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Kotak Corona Kavach Health Insurance Wordings

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Highlights
Claim Settlement Ratio93%
Free Health CheckupAvailable
In-House Claim SettlementAvailable
Network Hospitals6,700+
Policies Sold3,49,931
RenewabilityLifelong

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Kotak Mahindra Health Insurance Plan List

    Name of PlanSum Insured
    Kotak Health Care (Discontinued)Min: 91 Days; Max: 65 Years2 Lakh Check Premium
    Corona Kavach PolicyMin: 1 Day; Max: 65 years50 Thousand - 5 Lakh Check Premium
    Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 Lakh Check Premium
    Kotak Secure ShieldMin: 18 Years; Max: 65 Years5 Lakh Check Premium
    Kotak Health PremierMin: 91 Days; Max: 65 Years3 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 18 years; Max: 65 years1 Lakh - 5 Lakh Check Premium

    Kotak Mahindra Health Insurance Top Up List

      Name of PlanSum Insured
      Kotak Health Super Top UpMin: 91 Days; Max: 65 Years3 Lakh Check Premium

      FAQs on Corona Kavach Policy Health Insurance Plan

      • Does Kotak Corona Kavach come with portability and migration features?

        No! The policy does not cover portability and migration features.

      • Can I renew the Kotak Corona Kavach Policy for lifetime?

        No! Kotak Corona Kavach Policy is not lifelong renewable. 

      • Is there any sublimit associated with the Hospital Daily Cash feature of the Kotak Corona Kavach Policy?

        Firstly, the benefit of Hospital Daily Cash is optional. Secondly, the optional cover can be availed on 0.5% of sum insured on a daily basis, maximum up to 15 days in the policy period for every insured person. 

      • Can I avail OPD treatment under the Kotak Corona Kavach Policy?

        No! Kotak Corona Kavach Policy does not provide cover for OPD expenses.

      • Is Kotak Corona Kavach Policy beneficial in providing cover outside India?

        No! Kotak Corona Kavach Policy does not cover any sort of diagnosis or treatment outside the geographical limits of India.

      Claim Process at Kotak Mahindra Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Kotak Mahindra Health Insurance Contact Details

      Reach us for help anytime