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Bharti AXA Flexi Term Insurance User Reviews

156 reviews Rate This
Bharti AXA
Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM - 7:00 PM
Inception2006
Policies Sold1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore
Rating of Flexi Term Plan
4.9
Based on
9 User reviews

  • Efficient Online Experience

    Managing my Bharti AXA Term Insurance- Flexi Term Plan online with InsuranceDeko is a breeze. Their online platform is user-friendly and convenient.

    K
    Kai Khan
    On: Sep 18, 2023

  • Convenient Online Services

    InsuranceDekho's online platform is user-friendly and convenient. It makes policy management and accessing important information a breeze. I could easily manage and update my Bharti AXA Term Insurance- Flexi Term Plan without any hassles.

    B
    Bhawna Mehra
    On: Sep 08, 2023

  • Quick comparisons -

      I used the online premium calculator to compare several term insurance plans according to my needs and budget. The online tool really helped me compare several term plans at a time. After comparing, I purchased a Bharti AXA Term Insurance- Flexi Term Plan from InsuranceDekho. 

    R
    Rohini Kapoor
    On: Aug 08, 2023

  • Received the best guidance

    I was a bit confused while purchasing the Bharti AXA Term Insurance- Flexi Term Plan so I contacted the helpline number of InsuranceDekho. The customer support specialist clarified my doubts and helped me purchase the plan.

    N
    Nishant Nareri
    On: Aug 01, 2023

  • Trustworthy and Reliable Company

    I chose InsuranceDekho based on its reputation and am happy to say it lived up to its name. Their reliability and trustworthiness are commendable. This I experienced when on a friend’s recommendation, I bought the Bharti AXA Term Insurance- Flexi Term Plan for myself to secure my family in case of any unforeseen events.

    S
    Shalu Goyal
    On: Jul 20, 2023

  • User-Friendly Online Account Management

    InsuranceDekho's online account management for term insurance policies is user-friendly and convenient. I can easily access the details for my Bharti AXA Term Insurance- Flexi Term Plan, update my information and make premium payments online. The platform provides a seamless experience, saving me time and effort. InsuranceDekho's focus on user-friendly technology enhances the overall customer experience.

    S
    Satish Das
    On: Jul 13, 2023

  • Transparent and Clear Policy Terms

    I appreciate how the Bharti AXA Term Insurance- Flexi Term Plan has clear and transparent terms. There are no hidden clauses or surprises. The policy documents clearly outline the benefits and coverage, making it easy for me to understand what I'm getting. This level of transparency at InsuranceDekho builds trust and ensures that I have a complete understanding of my insurance coverage.

    V
    Vidhushi Charya
    On: Jun 28, 2023

  • Excellent Customer Service

    The customer service provided by InsuranceDekho was exceptional. The representatives were knowledgeable, and responsive, and helped me understand all aspects of the Bharti AXA Term Insurance- Flexi Term Plan. They patiently answered my queries and guided me through the entire process

    R
    Radhika Merchant
    On: Jun 14, 2023

  • Convertible Term Policy

    The Bharti AXA Life Term Insurance Policy offers the option to convert a term policy into a permanent one in the future. This feature has provided me with flexibility and peace of mind, knowing that I can adapt my coverage as my life circumstances change. I found this policy at InsuranceDekho.

    R
    Ria Saxena
    On: Jun 12, 2023

FAQs

  • Who can purchase a Bharti AXA term insurance policy?

    Any Indian resident between 18 and 65 years can purchase a Bharti AXA term insurance plan.

  • What are the minimum and maximum terms for which one can purchase a Bharti AXA term insurance plan?

    The minimum policy term is ten years, and Bharti AXA Life Insurance offers the option to extend the term insurance plan for up to 35 years. 

  • Is there any maximum age at maturity in a Bharti AXA Life Insurance term insurance plan?

    Yes, the maximum age at maturity of a Bharti AXA term insurance policyholder, should not exceed 75 years.

  • Does the gender of the assured person affect the term plan?

    Yes, the gender of the assured person determines the cost of the term policy based on risks. In short, it is a risk-rating component which is considered along with other factors.

  • What are the Bharti AXA Term Insurance premium payment frequency modes?

    The policyholder of a Bharti AXA term insurance plan can opt to pay annual, half-yearly, quarterly, or monthly instalments.

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Claim Process at Bharti AXA Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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