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SBI Critical Illness Health Insurance User Reviews

376 reviews Rate This
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443

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Rating of Critical Illness Insurance Policy
Based on
27 User reviews
  • Easy Renew Policy

    Last year we bought SBI-Critical Illness Insurance Policy from InsuranceDekho. As I bought the plan for the first time and didn't know much about the renewal and claiming process I reached out to the support team of InsuranceDekho. I had a great time talking with their executive. He guided me through the renewal process easily. 

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    Veena Seth
    On: Jul 20, 2023
  • Outstanding Features

    The SBI- Critical Illness Insurance Policy is awesome! I bought this health insurance plan from InsuranceDekho. The company’s services were marvelous. Everything was done online. I compared my plans through their website, completed all the documentation, and even paid my first premium online. My overall journey was made smooth and hassle-free. Thanks to the entire team. 

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    Pranjali Goswami
    On: Jun 20, 2023
  • Major coverage at low premium

    I was very much worried about my financial stability against critical illness expenses. My thanks to insurancedekho team for such a good recommendation. Now that I am covered for 13 life-threatening illnesses and that too at low premium, I am very much relieved. Thanks again!

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    Rizu Gupta
    On: Feb 27, 2020
  • Nice critical illness cover

    Bearing the cost of critical illness expenses is not that easy for everyone. I am happy that I found this cover to support me. This plan is really good as it covers 13 major critical illnesses, including kidney failure, cancer, and others. Also, it gives a lump sum amount on diagnosis.

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    Tulika Saxena
    On: Feb 24, 2020
  • Thankful for this good plan

    People in my family have suffered from critical illness and not been able to bear the expenses. I have purchased this policy so that in case it happens to me, i am financially strong. I recommend this plan because at low premium amount, it has given me a good coverage. 

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    Chetan Chauhan
    On: Feb 18, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • Finally a good critical illness cover

    This policy purchase process has been very smooth for me. This critical illness policy has me covered for 13 illnesses. It gives a lump sum amount no matter what the expenses are. I wanted cover for cancer and stroke and got it here for a less price so i am totally satisfied.

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    Siddhanth Johri
    On: Feb 11, 2020
  • Okay till now

    I purchased this policy around 6 months back. Not made any claim until now. For 13 critical illnesses coverage, the plan is charging an affordable premium amount. Only concern is that it covers only one critical illness during lifetime of insured. Otherwise, good!

    Read More
    On: Feb 03, 2020
  • Good, covers 13 critical illnesses

    This plan has been very helpful for me. Though i have purchased it only a few days back, i am sure i will get complete benefits that are promised. Coverage of 13 critical illnesses and a lump sum amount benefit are the positive points of this plan.

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    Nikunj Goyal
    On: Jan 22, 2020
  • Great investment towards critical illness

    I was not aware of this plan until i had a word with insurancedekho guys. Now i have recently purchased this insurance plan a month back and must say that i invested my money at right place. I am paying a less premium for coverage of 13 critical illnesses. What else can i ask for?

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    Shyam Chand
    On: Jan 07, 2020
  • A blessing for me

    This plan covers me for 13 critical illnesses at a low premium. Also, on diagnosis i will get a lump sum amount. The sum insured range was vast so i got to choose an affordable sum insured rate. The premium is very less than i imagined it to be. The policy is renewable for life. Overall, it is worthwhile!

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    Manika Gupta
    On: Dec 27, 2019

1358 SBI Cashless Network Hospitals in India

FAQ About SBI Health Insurance

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.


  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.


  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The Claim Settlement Ratio of SBI General Insurance for the Financial Year 2019-20 is 66.08%. 

Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

SBI Health Insurance Contact Details

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