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Isuzu Car Insurance

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Top Car Insurance Plans

Third Party
Own Damage
Starting From 73849
Key Features:
  • Right Green Tick Maximum Cashless Garages
  • Right Green Tick Over Night Vehicle Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement
Starting From 30368
Key Features:
  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement
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Car Insurance Premium for Isuzu Car Variants

The following table shows the complete list of Isuzu car variants with their insurance premium rates.
Car ModelVariant of the CarComprehensive Car InsuranceThird Party Car InsuranceOwn Damage Car Insurance
Isuzu MU 7


₹ 33612

₹ 7897

₹ 10085

Isuzu V-Cross


₹ 2094

₹ 2094

₹ 13780

Isuzu S-CAB

Hi-Ride AC

₹ 2094

₹ 2094

₹ 13898

Isuzu D-Max

Cab Chassis

₹ 2094

₹ 2094

₹ 33046

Isuzu Hi-Lander


₹ 2094

₹ 2094

₹ 13898

Isuzu MU-X

4x4 AT

₹ 2094

₹ 7897

₹ 22936

The above-mentioned Isuzu Car Insurance Premiums are suggestive and may change basis the car's MMV, RTO location, claims history, policy type, etc.

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About Isuzu

Isuzu Motors Limited is an automobile manufacturing company in Japan with headquarter in Tokyo. The company produces commercial vehicles and diesel engines. The firm majorly deals in the production, marketing and sale of Isuzu commercial cars and diesel engines. The Isuzu company possess a number of joint ventures and subsidiaries some of which are UD Trucks, Anadolu Isuzu, Sollers-Isuzu, SML Isuzu, Jiangxi Isuzu Motors, Isuzu Astra Motor Indonesia, Isuzu South Africa, Taiwan Isuzu Motors, and many more.

Isuzu Motors hold assembly plants and manufacturing units Fujisawa that exists since the organisation got founded under earlier names. Isuzu-branded cars are generally sold in most of the commercial markets across the globe. The focus of Isuzu company is on commercial diesel-powered trucks in addition to buses and construction, whereas Yanmar, their Japanese competitor, focuses on commercial-level generators and powerplants. Isuzu diesel engines are now utilised by several vehicle manufacturers that comprise some big names like General Motors.

Isuzu Motors Limited entered India in 2006 as a technical partner of Swaraj Mazda, which is a commercial vehicle manufacturer. Today, Isuzu serves as the owner of the organisation and leads it with the name SML Isuzu Limited, in association with the Sumitomo Corporation.

Isuzu Car Insurance

When it comes to a car, it can be driven legally only with a car insurance policy in India, as per the Indian Motor Tariff. Therefore, it is compulsory to buy a car insurance policy as it serves legal compliance as well as insure your Isuzu car from damage or loss due to an accident or a mishap. To offer all-around protection to your car, you must opt for standalone own-damage car insurance or a comprehensive car insurance policy that can protect it from incidents like accidents, fire, theft, vandalism, natural calamities, and man-made disasters.

While driving an Isuzu car, you should hold at least a third party car insurance which is basic insurance designed to cater to third party liabilities such as injuries, death and property damage. You can be fined Rs. 2,000 and/or jailed for up to 3 months on getting caught without a third party cover. The own-damage premium of your Isuzu car is dependant on Insured Declared Value (IDV) that is calculated after deducting the depreciation applicable on the car’s parts from its selling price. It is the maximum amount that policyholders are to get as compensation from their insurers.

You can expand the policy coverage of your car insurance policy by adding add-ons to your policy. You can choose these optional plans on the basis of your needs by paying an additional premium. Below are some add-on covers which can add value to your car insurance:

  • Zero Depreciation Cover: This add-on cover eliminates the depreciation while computing the claim amount by your insurer that helps you get a higher claim. It is applicable on cars of less than five years only and can be used a limited number of times only.
  • Roadside Assistance Cover: In a situation where your Isuzu car breaks down somewhere on the road, this add-on cover can help you in many ways from towing your car to arranging a mechanic to making the fuel delivery, and so on.
  • Consumables Cover: The consumables cover is an add-on cover that gives you coverage for consumables used while repairing your Isuzu car. This add-on cover offers you coverage for engine oil, grease, lubricant, coolant, air conditioner gas and bearings, etc.

Car Insurance Renewal Process for Isuzu Cars

It is quite simple, swift, and seamless to renew a car insurance policy online for your Isuzu car. It is a compulsion to renew your plan before the due date of its expiry to continue to avail your car insurance policy benefits. Here are a few steps to renew your policy online at the InsuranceDekho:

Step 1: Visit the InsuranceDekho website and choose the ‘Car’ tab

Step 2: Enter the registration number of your Isuzu car with its variant and fuel type and click on the ‘Proceed’ link. In case of not knowing the registration number, you can click on the ‘Don't know your car number?’ tab and proceed by selecting your car’s make, model, fuel type, etc.

Step 3: Enter the expiry date of your last policy and the name of your previous insurance company. Also, you will have to share if you have made any claim in the last policy year and click on the ‘Continue’ link.

Step 4: Enter your name, mobile number and duration for which you want to buy the insurance and click on the ‘Submit and Get Quotes’ button.

Step 5: Many car insurance policy premium quotes offered by several insurance companies will appear. Compare and choose a policy quote on the basis of your needs and budget. You can also add some add-on covers to your policy at this step.

Step 6: Click on the ‘Buy Now’ button and validate your entries before making the payment. You can pay the premium through debit cards, credit cards, digital wallets, net banking, and so on. Once the payment is completed, the car insurance policy document will be sent to your registered Email ID.

Claim Cashless Car Insurance For Isuzu Cars

The car insurance claim process is of two types cashless and reimbursement. However, policyholders can proceed with any of these methods but the cashless one is preferred more. The biggest benefit of going with a cashless car insurance facility is that it helps you get your Isuzu car repaired free of cost as your insurance company settles your repair invoice directly with the garage. To avail of this method, you have to take your car only to a network garage of your insurance company and inform your insurance company soon after the accident or a mishap.

The cashless claim facility enables you to get your car repaired soon after the mishap without paying. It needs only a few documents to be submitted and very little documentation to go through while making a comparison to the reimbursement process. Under this method, a surveyor is sent by the insurance company to the accident spot to find the damage extent and share the condition in a report with the insurance company based on which your claim gets settled. Also, the service centres listed under the network garages are the best ones, which makes you get quality repair work for free.

Renew Expired Policy for Isuzu Cars

If your car insurance policy gets expired, it can bring a lot of adverse effects on you. The policy coverage will be lost and so will be the No Claim Bonus (NCB) benefit, legal compliance, etc. Losing such benefits can get you into legal as well as financial troubles as you could be punished for driving a car with an inactive policy and will also not be given any compensation in case of an accident or a mishap. It is recommended to make the timely renewal of your policy and connect with your insurance company or your agent at the earliest after its expiration.

During the renewal of the Isuzu car insurance policy, the insurers send a surveyor or a representative to examine the condition of your car. At this time, you may have to present a few documents to your surveyor such as a car registration certificate, a copy of the expired policy, etc, hence, try to keep all the required documents handy. However, you can also renew your car insurance plan even with the passing of expiry within 90 days. It is possible as many insurers offer a grace period of expiration. With this grace period, you can renew your policy online or offline within 90 days of its expiry date. However, the period may vary from insurance company to insurance company.

Isuzu Car Insurance User Reviews

What users are saying
  • Swift digital service

    I have been a policyholder of HDFC ERGO car insurance policy issued for Isuzu MU 7. I did the issuance digitally using InsuranceDekho. Every time I face an issue related to my policy, I come to the website and it gets resolved swiftly.

    Hdfc Ergo car Insurance
    By Aparna Chandra
    On: 7th April, 2021

Isuzu Car Insurance FAQs

  • How long does it take to renew a Isuzu car insurance?

    You can get your Isuzu car insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should be bought with Isuzu cars

    For Isuzu Insurance, The popular car insurance add-ons opted with Isuzu cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

  • From where can I purchase insurance for my Isuzu car

    You can visit our website, compare all available premium quotes for Isuzu cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Isuzu cars?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Isuzu cars.

  • What is the best time to raise a car insurance claim for my Isuzu car?

    Whenever you meet an accident or face any mishap, you must try to make a claim for your damage or loss incurred by your Isuzu car within 7 days of the incident. However, this period of raising the claim can vary from one insurance company to another.

  • Can I choose different insurers to purchase a third-party and own-damage plan?

    Yes, you are allowed to buy a third-party car insurance policy from one insurance company and an own-damage car insurance policy from another insurance company to insure your Isuzu car.

  • Can I get my Isuzu car insurance policy renewed after the expiry date of the policy?

    Yes, you can get your car insurance policy renewed for your Isuzu car insurance policy after its date of expiry during the grace period of 30 days to 90 days starting from the expiry date. However, the period of the grace period can vary from insurance company to insurance company.

  • Can I gain a No Claim Bonus (NCB) benefit with a car insurance policy for my Isuzu car?

    Yes, the car insurance policy of your Isuzu car will give you a No Claim Bonus (NCB), if you spend one or more policy years of car insurance policy without raising any claim. For passing every claim-free year, you can become eligible to get the NCB benefit that can range between 20% and 50% by getting accumulated with successive claim-free years.

  • Can I add a zero depreciation add-on cover to my car insurance plan that I purchased for my Isuzu car?

    Yes, you are surely allowed to add a zero depreciation add-on cover to your car insurance policy which you purchased to cover your Isuzu car by paying a little extra payment of premium in addition to the premium of base car insurance policy that you bought for your Isuzu car.

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