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Fiat Car Insurance

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  • Wide Array of Car Models
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Top Car Insurance Plans

Third Party
Own Damage
Starting From 17300
Key Features:
  • Right Green Tick Maximum Cashless Garages
  • Right Green Tick Over Night Vehicle Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement
Starting From 7802
Key Features:
  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement
See More Plans

Car Insurance Premium for Fiat Car Variants

The following table shows the complete list of Fiat car variants with their insurance premium rates.
Car ModelVariant of the CarComprehensive Car InsuranceThird Party Car InsuranceOwn Damage Car Insurance
Fiat Linea


₹ 13788

₹ 3416

₹ 2870

Fiat Grande Punto

EVO 1.2 Active

₹ 12952

₹ 3416

₹ 3413

Fiat Punto EVO

Pure 1.2 FIRE

₹ 12825

₹ 3416

₹ 2065

Fiat Palio

1.2 EL PS

₹ 12276

₹ 3416

₹ 1634

Fiat Punto

1.2 Active

₹ 12579

₹ 3416

₹ 1976

Fiat Avventura

FIRE Active

₹ 13653

₹ 3416

₹ 4515

Fiat Linea Classic

1.4 Petrol

₹ 13480

₹ 3416

₹ 2870

Fiat Punto Pure


₹ 12825

₹ 3416

₹ 2065

Fiat Palio D

1.9 EL PS

₹ 26755

₹ 7897

₹ 1974

Fiat Abarth Avventura

1.4 T-Jet

₹ 14944

₹ 3416

₹ 4481

Fiat Abarth 595


₹ 23547

₹ 3416

₹ 20110

Fiat 500


₹ 17913

₹ 3416

₹ 12505

Fiat Premier Padmini


₹ 14625

₹ 3416

₹ 552

Fiat Petra D

1.9 EL PS

₹ 27460

₹ 7897

₹ 2202

Fiat Punto Abarth

1.4 T-Jet

₹ 14921

₹ 3416

₹ 4461

Fiat Uno


₹ 7802

₹ 2094

₹ 2300

Fiat Palio NV

1.2 EL

₹ 12276

₹ 3416

₹ 1634

Fiat Siena

1.2 EX

₹ 12820

₹ 3416

₹ 2413

Fiat Ducato

Caravan 3.0L AT

₹ 107143

₹ 7897

₹ 148294

Fiat Millicento


₹ 33818

₹ 3416

₹ 16567

Fiat Adventure

Sport 1.6

₹ 27248

₹ 7897

₹ 2721

Fiat Avventura Urban Cross

1.3 Multijet Active

₹ 13661

₹ 3416

₹ 3148

Fiat Petra

1.2 ELX PS

₹ 16866

₹ 3416

₹ 4643

The above-mentioned Fiat Car Insurance Premiums are suggestive and may change basis the car's MMV, RTO location, claims history, policy type, etc.

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About Fiat

Fiat Automobiles is an Italian automobile manufacturer founded in 1899. Fiat Automobiles is considered the largest automobile producer in Italy. Earlier it remained the largest automobile producer in Europe while ranked third in the world after General Motors and Ford for more than 20 years. In 2013, the company was the second-largest European automaker in terms of volumes manufactured and the seventh in the world.

In 1970, Fiat Automobiles gave employment to over 100,000 in Italy when the production of the company peaked with 1.4 million cars. As of 2002, the company managed to build over 10 lakh vehicles at six different plants in Italy. Fiat bagged several international awards including the European Car of the Year award for nine times, which is a record, and it is listed several times for emitting the lowest level of CO2 by vehicles sold in Europe.

Fiat entered India with the investment in the Premier Automobile Group by introducing the Premier Padmini. The car is popularly known as Fiat in India and was a competitor to the Ambassador car in India during the 1970s and 80s. At that time, other models launched by the company were Fiat 1100, Fiat Uno, etc. Later, Fiat collaborated with Tata Motors to set up their plant at Ranjangaon in 1997 and introduced the brands like Linea, Tata Vista, Tata Manza, and many more. In the year 2015, a Maserati car was launched in India and in 2016, the Jeep car was launched as the Jeep Wrangler and Grand Cherokee.

Fiat Car Insurance

The traffic law applies equally to all the cars on the road in India. Therefore, while buying a Fiat car you should ensure purchasing a car insurance plan along with your car to insure it from damage or loss incurred due to a collision or a mishap by providing compensation. To provide your Fiat car all-around protection, you should opt for standalone own-damage car insurance or comprehensive car insurance plans that safeguard it from events such as accidents, theft, vandalism, fire, natural calamities, man-made disasters.

While driving a Fiat car, you need to carry at least a third party car insurance policy in India as a compulsion. The third party or liability only is a basic insurance that is designed to take care of third party liabilities like injuries, death and property damage. If you get caught driving your Fiat car without owing at least the third party cover, you can be punished with a penalty of Rs. 2,000 or/and be imprisoned for a maximum of 3 months. The premium of the own-damage car insurance of your Fiat car is based on its Insured Declared Value (IDV), which is computed with the deduction of the depreciation applied on the parts of the car from its selling price. It is the maximum amount that policyholders are entitled to get as compensation by their insurance company in case of a mishap.

You can expand the coverage of your car insurance plan that you bought for your Fiat car by adding some add-on covers to your policy. You can opt for these optional covers based on your requirements by paying an additional premium. Here are some add-on covers that can be a great addition to your Fiat car insurance

  • Zero Depreciation Cover: This add-on eliminates the consideration of depreciation cost during the calculation of claim amount by your insurer, which helps you get a higher claim. However, this add-on can be applicable to cars of not more than five years and can be availed for a limited number of times only in a policy year.
  • Roadside Assistance Cover: In a condition where your Fiat car breaks down in the middle of the road, this add-on cover comes to rescue you in several ways such as towing your car to the garage, arranging a technician for on-site repairs, fuel delivery, and so on.
  • Consumables Cover: The consumables cover is an add-on that provides you with coverage for the consumables used while repairing your Fiat car. This cover gives coverage for engine oil, oil filter, grease, air conditioner gas and bearings, screws and nuts, etc.

Car Insurance Renewal Process for Fiat Cars

The car insurance renewal process for Fiat cars is quick, easy and hassle-free. It is compulsory to renew your policy before its expiry date to continue to enjoy your policy benefits. Here are some steps to renew your Fiat car insurance policy online at the InsuranceDekho portal:

Step 1: Visit the InsuranceDekho website and select the ‘Car’ tab.

Step 2: Enter your Fiat car’s registration number along with your car’s fuel type and variant and click on the ‘Proceed’ button. If you don’t have the registration number of your car, you can also click the ‘Don't know your car number?’ option and choose your car’s make, model, fuel type, registration year, etc.

Step 3: Enter your last policy’s expiry date and the name of your previous insurer. Also, you must tell if you have made any claim in the last policy year and click on the ‘Continue’ button.

Step 4: Enter your mobile number and name along with the tenure for which you desire to buy the insurance and click on the ‘Submit and Get Quotes’ link.

Step 5: Many car insurance premium quotes provided by several insurers will be displayed on your screen. Compare and select a quote based on your needs and budget. You can include some add-on covers too at this step.

Step 6: Click on the ‘Buy Now’ option and confirm your entries before proceeding to make the payment. You can pay through debit or credit cards, online wallets, net banking, etc. When the payment is completed, the new policy document will be sent to your registered Email ID.

Claim Cashless Car Insurance For Fiat Cars

There are two types of claim processes such as cashless and reimbursement. However, policyholders can opt for any of these, but cashless is more preferred and recommended. The cashless car insurance feature helps you get your Fiat car repaired at the network garage of your insurance company free of cost and your insurer settles your repair bill directly with the garage. To avail this facility, you need to intimate your insurance company at the earliest about the accident and take your car to a garage in their network only.

The facility saves you from making any payment in a situation after the mishap. It requires very few documents to be submitted and lesser formalities to go through when compared to the reimbursement process. Under this process, a surveyor reaches the accident spot to find the extent of damage based on which insurer settles your claim. The garages listed in the network of insurance providers are the best repair centres, which allows you to get quality repair services for free.

Renew Expired Policy for Fiat Cars

If your car insurance plan is expired, it can bring various adverse effects. You can lose your policy coverage, No Claim Bonus (NCB) benefit, legal compliance, and so on. Losing these facilities can hit you legally as well as financially as you can be penalised for driving without an active policy and no compensation will be offered in case of any mishap. Thus, it is suggested to renew your policy on time and connect with your insurer or agent at the earliest if it expires somehow.

To renew your Fiat car insurance, your insurer can send a representative to assess its condition. During the examination, you may have to show a few documents to the surveyor such as a car registration certificate, a copy of the expired policy, etc. However, you can renew your car insurance policy even after its expiry within 90 days of expiration. This facility is known as the grace period with which you can renew your plan online or offline within 90 days of its expiry date.

Fiat Car Insurance User Reviews

What users are saying
  • Simple and easy experience

    Simple and easy experience. Very helpful all the way. Thanks for your help all along the way. I would say this is one of my best experience.

    Hdfc Ergo car Insurance
    Fiat Punto Bangalore
    By Satishkumar Ganesan
    On: 7th November, 2022
  • Quick easy insurance

    Good response by the team and the insurance was also done within minutes within the comfort of my home. Also there was no delay in issue of the policy

    Hdfc Ergo car Insurance
    Fiat Grande Punto 2009-2013 Panaji
    On: 14th July, 2021
  • Secure platform

    I hold a Future Generali car insurance policy for Fiat Punto. I purchased the policy from InsuranceDekho after proper research. I verified the security of my personal information with the website and got assured that it is secure.

    Future Generali car Insurance
    By Antarip Koley
    On: 25th June, 2021
  • Received the best quotes

    I must admit, InsuranceDekho helped me in obtaining the best quotes for Fiat Palio. I read the quote-generating factors and applied the tips on how I could lower the premium. Finally, when I generated the quotes, I was satisfied and issued DHFL car insurance policy.

    Dhfl car Insurance
    By Indranil Gupta
    On: 23rd June, 2021
  • Advantageous add-on covers

    All the add-on covers available on InsuranceDekho are advantageous. I checked their functions and prices before buying the GAP Value and Roadside Assistance add-on cover to enhance the coverage for my Fiat Avventura insured with Shriram car insurance policy.

    Shriram car Insurance
    By Sayan Sengupta
    On: 27th May, 2021
  • Simple comparison

    Comparing various types of policies based on their coverage was simple on InsuranceDekho. Before generating my quotes, I compared and finalised the type of policy I wanted. Now, I am a holder of Liberty car insurance policy for Fiat Avventura.

    Liberty car Insurance
    By Ishwit Mahato
    On: 28th April, 2021
  • Flawless digital service

    I availed flawless renewal service from InsuranceDekho. I submitted the existing policy details, regenerated my quotes and compared them to make sure that I am getting the best deal. Then, I renewed my New India car insurance plan for Fiat Linea.

    New India car Insurance
    By Souradeep Bhuiyan
    On: 23rd April, 2021
  • Proactive chat

    I used the chatbox of InsuranceDekho to learn which type of policy to choose for my Fiat Linea. Once I mentioned my query, the proactive chatbox initiated a conversation regarding my preferences. Based on the chat, I bought Raheja QBE car insurance policy.

    Raheja Qbe car Insurance
    By Sohini Karmakar
    On: 7th April, 2021
  • Top insurance companies

    Top insurance companies of the nation are enlisted on InsuranceDekho. As I progressed with my intensive research, their remarkable business volume caught my attention. This was persuasive enough to insure my Fiat Linea with Bajaj Allianz car insurance policy through the website.

    Bajaj Allianz car Insurance
    By John Malhotra
    On: 17th March, 2021
  • Consistent service

    I issued Digit Car insurance policy for my Fiat Palio using InsuranceDekho. The website makes sure to send useful information, dates of renewal reminders from time to time in my email. I appreciate this level of consistency in service and sense of responsibility.

    Digit car Insurance
    By Partha Majumdar
    On: 15th March, 2021

Fiat Car Insurance FAQs

  • How long does it take to renew a Fiat car insurance?

    You can get your Fiat car insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should be bought with Fiat cars

    For Fiat Insurance, The popular car insurance add-ons opted with Fiat cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

  • From where can I purchase insurance for my Fiat car

    You can visit our website, compare all available premium quotes for Fiat cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Fiat cars?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Fiat cars.

  • Within how much time should I raise a claim for my Fiat car?

    You should try to raise the claim for the damage sustained by your Fiat car within 7 days of the accident. However, the period can vary from insurance company to insurance company.

  • Can I buy third-party and own-damage plans from different insurers?

    Yes, you can purchase third-party and own-damage car insurance plans from different insurers for your Fiat car.

  • Can I renew my Fiat car insurance policy after the date of policy expiry?

    Yes, you can renew your Fiat car insurance policy after its expiry date in the grace period of 30 days to 90 days from the date of expiry. However, the grace period may vary from insurer to insurer.

  • What details are to be entered on the premium calculator to get the premium of Fiat car insurance?

    To calculate the premium for your Fiat car insurance, you should enter details on the premium calculator such as car brand, model, variant, purchase year, and registration city.

  • How can I find assistance related to the insurance of my Fiat car?

    You can get in touch with the InsuranceDekho team for assistance related to Fiat cars by calling them at 755-1196-989 or mailing them at

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