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National Mediclaim Health Insurance User Reviews

276 reviews Rate This
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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Rating of National Mediclaim
Based on
27 User reviews
  • Remarkable Experience

    My experience of purchasing the National Health-  National Mediclaim was wonderful. I bought this plan from an online platform that save me a lot of time and effort. The entire process was completed online and even after purchasing the policy, I didn’t have to chase the team to know about the status of my health policy. I am happy with my purchase. 

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    Reshma Ajmani
    On: Jun 20, 2023
  • Best experience

    It was the best experience I received during the issuance of my National insurance’s National Mediclaim plan. From quote generation to payment, it was a fast affair. The modern tools are convenient and contribute to the time-saving feature of the website.

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    Snehashis Bagchi
    On: Jan 20, 2021
  • Provides maximum assistance

    I was happy to get this assurance from InsuranceDekho to get maximum assistance whenever required. I am even happier to find that it is true. Be it on Whatsapp or call, the team is always on their toes to help. So satisfied that I bought National insurance’s National Mediclaim Plus plan from them.

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    Reema Basu
    On: Jan 15, 2021
  • I highly recommend national insurance to all

    National Mediclaim is my first health insurance purchase with insurancedekho. I wanted a plan covering day care procedures as well as Ayurvedic & homeopathic treatment. Glad that i found this affordable plan without much hassle. Thanks insurancedekho!

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    Vishesh Chauhan
    On: Oct 29, 2020
  • Worth it insurance

    I am impressed with this national insurance policy. It has given me a very good cover for pre and post hospitalisation, daycare procedures or surgeries, Ayurvedic & homeopathic treatment, room, boarding and other charges. Also comes the benefit of cumulative bonus of 5% if no claims are reported. It is a policy worth recommending.  

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    Mugdha Patnaik
    On: Feb 07, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • Less premium, more cover

    My previous health insurance experience was really very bad. So, when i got to know about this national mediclaim policy, i was a bit hesitant to buy it. But insurancedekho team convinced me about it and i would say i don’t regret my decision at all. I suggest this policy to you also.

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    Rohit Tanwar
    On: Feb 04, 2020
  • National mediclaim is new for me

    I want to thanks team of insurancedekho that they helped with this policy. As i am new, they explained every bit of information to me. About the policy, it is really great covering. It also gives you discount of 10% on premium if you buy it for your family. 

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    Rohit Shukla
    On: Feb 03, 2020
  • Covers for ayurvedic treatment

    For past 18 days, i was looking for a good policy that provides me cover for ayurvedic treatment. I am happy that i got covered for the same under this plan at a low premium cost. Apart from ayurvedic treatment, i am getting benefits like day care procedure, ambulance expenses, free health check-up and more.

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    On: Jan 23, 2020
  • More at less premium

    As i mentioned the premium amount i am paying for this policy is quite less than i expected. While the coverage that i am getting is very high, which is really good. The plan covers day care procedures, pre & post hospitalisation expenses, room rent, nursing charges, boarding expenses and many others at a value that doesn’t seem too much for pocket.

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    Kirti Pratap Singh
    On: Jan 09, 2020
  • Policy with great, unique benefits

    First of all, this policy is quite comprehensive at such less premium amount. I am covered for hospitalisation expenses on cashless/reimbursement basis due to any disease or injury. Other key benefits that i covered for are 5% cumulative bonus in case of no claim, family discount, health check-ups and many others. Good job by national insurance!    

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    Prem Rai
    On: Jan 03, 2020

FAQ About National Health Insurance

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is-

    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. To opt for a smooth and hassle-free process, you can also purchase it at InsuranceDekho.  

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    National Insurance Company offers health insurance plans for individuals, families, senior citizens, parents, children, etc. People aged up to 65 years can be covered under these policies.

Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

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Insurance Products by National General Insurance