HDFC ERGO Health Insurance for Cancer

iCan Cancer plan of HDFC ERGO Health Insurance is the latest innovation in cancer plan category. This plan comes with USP of lifetime coverage for cancer. Thus, creating another milestone in India’s health insurance plan segment. The Apollo Munich iCan Cancer plan covers expenses related to surgery, chemotherapy, radiotherapy, targeted therapy, proton therapy, and immunotherapy, among other benefits. Cancer may be a lifelong problem thus warranting a lifelong plan such as iCan Cancer.

Key Features

• Sum insured: Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh, Rs. 50 Lakh
• An option to take care of family with 100% lump sum payment
• 60% of sum assured is paid as lump sum over and above the base sum assured on diagnosis of cancer
• Cashless cancer treatment in 4,500+ network hospitals
• Lifelong renewability option
• Medical second opinion when insured is first diagnosed with cancer
• The plan has two variants: iCan Essential and iCan Enhance

Scope of Coverage

• Treatment for all kinds and all stages of cancer is covered
• Pre-hospitalisation for up to 30 days
• Post-hospitalisation for up to 60 days
• Follow-up care post-treatment up to Rs. 3,000, twice a year
• Emergency ambulance: Rs. 2,000 per hospitalisation
• Hospitalisation expenses and day care treatment for cancer
• Coverage for surgery, cancer drugs, chemotherapy, targeted therapy, immunotherapy, and radiation therapy

Eligibility

Any person who is between the age of 5 and 65 years is eligible for buying this policy

Exclusions

• Non-allopathic treatment
• Expenses incurred in the treatment other than for cancer
• Diseases related to or arising out of AIDS/HIV
• Congenital external diseases, defects or anomalies
• Treatment availed not in India or at a healthcare center which is not a hospital