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HDFC ERGO my:health Suraksha Health Insurance User Reviews

492 reviews Rate This
HDFC ERGO
Highlights
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Rating of my: health Suraksha
4.1
Based on
41 User reviews

  • Anytime support facility

    I loved purchasing a health insurance plan from the online platform InsuranceDekho. I had a great time with one of their customer care executives. Thank you to the insurance advisors for suggesting to me the HDFC ERGO- my health Suraksha. It was a great experience with your company and would definitely recommend it to each and every one. 

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    R
    Radhika Verma
    On: Jul 14, 2023

  • Detailed explanation

    InsuranceDekho's website provides a detailed explanation about each plan they offer. After visiting their website, and going through the plans, I decided to buy the HDFC ERGO My Health Suraksha health insurance plan. The plan provides all the benefits I was looking for. Satisfied with the plan. 

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    B
    Bindu Batra
    On: Mar 03, 2022

  • Policy brochures received through Whatsapp

    I used the Whatsapp number given on the website of InsuranceDekho and requested the team to send me the policy brochure for HDFC Ergo General Insurance’s my:Health Suraksha plan. Within a few seconds, I got the policy brochure which was easily downloadable.

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    M
    Mithun Bhattacharya
    On: Feb 25, 2021

  • Availability of premium calculator

    I appreciate the performance of the premium calculator available on InsuranceDekho. This innovative tool has made policy premium rate comparison remarkably simple and time-saving. I used the tool to compare multiple premiums before finalising HDFC Ergo General Insurance’s my:Health Suraksha plan.

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    N
    Nayan Majumdar
    On: Feb 12, 2021

  • Simultaneous quotes comparison

    Just by giving certain basic information, I generated a number of health insurance policy quotes on InsuranceDekho. Then, I used the premium calculator tool to compare the premium rates. I was impressed by how I could compare multiple quotes simultaneously. I bought HDFC Ergo General Insurance’s my:Health Suraksha plan.

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    R
    Rahul Chaki
    On: Feb 08, 2021
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

  • Calculate premiums easily

    Calculating premiums at InsuranceDekho was a time and energy saver. I used the premium calculator to compare and calculate the premium amount for my HDFC Ergo General Insurance’s my:Health Suraksha plan.

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    B
    Bapi Barman
    On: Jan 28, 2021

  • User-friendly website

    On InsuranceDekho, instructions are simplified and easy to understand. The information is abundant yet relevant and the run time of the website is fast. Happy that I purchased HDFC Ergo General Insurance’s my:Health Suraksha plan from here.

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    N
    Narayan Bali
    On: Jan 18, 2021

  • Choose among the best insurance companies

    Individual choices are different when it comes to picking a health plan and a trustworthy insurance company. InsuranceDekho makes it easier to compare the best insurance companies as well as insurance plans. It helped me to select HDFC Ergo General Insurance company’s my:health Suraksha plan for my family.

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    O
    Oindrila Mukherjee
    On: Jan 14, 2021

  • Whatsapp communication possible

    I loved the fact that I could easily communicate with the InsuranceDekho team through Whatsapp while on the go. I had some queries regarding my claim settlement of HDFC Ergo General Insurance’s my:health Suraksha plan. Awesome service!

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    T
    Tripti Saha
    On: Jan 11, 2021

  • Profound information

    InsuranceDekho is packed with profound information related to insurance policies. The information is relevant and authentic. Based on the gathered information, I bought HDFC Ergo General Insurance’s my:Health Suraksha plan. It has comprehensive benefits at an attractive premium rate.

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    T
    Trishika Mohanty
    On: Jan 07, 2021

3624 HDFC ERGO Cashless Network Hospitals in India

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FAQ About HDFC ERGO Health Insurance

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. 

     

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

     

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.

     

  • Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?

    The entry age for children is 91 days. However, there is no maximum entry age for adults.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

HDFC ERGO Health Insurance Contact Details

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