfied with Individual Health Protector Policy designed by Iffco Tokio. It’s a type of policy that every adult must choose to deal with any medical emergency.

    K
    Krishna
    On: Nov 20, 2019

  • Admirable plan!

    Individual Health Protector Policy by iffco tokio is admirable due to its benefits, extensive coverage, and low premiums. It’s a value for money policy and i am suggesting this policy to others. 

    A
    Angad Kumar Gaur
    On: Nov 19, 2019

  • Excellent for me

    An excellent policy for me. It covers expenses incurred before being hospitalized and after getting discharge from the hospital. The right policy to have to secure your health.

    A
    Anoop Kumar Srivastava
    On: Nov 12, 2019

  • Covers Vaccination Expenses

    I bought Individual Health Protector Policy just because it covers vaccination expenses up to 10% of the total premium paid. I am lucky that I have has a health policy like this! Great job iffco tokio.

    S
    Satish Desai
    On: Nov 11, 2019

  • Lot of benefits

    Nice policy with a lot of benefits such as Pre and post hospitalisation cover, inpatient hospitalisation expenses for room rent, ICU charges, and many more. 

    S
    Shankar M Hiremath
    On: Oct 30, 2019

  • Suitable for me!

    I have taken an Individual Health Protector Policy because of the coverage for vaccination expenses, daycare surgeries or procedures. It’s suitable for me!

    S
    Shahnawaz
    On: Oct 30, 2019

  • Extensive Protection Coverage

    IFFCO Tokio Individual Health Protector policy is ideal. It safeguards me and my family against emergency medical expenses. It offers extensive protection coverage. 

    R
    Ramaswamy R
    On: Oct 21, 2019

  • Good Cover

    The policy is good to have as it covers doctor’s fee, ICU charges, cataract, hernia, etc. For Individual Health Protector Policy is a complete health insurance package. 

    P
    Partha Sarathi Chanda
    On: Oct 21, 2019

  • Good approach

    Good policy with a lot of features and benefits! It fulfils all my healthcare needs and requirements. 

    Y
    Yogesh
    On: Oct 11, 2019

  • Extensive coverage!

    I have taken the Individual Health Protector Policy as it provides extensive coverage, gives a daily allowance, covers vaccination expenses. 

    S
    Sachin Sachdeva
    On: Oct 11, 2019

  • Good approach!

    Individual Health Protector Policy by IffcoTokio a good approach to secure you and your family's health. The plan gives extensive protection in a medical emergency.

    C
    Chitti S
    On: Oct 03, 2019

  • Health security!

    Individual Health Protector Policy makes me realize a sense of health security! Low premiums high coverage! It's a nice plan. I will recommend it to others as well.

    S
    Shariq
    On: Oct 03, 2019

7357 IFFCO Tokio Cashless Network Hospitals in India

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FAQs

  • If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?

    Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.

  • How many claims I can make with IFFCO Tokio plan?

    There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. 

  • What are the essential documents required for purchasing a health plan from IFFCO Tokio?

    No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.

  • What would happen if I cancel a health plan of IFFCO Tokio after purchase?

    Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.

  • How many network hospitals are empanelled with IFFCO Tokio?


    IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.

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Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

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