Bharti AXA Flexi Term Insurance Riders

Bharti AXA Life Flexi Term plan is a pure protection plan that provides financial protection from uncertainties of life such as diagnosis or treatment of a critical illness or untimely demise of the life assured during the policy tenure. This plan also offers flexibility to choose from 3 different death benefit payout options which are lump sum, increasing monthly income, and part lump sum part increasing monthly income. 

No, policy loan is not available under Bharti AXA Life Flexi Term plan.

Under comprehensive critical cover 34 critical illnesses are covered.

15 major critical illness covered under major illness cover benefit are Cancer, Heart Attack, Open Chest CABG, Open Heart Surgery, Cardiomyopathy, Surgery to Aorta, Primary Pulmonary Hypertension, Angioplasty, Pericardectomy, Coma, Kidney Failure, Organ/Bone Marrow Transplant, Stroke, Multiple Sclerosis and Paralysis.

Bharti AXA Life Flexi Term plan provides optional critical illness benefit, and multiple death benefit payout options. Other than critical illness benefit, this plan provides financial protection to the family of the life assured in case of an untimely demise of the life assured during the policy tenure. 

Different death benefit payout option available under Bharti AXA Life Flexi Term plan are as following:

• Lump Sum
• Increasing Monthly Income
• Part Lump Sum Part Increasing Monthly Income

No, Bharti AXA Life Flexi Term Plan does not provide a maturity benefit.

Two riders are available under Bharti AXA Life Flexi Term plan which are Bharti AXA Life Accidental Death Benefit and Bharti AXA Life Hospi Cash Benefit Rider.

Critical illness benefit under Bharti AXA Life Flexi Term plan provides a lump sum in case the life assured is diagnosed with any critical illness.