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Kotak Corona Kavach Health Insurance Wordings

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Highlights
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio97%
Network Hospitals7,200+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Kotak Mahindra Health Insurance Plan List

  • Family (2)
  • Individual (2)
  • Parents (1)
  • Critical Illness (1)
  • Kids (1)
  • Maternity (1)
  • Senior Citizen (1)
  • Woman (1)
Name of PlanSum Insured
Kotak Health Care (Discontinued)Min: 91 Days; Max: 65 Years2 Lakh Check Premium
Kotak Secure ShieldMin: 18 Years; Max: 65 Years5 Lakh Check Premium
Kotak Health PremierMin: 91 Days; Max: 65 Years3 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 18 years; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 years50 Thousand - 5 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 Lakh Check Premium

Kotak Mahindra Health Insurance Top Up List

  • Top-up (1)
Name of PlanSum Insured
Kotak Health Super Top UpMin: 91 Days; Max: 65 Years3 Lakh Check Premium

FAQs on Corona Kavach Policy Health Insurance Plan

  • Does Kotak Corona Kavach come with portability and migration features?

    No! The policy does not cover portability and migration features.

  • Can I renew the Kotak Corona Kavach Policy for lifetime?

    No! Kotak Corona Kavach Policy is not lifelong renewable. 

  • Is there any sublimit associated with the Hospital Daily Cash feature of the Kotak Corona Kavach Policy?

    Firstly, the benefit of Hospital Daily Cash is optional. Secondly, the optional cover can be availed on 0.5% of sum insured on a daily basis, maximum up to 15 days in the policy period for every insured person. 

  • Can I avail OPD treatment under the Kotak Corona Kavach Policy?

    No! Kotak Corona Kavach Policy does not provide cover for OPD expenses.

  • Is Kotak Corona Kavach Policy beneficial in providing cover outside India?

    No! Kotak Corona Kavach Policy does not cover any sort of diagnosis or treatment outside the geographical limits of India.

Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

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