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Universal Sompo Individual Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Rating of Individual Health Insurance Plan
4.0
Based on
28 User reviews

  • Good user interface of insurancedekho

    I can say this because i have purchased two policies from isnurancedekho and i had faced no real issues in making payment or otherwise. This is a reliable company with reliable and useful products. I liked my individual health insurance plan that universal sompo offers. I give it full marks.   

    y
    y kiran kumar
    On: Nov 01, 2019

  • Good benefits under individual plan

    I found out about universal sompo from my friend who works with insurancedekho and also helped me buy a plan from there. My individual health insurance covers me against all unforeseen healthcare expenses like pre hospitalisation expenses, post hospitalisation expenses, ambulance charges, domiciliary hospitalisation cover etc. Liked it!!!

    N
    Nazim
    On: Nov 01, 2019

  • Good service at insurancedekho

    Everything goes in the set manner at insurancedekho. The customer care people not even call you again and again if you are not interested in buying a particular policy. They follow the process and let you decide whether you want a policy or not. They guide you throughout the process, help you in making payment too.  

    V
    Vishal Sagar
    On: Oct 22, 2019

  • Good sales.. 4 on 5 stars

    I am an adult and was searching for a good health insurance plan for myself but was a bit skeptical about whether to add my family under it or not as they already have a plan. Ravi from insurancedekho explained me about what will be the best choice for me and i agreed to his choice of going for individual health plan from universal sompo as it would be more beneficial. I’m satisfied  

    P
    Prashant Kulshreshtha
    On: Oct 09, 2019

  • Facilities provided under this plan are best

    I have read about a few other plans in the market too but found this plan from universal sompo the best considering the number of benefits I get under this and the ease which I got while buying this plan from insurancedekho.. The plan provides me in patient hospitalisation expenses, pre and post hospitalization expenses etc   

    V
    Venu
    On: Oct 09, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Best individual plan

    I was looking for an affordable plan to cover my 4 month old child and the insurancedekho team suggested me to go for Universal Sompo Individual Health Insurance Plan. This is the best affordable plan to cover my 4 month old child with low premium.

    A
    Amit Tiwari
    On: Sep 26, 2019

  • Affordable and best

    Universal Sompo Individual Health Insurance Plan provides cover to my whole family. It covers my spouse, my children and my parents in a single plan. The plan also offers me the add-on benefit of critical illness cover. Also, there is quick and hassle-free buying of the policy through InsuranceDekho.

    B
    Bhujan Singh
    On: Sep 26, 2019

  • Good execution of process

    The buying process was smooth... I was explained everything over a call. To know th details about this plan, you can call on the toll free number of insurancedekho and they will get in touch with you. They will not only help you decide which plan to buy, but also help you make payments, and in claim process too..good service  

    Y
    Yogesh surendraprasad bhatt
    On: Invalid date

11505 Universal Sompo Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

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Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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