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Short Term Motor Insurance Policy by Bajaj Allianz

Published On Nov 23, 2020, Updated On Apr 01, 2021

Many motorists would be hesitant to spend money on something like bike insurance during the Covid-19 pandemic, even though it is a necessity. Bajaj Allianz’s short term motor insurance policy is the solution to this hesitation.

The Covid-19 pandemic and the consequent lockdown has made us all hesitant when it comes to expenditure, especially for things that may seem unnecessary. Unfortunately, many people may feel that insurance for your bike or other vehicle falls into this category. However, not only is bike insurance mandatory by law according to the Motor Vehicles Act, it is also extremely beneficial to you as an individual as it shelters you from liabilities and the financial cost of damages, should they arise. In response to this hesitation, Bajaj Allianz has come up with a new insurance policy which is usage based and can be purchased for a short term rather than for a full year. This is extremely useful during the lockdown when not many of us are out on the roads.

What is the Bajaj Allianz Short Term Motor Insurance Policy?

It is a novel form of insurance where the policyholder can plan their insurance policy based on the number of kilometers they will drive. Thus, it is based on usage. The policyholder can avail of theft and fire cover for the duration of the policy as these would be useful even when the vehicle is not being used. In addition to this, the premium is determined based on the number of kilometers.

This is especially useful for those who will not be using their vehicles during the months of the lockdown and the duration of the Covid-19 pandemic. It saves the expense of having to purchase a complete insurance policy which would offer elaborate coverages that are not needed while the vehicle is not in use, as well as saves the expense of paying for insurance for a year by allowing short term policy periods.

An additionally beneficial feature is that the policy can be topped up regularly. If the policyholder exceeds the number of kilometers of the policy plan that they have opted for, they will be able to top it up and continue with the policy. This structure saves additional unnecessary expenditure.

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Therefore this policy saves expenditure in numerous ways. It is extremely beneficial during the Covid-19 pandemic and lockdown to avail of such a policy which allows you ample flexibility in structuring your own insurance plan to your needs.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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