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Bajaj Allianz iSecure Term Insurance Riders

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Claim Settlement Ratio98.48%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Presence759 Branches
Total Death Benefit PaidRs. 310.71 Crore

Bajaj Allianz iSecure Term Plan provides the following additional riders:

  • Accidental Death Benefit Rider - In the event of the policyholder’s death, the family receives the rider cover amount selected under the plan as a lump sum amount.
  • Accidental Permanent Total/Partial Disability Rider - In the event of the policyholder meeting with an unfortunate accident, resulting in their permanent total or partial disability, a specific amount selected at the time of rider purchase is given.
  • Waiver of Premium Benefit Rider - In the event of death, accidental permanent total disability, or critical illness diagnosis of the policyholder, all future premiums under the plan are waived off.

Key Inclusions and Exclusions of the Plan

What's Included

  • Death benefit
  • Survival benefit
  • Accidental Death Benefit Rider (Optional)
  • Accidental Permanent Total/ Partial Disability Benefit Rider (Optional)
  • Waiver of Premium Benefit Rider (Optional)

What's Not Included

  • Suicide or self-inflicted injury
  • Death due to hazardous activities
  • Participation in criminal activities
  • Pre-existing medical conditions
  • Death under the influence of drugs or alcohol

Bajaj Allianz Term Insurance Contact Details

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