HDFC ERGO Maxima Health Insurance Wordings
Cashless Approval TAT | 45 mins Cashless Claim Processing |
Claim Settlement Ratio | 100% |
Network Hospitals | 12,000+ |
PED Coverage Starting From | 3 year |
Special Benefits | 2X Cover from Day 1 |
Starting Premium | Rs. 1090/month |
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HDFC ERGO Health Insurance Plan List
- Family (3)
- Individual (4)
- Cancer (1)
- Critical Illness (2)
- Diabetes (1)
- Parents (1)
- Senior Citizen (1)
Name of Plan | Sum Insured | |
Optima SecureMin: 91 Days, Max: 65 Years | Check Premium | |
Optima RestoreMin: 91 Days, Max: 65 Years | 3 Lakh | Check Premium |
my: health SurakshaMin: 91 Days; Max: No Limit | 3 Lakh | Check Premium |
Health Suraksha Top-Up Plus PolicyMin: 91 days; Max: 65 years | 3 Lakh - 10 Lakh | Check Premium |
my:Health Women Suraksha PolicyMin: 18 years; Max: 45 years | 1 Lakh - 1 Crore | Check Premium |
Dengue Care Policy Min: 91 Days; Max: 65 years | 50 Thousand - 1 Lakh | Check Premium |
Easy Health PolicyMin: 91 days; Max: 65 years | 1 Lakh - 50 Lakh | Check Premium |
my:Health Koti SurakshaMin: 18 years; Max: 65 years | Check Premium | |
Maxima PolicyMin: 91 Days; Max: 65 years | Check Premium | |
Day2Day Care PolicyMin: 91 Days; Max: 65 years | Check Premium | |
iCan CancerMin: 5 Years; Max: 65 Years | 5 Lakh | Check Premium |
Health WalletMin: 91 Days; Max: 65 Years | 3 Lakh | Check Premium |
EnergyMin: 18 Years, Max: 65 Years | 2 Lakh | Check Premium |
Optima SeniorMin: 61 Years; Max: No Limit | 2 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 day ; Max: 65 years | 50,000 - 5 lakh | Check Premium |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Check Premium |
Critical Illness PlanMin: 5 Years; Max: 65 Years | 5 Lakh | Check Premium |
HDFC ERGO Health Insurance Top Up List
- Top-up (4)
- Family (1)
- Individual (1)
Name of Plan | Sum Insured | |
Optima PlusMin: 91 Days; Max: 65 Years | 5 Lakh | Check Premium |
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 Years | 3 Lakh | Check Premium |
Optima SuperMin: 91 Days; Max: 65 Years | 5 Lakh | Check Premium |
9552 HDFC ERGO Cashless Network Hospitals in India
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FAQs on Maxima Policy Health Insurance Plan
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Am I covered for dental treatment under Maxima Policy?
Yes. Maxima Policy covers you for dental treatment, contact lenses, and spectacles, up to a certain limit, as a part of specialist services.
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Which in-patient hospitalisation expenses am I covered for under Maxima Policy?
Maxima Policy covers you for a sum insured of Rs. 3 Lakh that includes in-patient treatment, pre-hospitalisation and post-hospitalisation expenses, daycare procedures, domiciliary treatment, daily cash in case of shared accommodation, etc. The policy also covers you for emergency ambulance expenses, organ donor expenses, daily cash for accompanying the insured child, care for a newborn, and maternity expenses.
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Can I avail tax benefits on the premium paid for Maxima Policy?
Yes. You can avail tax benefits on the premium paid for Maxima Policy, under Section 80D of the Income Tax Act, 1961.
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Is there any limit on cover for doctor’s consultations under Maxima Policy?
Yes. If one member is covered under the Maxima Policy, then he/she can avail up to 4 consultations per policy year; if two members are covered under the Maxima Policy, then he/she can avail up to 6 consultations per policy year; whereas if 2 adults+up to 2 children are covered under the policy, then up to 8 consultations can be availed.