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Bajaj Allianz iSecure Term Insurance Eligibility

8 reviews Rate This
Claim Settlement Ratio98.48%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Presence759 Branches
Total Death Benefit PaidRs. 310.71 Crore

The prime features of Bajaj Allianz iSecure term insurance plan are:

  • Life Cover for Spouse - The plan comes with the flexibility to include the spouse at the time of policy inception or at a later date for life cover.
  • Regular or Limited Premiums - Based on your choice, you can opt to pay premiums on a regular basis during the policy tenure or for a limited period of 5, 10, 15, 20 or 25 years.
  • Rebate for High Sum Assured - The plan offers attractive rebates in the premium if the policyholder chooses a high sum assured amount.
  • Benefit Payout in Instalments - The nominee can receive the death benefit payouts in the form of monthly instalments for 5 or 10 years.
  • Various Options for Policy Term - The policyholder can choose from multiple policy terms as per their requirements.
  • Premium Payment Frequency Change Allowed - The policyholder can change their premium payment frequency (monthly, quarterly, half-yearly or yearly) on any policy anniversary.
  • Low Premium for Healthy Lifestyle - If you maintain a healthy lifestyle and do not smoke, you will get the iSecure plan at a low premium rate as compared to those who smoke.

Bajaj Allianz iSecure Term Plan Eligibility Criteria

The eligibility criteria for Bajaj Allianz iSecure Term Plan is as follows:



Minimum entry age

18 years

Maximum entry age

65 years

Minimum maturity age

28 years

Maximum maturity age

85 years

Minimum sum assured

Rs. 25 Lakhs

Maximum sum assured

Rs. 50 Lakhs

Policy term

For Regular and Limited Premium:

10 years (min.); 85 minus entry age (max.)

Premium payment term

For Regular Premium:

10 years (min.); 85 minus entry age (max.)

For Limited Premium:

5 years (min.); 25 years (max.)

Minimum installment premium

Monthly: Rs. 250, Quarterly: Rs. 750, Half-yearly: Rs. 1,500, Yearly: Rs. 3,000

Key Inclusions and Exclusions of the Plan

What's Included

  • Death benefit
  • Survival benefit
  • Accidental Death Benefit Rider (Optional)
  • Accidental Permanent Total/ Partial Disability Benefit Rider (Optional)
  • Waiver of Premium Benefit Rider (Optional)

What's Not Included

  • Suicide or self-inflicted injury
  • Death due to hazardous activities
  • Participation in criminal activities
  • Pre-existing medical conditions
  • Death under the influence of drugs or alcohol

iSecure Plan Reviews

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What users are saying
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  • The billing process for my Bajaj Allianz Term Insurance- iSecure Plan with InsuranceDekho is transparent. I al...

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    By Dilshad Keshwani
    On: Sep 21, 2023
  • I bought the Bajaj Allianz Term Insurance- iSecure Plan to secure my family from the InsuranceDekho portal whi...

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    By Priyanka Dalmia
    On: Aug 16, 2023
  • I could find some of the best term plans on InsuranceDekho’s website. The company offers term plans from...

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    By Sarif Khan
    On: Aug 10, 2023
  • I used the online premium calculator to compare several term insurance plans according to my needs and budget....

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    By Turvi SIngh
    On: Jul 31, 2023
  • InsuranceDekho has simplified the application process for the issuance of the policies. Their online platform ...

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    By Harsh Kiran
    On: Jul 12, 2023

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