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Universal Sompo Individual Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Rating of Individual Health Insurance Plan
4.0
Based on
28 User reviews

  • Affordable premium

    ​Individual health insurance plan is as useful as it is easy to understand. One can take help from the customer care executives at insurancedekho to understand the plan well.. They will tell you in detail abt inclusions and exclusions of the plan.t they will also help you compare this product with others.   

    D
    Dhruv Kaushik
    On: Dec 24, 2019

  • Make the right choice by taking this

    I chose Individual health insurance plan from universal sompo first of all bcs universal sompo is a trustworthy company with high claim settlement ratio.. And secondly, i liked the plan.. The customer care executives solved my doubts that i had.. I got the policy documents on time too  

    M
    Mandeep Kaur
    On: Dec 24, 2019

  • Iam hopeful with this plan

    I thankfully got this plan at minimum premium which was not expected.. Also, the individual plan is really suitable for me as the other members of the family are already covered under their plans that their employers have provided.. I think this is a good investment for me.   

    D
    Dhairya Malhotra
    On: Dec 10, 2019

  • Appreciable!!

    Insurancedekho did a commendable job for me at the time of claim settlement.  Was dicy in the beginning but now i have full faith on the company as well as its employees. They always answered my calls to solve grievances at the time of claim settlement.. I liked their services   

    M
    Mukesh Aggarwal
    On: Dec 10, 2019

  • Nice plan.. Can go for it

    Individual plan i had purchased last month and have no complaints from it as such. The plan is good and offers me many coverage features such as pre and post hospitalisation expenses, daily hospital benefits, daycare treatment, and ambulance charges.. Other than these also there is wide coverage.   

    N
    Narendar Rathore
    On: Dec 02, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Wide coverage ..

    I have started earning lately and buying a health insurance plan was one of the best investments i have made for myself so far. I called on the toll free number of insurancedekho and they helped me throughout the entire process from selecting a plan to purchasing it online. Good service  

    P
    Pankaj singh ahluwalia
    On: Dec 02, 2019

  • Nice services.. Liked buying from them

    It is never too late to get insured under a good health insurance plan.. i read articles abt the same when i landed on the insurancedekho's website and thought to purchase it. I dont have much income so they offered me  affordable plan.. Happy now with this plan  

    J
    Jinna Satyanarayana Raju
    On: Nov 21, 2019

  • Best broker

    If you have any thoughts on buying health insurance, then id is the best broker that you can get in touch with for your needs. I talked to them after seeing their ad on tv..And they helped me select the right plan..haven’t made any claim yet..but the plan is satisfactory   

    S
    Sanoj Kumar Gautam
    On: Nov 21, 2019

  • Brought it for my friend.

    I helped my friend Vinod buy this policy from insurancedekho. I knew that this insurance broker handles the customers really well and provides them the products at best price online and that too within a few minutes. Which was the reason for my recommendation. I will choose this for renewals too  

    w
    wahed hussaini
    On: Nov 12, 2019

  • Great protection

    Individual health insurance policy from universal sompo is a nice policy and got me satisfied with the many benefits that it offers at nominal premium. It gives me pre and post hospitalisation cover, daily hospital benefit, domiciliary hospitalisation and ambulance charges and many other features which you can find in its brochure  

    A
    Amit kumar gautam
    On: Nov 12, 2019

11505 Universal Sompo Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

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Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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