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SBI Critical Illness Health Insurance User Reviews

381 reviews Rate This
SBI
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443
RenewabilityLifelong

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Rating of Critical Illness Insurance Policy
4.6
Based on
27 User reviews

  • Covers 13 critical illnesses

    With SBI, you can only expect good cover at low amount. This plan is perfect for those looking for critical illness cover. Kidney failure, cancer, hypertension, major organ transplant, are a few covered under it. What’s best is that on diagnosis, you get a lump sum amount. Highly satisfied with this plan. 

    S
    Subhadra Devi
    On: Oct 29, 2019

  • Perfect support at emergency time

    Critical Illness Insurance Policy has been my biggest support during my need. I got lump sum payment on making my claim and spent the money as per my requirements. If i didn’t have this plan, i would not have been able to manage hospital bills. I am happy that i went for this plan. 

    R
    Rahul Bala ji Saware
    On: Oct 16, 2019

  • Best critical illness plan by SBI

    To all, choose this if you want a high coverage critical illness plan, choose this one by SBI. This plan covers 13 critical illnesses at a low premium amount. What’s really helpful is that it gives a lump sum amount on diagnosis. I have this plan and i recommend it to all.  

    R
    Rishabh Sharma
    On: Oct 16, 2019

  • This plan will not let you compromise

    I like SBI health insurance plans because they fulfill promise of wide cover. I took the critical illness plan and feel grateful to Insurance Dekho people for suggesting it. Now, i have wide critical illness cover at low premium. Also, the policy promises a lump sum amount on diagnosis. I recommend this plan to others.

    M
    Madanlal
    On: Oct 07, 2019

  • Happy with this cover

    I was in search of a plan covering hospitalisation due to critical illnesses. Luckily, i found Critical Illness Insurance with InsuranceDekho’s help. I must say plan is good and gives lump sum amount on diagnosis. So, financial stability is no more question. 

    S
    Sanjay Kumar Sharma
    On: Oct 07, 2019
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  • This policy is my savior

    SBI’s Critical Illness Insurance Policy helped me at a time when i couldn’t afford a high medical bill. I depended on this policy when my mother’s condition declined because of stroke. Must say this plan is good and helps you with a lump sum benefit. This policy is must for anyone with critical illness.

    N
    Nitin Kumar
    On: Sep 26, 2019

  • Good plan by SBI

    Thank you InsuranceDekho for recommending Critical Illness Insurance Policy. I found this policy to be very useful. The premium is quite low, but coverage includes 13 critical illnesses. Also, you get a lump sum benefit on diagnosis. I would recommend this critical illness plan by SBI to others as well.

    S
    Sojitra Lataben Hiteshbhai
    On: Sep 26, 2019

17100 SBI Cashless Network Hospitals in India

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FAQs

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.

     

  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.

     

  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The Claim Settlement Ratio of SBI General Insurance for the Financial Year 2019-20 is 66.08%. 

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Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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