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Bajaj Allianz iSecure Term Insurance

51 reviews Rate This
Bajaj Allianz Term Insurance
iSecure Plan
Claim Settlement Ratio98.48%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Inception2001
Presence759 Branches
Total Death Benefit PaidRs. 310.71 Crore

About Bajaj Allianz iSecure Term Insurance

Bajaj Allianz iSecure is a non-linked, non-participating term plan. An ideal protection plan, iSecure is the perfect choice for people looking forward to securing the financial future of their loved ones even in their absence. This regular and limited premium level cover, pure risk premium plan ensures that all your family’s financial needs are met even if you are not there to provide. Offering life coverage at a low premium price, the policy comes with the option of receiving the death benefit in installments.

With a minimum entry age of 18 years and maximum entry age of 65 years, Bajaj Allianz iSecure term insurance plan has the maximum maturity age of 85 years. Easily available online, the plan provides a comprehensive cover. What’s best is that it provides life cover for the spouse of the policyholder as well. While the policy term ranges between 10 years to 30 years, the sum assured starts from Rs. 25 Lakhs. As far as the option of additional covers is concerned, Bajaj Allianz iSecure term insurance plan provides three riders, namely Accidental Death Benefit Rider, Accidental Permanent Total/ Partial Disability Benefit Rider and Waiver of Premium Benefit Rider at minimal additional premium rates.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Death benefit
  • Survival benefit
  • Accidental Death Benefit Rider (Optional)
  • Accidental Permanent Total/ Partial Disability Benefit Rider (Optional)
  • Waiver of Premium Benefit Rider (Optional)

What's Not Included

  • Suicide or self-inflicted injury
  • Death due to hazardous activities
  • Participation in criminal activities
  • Pre-existing medical conditions
  • Death under the influence of drugs or alcohol

iSecure Plan User Reviews

4.7
Rating based on
51 User reviews
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What users are saying
  • All
  • Great support and service

    I was so confused by the different life insurance options available on the internet. However, the InsuranceDekho customer support team has patiently explained all the benefits and cons of the plans that are suitable for me. They helped me choose Bajaj Allianz isecure Plan, which aligns with my goals. You guys are saviours! Thank you. 

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    R
    By Rani devi
    On: Jun 10, 2024
  • Transparent Billing

    The billing process for my Bajaj Allianz Term Insurance- iSecure Plan with InsuranceDekho is transparent. I always know what I'm paying for, which makes managing my finances easier.

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    D
    By Dilshad Keshwani
    On: Sep 21, 2023
  • Simple buying process

    I bought the Bajaj Allianz Term Insurance- iSecure Plan to secure my family from the InsuranceDekho portal which I got at an economical premium cost. I am quite happy with the easy and fast process of buying a plan on this insurance platform. 

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    P
    By Priyanka Dalmia
    On: Aug 16, 2023
  • Best term plans offered

    I could find some of the best term plans on InsuranceDekho’s website. The company offers term plans from leading insurance providers and offers an amazing tool that helps me compare plans. I purchased the Bajaj Allianz Term Insurance- iSecure Plan from InsuranceDekho. -

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    S
    By Sarif Khan
    On: Aug 10, 2023
  • Quick comparisons

    I used the online premium calculator to compare several term insurance plans according to my needs and budget. The online tool really helped me compare several term plans at a time. After comparing, I purchased a Bajaj Allianz Term Insurance- iSecure Plan from InsuranceDekho.

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    T
    By Turvi SIngh
    On: Jul 31, 2023
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Claim Process at Bajaj Allianz Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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