Bharti AXA Two Wheeler Insurance Premium Calculator

Bharti AXA Bike Insurance

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  • Operating in 123 cities across the nation
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  • More than 3,700 network garages
  • Claim Settlement Ratio of 88.54% as on FY 2017-18
  • Dual ISO Certification
  • 24*7 Emergency Assistance

Bharti AXA Two Wheeler Insurance Premium Calculator

What is a Bike Insurance Premium Calculator?

A bike insurance premium calculator is a digital instrument that gives you the right premium amount for Bharti AXA bike insurance policy. You just have to enter a few details of your bike such as make, model, variant, RTO location, registration year of your bike, and so on, to get the correct amount of premium. The premium calculator is a very user-friendly and beneficial tool for bike insurance policyholders.

How to Use a Bike Insurance Premium Calculator?

Step 1: Select the Make, Model, Variant and Fuel Type of your bike.

Step 2: Select the Registration City and Year of Purchase of your bike.

Step 3: Mention if you have requested any claim in the last policy term.

Step 4: Click on the ‘Calculate’ button to find the IDV and premium for your bike insurance policy.

Benefits of Bike Insurance Premium Calculator

  1. Correct Insured Declared Value (IDV) – The premium calculator helps you get the right IDV of your bike and based on the make, model, variant, age, etc., of your bike. With the accurate IDV of your bike, you can know the exact market price of your bike that you should get on making a claim for your bike insurance.
  2. Right Premium Amount – The actual objective of our premium calculator is to get the right premium amount for bike insurance under different insurance companies. When you get to know the accurate premium amount offered by various insurers, you can choose the best-priced policy for your bike.
  3. Helps in Make Right Decisions - The premium calculator gives the correct value of IDV and premium that helps you make the right decisions for your bike insurance by comparing various insurance policy quotes. This makes it easier for you to opt for a value for money insurance deal.
  4. Helps to Get an Affordable Plan - When you get to know the premium amount of different bike insurance plans through the premium calculator, you can choose an economical policy without any hassle. It helps you find a plan that fits your budget and requirements.

Third Party Bike Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (5-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India (IRDAI))

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plan

The bike insurance premium amount for standalone own-damage and comprehensive insurance plans is based on various factors like make, model, variant, fuel type, engine capacity, registration year of the bike, etc. Below are some factors entering which on the premium calculator can get you the premium of your bike instantly:

Factors Which Determine Bike Insurance Premium

  1. Anti-Theft Devices – Bikes with anti-theft devices installed are charged with a low premium cost. It is because these security devices lessen the possibility of bike thefts and ultimately lower the coverage risk of the insurers.
  2. Insured Declared Value (IDV) - The IDV is the actual market value of the bike, which policyholders are entitled to get on making a claim in case of theft or total loss of their bikes. It means bikes with higher IDV will be charged with an increased premium amount.
  3. Engine Cubic Capacity - The cubic capacity reflects the power of a bike. Higher cubic capacity makes a bike consume more consumables and run faster. But, it enhances the risk of an accident, so, premiums of bikes with high cubic capacity are set higher by the insurers.
  4. Age of the Bike – The value of a bike depreciates every year. It means old bikes are eligible to get a lower amount of claim from the insurance providers. Hence, the premium amount of older bikes is comparatively lower than the cost of the new bikes.
  5. No Claim Bonus (NCB) – The insurance providers give a no claim bonus as a reward to its policyholders for every claim-free year. The discount applies to the own-damage premium and ranges between 20% to 50%. Hence, the more the NCB will be, the lower the premium will be.

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Latest Bike Insurance News

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Bharti AXA Bike Insurance User Reviews

102 reviews Write a Review
  • Top-notch insurance solutions

    With InsuranceDekho portal, it has become a cakewalk for me to get insurance-related solutions. The platform helped me choose and purchase Bharti AXA ...

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    Ketan Lamba
    On: August 6, 2020 | Views
  • Digital operations available

    I could purchase the Bharti AXA insurance policy at InsuranceDekho portal for my Bajaj CT110 bike without going through any type of paperwork. All the...

    Read More
    Kumar Anand
    On: August 5, 2020 | Views
  • Paperless insurance procedures

    I have a comprehensive insurance plan of Bharti AXA Insurance that secures my Bajaj Dominar 400 bike. I chose and bought this bike insurance policy wi...

    Read More
    Nitish Nigam
    On: August 4, 2020 | Views
  • Policy issuance in no time

    I got my Bharti AXA bike insurance policy in no time at InsuranceDekho platform. I bought its policy for my Yamaha MT-15 bike, which was issued very f...

    Read More
    Abhishek Tomar
    On: July 30, 2020 | Views
  • Paperless insurance procedures

    I own an insurance plan of Bharti AXA Insurance that protects my Bajaj Dominar 400 bike. I chose and purchased this plan without going through any pap...

    Read More
    Namit Khurana
    On: July 29, 2020 | Views
  • A range of network garages

    The Bharti AXA Insurance attains a wide range of network garages where I could get cashless repair service for my Bajaj Pulsar RS200 bike easily. The ...

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    Mohit Khurana
    On: July 28, 2020 | Views
  • Got financial assistance when I met with an accident

    My Bharti AXA’s bike insurance policy that I bought for my Honda Activa 6G bike has really helped me a lot in the time of mishap. I got covered for al...

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    Abhishek Kanwar
    On: July 27, 2020 | Views
  • Instant policy issuance

    InsuranceDekho platform issued me a Bharti AXA insurance plan for my Suzuki Access 125 scooter in no time after completing the payment process. It was...

    Read More
    Avinash Dixit
    On: July 22, 2020 | Views
  • Updated content available

    The InsuranceDekho website is equipped with the updated information related to insurance plans. The content helped me buy a Bharti AXA insurance plan ...

    Read More
    Nitin Dixit
    On: July 21, 2020 | Views
  • Easy to get the policy claim

    With the Bharti AXA insurance plan that I bought for my TVS Apache RTR 200 Fi E100 bike, I got a complete claim amount with the help of InsuranceDekho...

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    Suraj Sharma
    On: July 20, 2020 | Views