Care Critical Illness Health Insurance Wordings

Under Critical Mediclaim plan, there is dialysis coverage up to the sum insured.

Declaring the correct and accurate health information at the time of purchase ensures smooth processing of the claim at the time of need. 

Pre-hospitalisation is covered for up to 30 days, and post-hospitalisation is covered for up to 60 days.

The initial waiting period under Critical Mediclaim plan is 90 days. There is no waiting period for specified ailments. However, for pre-existing conditions, the waiting period is 4 years.