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SBI Critical Illness Health Insurance User Reviews

386 reviews Rate This
SBI
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443
RenewabilityLifelong

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Rating of Critical Illness Insurance Policy
4.6
Based on
27 User reviews

  • Easy Renew Policy

    Last year we bought SBI-Critical Illness Insurance Policy from InsuranceDekho. As I bought the plan for the first time and didn't know much about the renewal and claiming process I reached out to the support team of InsuranceDekho. I had a great time talking with their executive. He guided me through the renewal process easily. 

    V
    Veena Seth
    On: Jul 20, 2023

  • Outstanding Features

    The SBI- Critical Illness Insurance Policy is awesome! I bought this health insurance plan from InsuranceDekho. The company’s services were marvelous. Everything was done online. I compared my plans through their website, completed all the documentation, and even paid my first premium online. My overall journey was made smooth and hassle-free. Thanks to the entire team. 

    P
    Pranjali Goswami
    On: Jun 20, 2023

  • Major coverage at low premium

    I was very much worried about my financial stability against critical illness expenses. My thanks to insurancedekho team for such a good recommendation. Now that I am covered for 13 life-threatening illnesses and that too at low premium, I am very much relieved. Thanks again!

    R
    Rizu Gupta
    On: Feb 27, 2020

  • Nice critical illness cover

    Bearing the cost of critical illness expenses is not that easy for everyone. I am happy that I found this cover to support me. This plan is really good as it covers 13 major critical illnesses, including kidney failure, cancer, and others. Also, it gives a lump sum amount on diagnosis.

    T
    Tulika Saxena
    On: Feb 24, 2020

  • Thankful for this good plan

    People in my family have suffered from critical illness and not been able to bear the expenses. I have purchased this policy so that in case it happens to me, i am financially strong. I recommend this plan because at low premium amount, it has given me a good coverage. 

    C
    Chetan Chauhan
    On: Feb 18, 2020
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  • Finally a good critical illness cover

    This policy purchase process has been very smooth for me. This critical illness policy has me covered for 13 illnesses. It gives a lump sum amount no matter what the expenses are. I wanted cover for cancer and stroke and got it here for a less price so i am totally satisfied.

    S
    Siddhanth Johri
    On: Feb 11, 2020

  • Okay till now

    I purchased this policy around 6 months back. Not made any claim until now. For 13 critical illnesses coverage, the plan is charging an affordable premium amount. Only concern is that it covers only one critical illness during lifetime of insured. Otherwise, good!

    S
    Siddharth
    On: Feb 03, 2020

  • Good, covers 13 critical illnesses

    This plan has been very helpful for me. Though i have purchased it only a few days back, i am sure i will get complete benefits that are promised. Coverage of 13 critical illnesses and a lump sum amount benefit are the positive points of this plan.

    N
    Nikunj Goyal
    On: Jan 22, 2020

  • Great investment towards critical illness

    I was not aware of this plan until i had a word with insurancedekho guys. Now i have recently purchased this insurance plan a month back and must say that i invested my money at right place. I am paying a less premium for coverage of 13 critical illnesses. What else can i ask for?

    S
    Shyam Chand
    On: Jan 07, 2020

  • A blessing for me

    This plan covers me for 13 critical illnesses at a low premium. Also, on diagnosis i will get a lump sum amount. The sum insured range was vast so i got to choose an affordable sum insured rate. The premium is very less than i imagined it to be. The policy is renewable for life. Overall, it is worthwhile!

    M
    Manika Gupta
    On: Dec 27, 2019

  • Good option for critical illness

    It has only been 5 weeks since i invested in this critical illness policy. I must say that i am totally satisfied with the cover that i have received. I am covered for 13 critical illness policies and will get a lump sum amount on diagnosis. I want to thank insurancedekho so much for guiding me with this plan.  

    G
    Gopal Mahesh
    On: Dec 19, 2019

  • Relieved now with this plan

    I have recently purchased this plan. It covers me for 13 life-threatening critical illnesses. Kidney failure, cancer, multiple sclerosis, coronary artery bypass graft, hypertension, major organ transplant, are a few. The other benefits include a fixed lump sum amount, irrespective of actual medical expenses. I will recommend this policy to others now.

    S
    Sumit Raina
    On: Dec 12, 2019

  • Satisfied with sbi’s critical illness insurance policy

    Ever since i have bought this policy, i am relieved. This plan covers me for 13 life-threatening diseases and my high medical expenses due to the same. The best part about this policy is that it will pay me a lump sum amount after the diagnosis of any of the listed critical illnesses. 

    A
    Archana Kocchar
    On: Dec 06, 2019

  • Good plan covering life-threatening diseases

    I am grateful to insurancedekho guys for suggesting this plan. The purchase process was quite simple of this plan. It covers 13 critical illnesses including kidney failure, major organ transplant, cancer, hypertension, and others. What’s best is that you get lump sum amount and premium is very less.  

    S
    Srikantha Parshad
    On: Nov 28, 2019

  • Satisfied with the cover

    It has been 10 months since i purchased this plan. I have not made a claim as of now, but believe that the process is easy. I chose this plan because it gives a lump sum amount on diagnosis of critical illness so that one doesn’t have to worry about expenses at last minute.  

    M
    Mohd. Saif
    On: Nov 28, 2019

  • Great cover against life threatening diseases

    It has been 3 weeks since i purchased this plan. I must say that it has been a great relief for me. Low premium with wide coverage is what i have got. The best feature is that it gives a lump sum amount on diagnosis of critical illness.  

    V
    Vimal
    On: Nov 19, 2019

  • Good plan for critical illness

    This plan is the best way to handle expensive medical cost of critical illness. Critical illness insurance policy provides a fixed lump sum amount on diagnosis of any of 13 critical illnesses. I am extremely thankful to insurancedekho for recommending this plan to me.

    M
    Manoj Kumar
    On: Nov 19, 2019

  • Good cover against critical illness

    I was not in a condition to pay to critical illness so i bought this plan for help. It met my expectations when i needed money the most. I had a smooth claim procedure and got lump sum amount which i used for treatment purpose as per my need.

    M
    Mohammed Bilal
    On: Nov 06, 2019

  • Indeed a good investment

    SBI’s critical illness insurance policy is new to me. But, i know that it is a good choice that i have made. At the time of claim, i will be getting a lump sum amount. Presently, i am covered for 13 critical illnesses. I am impressed with this plan.

    S
    Shashank Singh
    On: Nov 06, 2019

  • Good plan at low cost

    Has not been for this plan, i wouldn’t have imagined bearing critical illness expenses. Thanks insurancedekho for suggesting this plan. I am happy that finally i got cover for critical illness and doctor visits, medical costs, ambulance charges, and other expenses as well. 

    N
    Nagaraj Talwade
    On: Oct 29, 2019

  • Covers 13 critical illnesses

    With SBI, you can only expect good cover at low amount. This plan is perfect for those looking for critical illness cover. Kidney failure, cancer, hypertension, major organ transplant, are a few covered under it. What’s best is that on diagnosis, you get a lump sum amount. Highly satisfied with this plan. 

    S
    Subhadra Devi
    On: Oct 29, 2019

  • Perfect support at emergency time

    Critical Illness Insurance Policy has been my biggest support during my need. I got lump sum payment on making my claim and spent the money as per my requirements. If i didn’t have this plan, i would not have been able to manage hospital bills. I am happy that i went for this plan. 

    R
    Rahul Bala ji Saware
    On: Oct 16, 2019

  • Best critical illness plan by SBI

    To all, choose this if you want a high coverage critical illness plan, choose this one by SBI. This plan covers 13 critical illnesses at a low premium amount. What’s really helpful is that it gives a lump sum amount on diagnosis. I have this plan and i recommend it to all.  

    R
    Rishabh Sharma
    On: Oct 16, 2019

  • This plan will not let you compromise

    I like SBI health insurance plans because they fulfill promise of wide cover. I took the critical illness plan and feel grateful to Insurance Dekho people for suggesting it. Now, i have wide critical illness cover at low premium. Also, the policy promises a lump sum amount on diagnosis. I recommend this plan to others.

    M
    Madanlal
    On: Oct 07, 2019

  • Happy with this cover

    I was in search of a plan covering hospitalisation due to critical illnesses. Luckily, i found Critical Illness Insurance with InsuranceDekho’s help. I must say plan is good and gives lump sum amount on diagnosis. So, financial stability is no more question. 

    S
    Sanjay Kumar Sharma
    On: Oct 07, 2019

  • This policy is my savior

    SBI’s Critical Illness Insurance Policy helped me at a time when i couldn’t afford a high medical bill. I depended on this policy when my mother’s condition declined because of stroke. Must say this plan is good and helps you with a lump sum benefit. This policy is must for anyone with critical illness.

    N
    Nitin Kumar
    On: Sep 26, 2019

  • Good plan by SBI

    Thank you InsuranceDekho for recommending Critical Illness Insurance Policy. I found this policy to be very useful. The premium is quite low, but coverage includes 13 critical illnesses. Also, you get a lump sum benefit on diagnosis. I would recommend this critical illness plan by SBI to others as well.

    S
    Sojitra Lataben Hiteshbhai
    On: Sep 26, 2019

17739 SBI Cashless Network Hospitals in India

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FAQs

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.

     

  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.

     

  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • How many network hospitals does SBI General Insurance cover?

    There are 6,000+ well-equipped network hospitals covered under SBI General Insurance. 

  • What is the toll-free customer care number of SBI General Insurance?

    The toll-free number of SBI General Insurance is 1800 221 111. 

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Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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