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National Mediclaim Health Insurance User Reviews

282 reviews Rate This
National
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of National Mediclaim
4.7
Based on
27 User reviews

  • Worth it policy by national

    I have purchased national mediclaim policy around 5 months back. I have not made a claim as of now. However, i have been assured that the process is simple and smooth. I wanted cover for ayurvedic and homeopathic treatment and have got the same at less premium rates than i thought. I suggest this affordable policy to every customer.

    U
    Uma Pandey
    On: Dec 17, 2019

  • Happy with plan purchased

    National mediclaim policy is rich in features like pre and post hospitalisation expense, daycare procedures or surgeries, and many others. What’s best is that benefits such as cumulative bonus of 5%, family discount, health check-ups, and many more are associated with the policy. The purchase process is simple and the plan comes with lifelong renewal.  

    S
    Sanjay Bharadwaj
    On: Dec 13, 2019

  • I liked national mediclaim very much

    This is my first experience with national insurance. I must say that it is a comprehensive health insurance policy. The sum insured range is quite vast. The features like pre and post hospitalisation expenses, 140 daycare procedures, cumulative bonus, family discount, health check-ups and many more. I am highly satisfied with my coverage. 

    V
    Varun Gupta
    On: Dec 09, 2019

  • Highly recommended to all

    Thanks InsuranceDekho guys for this plan. I got my coverage for ayurvedic  and homeopathic treatment at a very less premium amount. I find national mediclaim to be a good choice for people who are looking for wide cover without paying a huge amount. Good job done by national!

    R
    Ritik Bhasin
    On: Nov 29, 2019

  • National mediclaim is a worthy investment

    I can tell you without any doubt that if you would invest in this plan, you won’t regret at all. this great plan gives you supreme coverage at low premium. The claim process is simple and doesn’t require one to take any kind of stress. Overall it is worth the money.

    K
    Kaushal Singh
    On: Nov 29, 2019
    • Must BuyMust Buy

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    • Tax benefit upto 75,000*
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    • 66 Lacs+ happy customers

  • Good effort by national insurance

    It has been a few months since i bought this plan. I want to tell everyone that this plan is offering wide cover. So, if you need help in case of daycare procedures, pre and post-hospitalisation expenses, ambulance charges, oxygen, x-ray, blood, OT charges, and others, choose this plan at any cost. 

    V
    Vijaykumar Narayan Patil
    On: Nov 20, 2019

  • Superb plan available at affordable rates

    National insurance has always impressed me with its superb plans. This national mediclaim policy is another great plan that has given me good cover for my family members. Low premium, free health checkup, no pre-medical screening, cashless treatment, are a few features that i really liked in this policy.

    M
    Mandira Bhattacharyya
    On: Nov 20, 2019

  • Comprehensive health policy at low premium

    I am happy with my cover of national mediclaim policy. It has been the best health insurance for m,e until today. If you also want to invest, expect high coverage, less premium, easy claim settlement, and other superior features. I will give this plan 8 out of 10. 

    P
    Praveen K H
    On: Nov 07, 2019

  • National mediclaim is perfect policy

    One of my friends recommended this plan to me. When you buy this plan, you get covered for 140 daycare procedures, pre and post-hospitalisation expenses, oxygen, blood, OT charges, x-ray, and others, ambulance charges, etc. This plan is definitely one of the best plans by national insurance company.

    A
    Ashish Kumar
    On: Nov 07, 2019

  • Superb policy from superb insurer

    Buying national mediclaim was one of my best health insurance decisions. This policy is superb in every way. Be it coverage or premium, or benefits, it is an all-rounder policy by national insurance. I am happy that i was able to cover my family under this comprehensive, affordable policy without paying too much. 

    S
    Sudarshan
    On: Oct 30, 2019

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FAQs

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is-

    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. https://nationalinsurance.nic.co.in. To opt for a smooth and hassle-free process, you can also purchase it at InsuranceDekho.  

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    National Insurance Company offers health insurance plans for individuals, families, senior citizens, parents, children, etc. People aged up to 65 years can be covered under these policies.

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Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

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