Question 1

Who all can be covered under Go Digit Arogya Sanjeevani policy?

Accepted Answer

You can cover yourself under the individual plan type and your legally-wedded Spouse, Dependent Children, Parents, and Parents in-laws along with yourself under the family floater plan type.

Question 2

Can I pay the premium for Go Digit Arogya Sanjeevani policy in installments?

Accepted Answer

Yes. You can pay the premium for this policy in monthly, quarterly, half-yearly, and yearly installments.

Question 3

What is the policy period for Go Digit Arogya Sanjeevani Policy

Accepted Answer

Go Digit Arogya Sanjeevani Policy is available for a policy term of 1 year. The policy needs to be renewed annually thereafter.

Question 4

Is there a waiting period involved under any coverage in Go Digit Arogya Sanjeevani Policy?

Accepted Answer

Yes. A waiting period is a time when certain coverages are not active. The policyholders need to complete a waiting period for the following treatments under the Go Digit Arogya Sanjeevani Policy:        	 Pre-existing diseases: 48 months   	 Joint replacement treatments: 48 months   	 Age-related Osteoarthritis and Osteoporosis: 48 months   	 Some specific illnesses: 24 months   	 Initial waiting period after buying a policy: 30 days

Question 5

Does the policy cover hospitalisation expenses related to the coronavirus disease?

Accepted Answer

Yes. The Go Digit Arogya Sanjeevani Policy covers hospitalisation expenses arising due to the coronavirus (COVID-19).

Question 6

How is buying Go Digit Arogya Sanjeevani Policy on an individual basis different from buying it on a floater basis ?

Accepted Answer

You can buy Go Digit Arogya Sanjeevani Policy either on an individual or a floater basis. On an individual basis, the sum insured for each family member is different. Whereas on a floater basis, the entire family will share the single sum insured opted. In both the cases, the sum insured options range between Rs. 1 Lakh to Rs. 5 Lakh (in multiples of 50,000).

Question 7

Is there any limit on room rent or ICU/ICCU charges covered under Go Dit Arogya Sanjeevani Policy?

Accepted Answer

Yes. The policy covers room rent charges for up to 2% of the sum insured up to a maximum of Rs. 5,000 per day. Whereas ICU/ICCU charges are covered for up to 5% of the sum insured up to a maximum of Rs. 10,000 per day.

Question 8

What are the new age treatments covered under Go Digit Arogya Sanjeevani policy?

Accepted Answer

Go Digit Arogya Sanjeevani Policy covers the following new age or modern treatments up to 50% of the total sum insured:        	 Uterine Artery Embolization and High Intensity Focused Ultrasound   	 Balloon Sinuplasty   	 Oral Chemotherapy   	 Robotic Surgeries   	 Bronchial Thermoplasty   	 Intra vitreal injections   	 Intra Operative Neuro Monitoring   	 Immunotherapy-Monoclonal Antibody to be given as an injection   	 Vaporisation of the prostrate   	 Deep Brain Stimulation   	 Stereotactic radio surgeries

Question 9

Until what age can I renew Go Digit Arogya Sanjeevani policy?

Accepted Answer

The policy is renewable at all times during the lifetime of the policyholder.

Question 10

Is there any cumulative bonus offered to the policyholders under Go Digit Arogya Sanjeevani policy?

Accepted Answer

Yes. The policyholders enjoy a cumulative bonus of 5% for every year a claim is not made. This reward can go up to a maximum of 50% bonus in your sum insured.

Claim Settlement Ratio	93%
Network Hospitals	11,300+
PED Coverage Starting From	2 year
Pre-existing Disease Coverage From	2 year
Presence	Across the country
Special Benefits	Multiple Discounts such as Credit Score for Good health

Name of Plan	Sum Insured
Digit Infinity Wallet PlanPopular		Check Premium
Digit Worldwide Treatment PlanPopular		Check Premium
Digit Double Wallet PlanPopular		Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Health Care Plus PolicyMin: 18 years; Max: 65 years	10 Thousand - 3 Crore	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max; 65 Years	50,000 - 2.5 lakh	Check Premium
Complete Care PolicyMin: 1 year; Max: 60 years		Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Total Protect PolicyMin: 18 years; Max: 85 years	1 Thousand - 20 Crore	Check Premium

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FAQs on Arogya Sanjeevani Policy Health Insurance Plan

Who all can be covered under Go Digit Arogya Sanjeevani policy?

Can I pay the premium for Go Digit Arogya Sanjeevani policy in installments?

What is the policy period for Go Digit Arogya Sanjeevani Policy

Is there a waiting period involved under any coverage in Go Digit Arogya Sanjeevani Policy?

Does the policy cover hospitalisation expenses related to the coronavirus disease?

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