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Add-ons For Your Fiat Car Insurance
A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.
A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the motor insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.
A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.
If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your car, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.
Fiat Car Insurance User Reviews
I would like to thank the team at InsuranceDekho who suggested and helped me buy Future Generali car insurance policy for my Fiat Linea car. I am happy and satisfied with the product.
InsuranceDekho allowed me to easily find and compare quotes online by following just a few steps. I bought an ICICI Lombard car insurance policy for my Fiat Linea car at an affordable premium.
The customer care executives at InsuranceDekho are really polite. I bought a Raheja QBE car insurance policy from them for my Fiat Linea car and I am happy with it.
Not only was the renewal process of InsuranceDekho quick, but also the claim settlement process was smooth enough. I purchased Tata AIG policy for my Fiat Linea car and I am satisfied.
I recently purchased HDFC Ergo’s car insurance policy for my Fiat Linea car which the customer care executives at InsuranceDekho helped me in buying. The policy is an affordable one and offers me many benefits.
I am really happy to have purchased ICICI Lombard car insurance policy for my Fiat Linea car in a few easy steps from InsuranceDekho. It was paperless as well as a transparent process.
It was really easy to find car insurance quotes at InsuranceDekho. I purchased Edelweiss policy for my Fiat Linea car and I am satisfied with the benefits offered.
It was easy to buy a car insurance policy for my Fiat Linea car from InsuranceDekho as it offers several modes of payment. I paid for my United India car insurance plan without any hassle.
The team at InsuranceDekho really helped me in the claim settlement process under my Bharti AXA car insurance plan which I purchased for my Fiat Linea car. I really thank the team for the same.
I contacted the customer care experts at InsuranceDekho to purchase car insurance for my Fiat Linea car. They suggested to me Reliance General’s policy considering my requirements and I am happy to buy it.
How long does it take to renew a Fiat car insurance?
You can get your Fiat car insurance renewed in just 5 minutes with InsuranceDekho.
Which all insurance add-ons should be bought with Fiat cars
The popular insurance add-ons opted with Fiat cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.
From where can I purchase insurance for my Fiat car
You can visit our website insurancedekho.com, compare all available premium quotes for Fiat cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.
Which insurer has the best claim settlement ratio for Fiat cars?
Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Fiat cars.