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Bajaj Allianz iSecure Term Insurance Riders

9 reviews Rate This
Highlights
Claim Settlement Ratio98.48%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Inception2001
Presence759 Branches
Total Death Benefit PaidRs. 310.71 Crore

Bajaj Allianz iSecure Term Plan provides the following additional riders:

  • Accidental Death Benefit Rider - In the event of the policyholder’s death, the family receives the rider cover amount selected under the plan as a lump sum amount.
  • Accidental Permanent Total/Partial Disability Rider - In the event of the policyholder meeting with an unfortunate accident, resulting in their permanent total or partial disability, a specific amount selected at the time of rider purchase is given.
  • Waiver of Premium Benefit Rider - In the event of death, accidental permanent total disability, or critical illness diagnosis of the policyholder, all future premiums under the plan are waived off.
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Key Inclusions and Exclusions of the Plan

What's Included

  • Death benefit
  • Survival benefit
  • Accidental Death Benefit Rider (Optional)
  • Accidental Permanent Total/ Partial Disability Benefit Rider (Optional)
  • Waiver of Premium Benefit Rider (Optional)

What's Not Included

  • Suicide or self-inflicted injury
  • Death due to hazardous activities
  • Participation in criminal activities
  • Pre-existing medical conditions
  • Death under the influence of drugs or alcohol

iSecure Plan Reviews

4.8
Rating based on
9 User reviews
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What users are saying
  • All
  • Great support and service

    I was so confused by the different life insurance options available on the internet. However, the InsuranceDekho customer support team has patiently explained all the benefits and cons of the plans that are suitable for me. They helped me choose Bajaj Allianz isecure Plan, which aligns with my goals. You guys are saviours! Thank you. 

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    R
    By Rani devi
    On: Jun 10, 2024
  • Transparent Billing

    The billing process for my Bajaj Allianz Term Insurance- iSecure Plan with InsuranceDekho is transparent. I always know what I'm paying for, which makes managing my finances easier.

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    D
    By Dilshad Keshwani
    On: Sep 21, 2023
  • Simple buying process

    I bought the Bajaj Allianz Term Insurance- iSecure Plan to secure my family from the InsuranceDekho portal which I got at an economical premium cost. I am quite happy with the easy and fast process of buying a plan on this insurance platform. 

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    P
    By Priyanka Dalmia
    On: Aug 16, 2023
  • Best term plans offered

    I could find some of the best term plans on InsuranceDekho’s website. The company offers term plans from leading insurance providers and offers an amazing tool that helps me compare plans. I purchased the Bajaj Allianz Term Insurance- iSecure Plan from InsuranceDekho. -

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    S
    By Sarif Khan
    On: Aug 10, 2023
  • Quick comparisons

    I used the online premium calculator to compare several term insurance plans according to my needs and budget. The online tool really helped me compare several term plans at a time. After comparing, I purchased a Bajaj Allianz Term Insurance- iSecure Plan from InsuranceDekho.

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    T
    By Turvi SIngh
    On: Jul 31, 2023
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